- OptimumBank Holdings, Inc. posted Q2 2025 net earnings of $3.6 million, or $0.31 per basic share.
- Net interest margin rose to 4.32%, reflecting improved deposit pricing and asset yields.
- Total deposits increased by $25.93 million in the quarter, reaching $878.87 million.
- Noninterest income rose to $1.83 million, supported by loan sales and prepayment fees.
- Capital levels remain strong, with Tier 1 Capital to Total Assets at 11.89%.
OptimumBank Holdings (NYSE American: OPHC), a single bank holding company that owns 100% of community bank OptimumBank, headquartered in Fort Lauderdale, Florida, reported higher earnings and positive financial results for the second quarter of 2025, highlighting steady growth in deposits and improved margins.
According to the company’s latest financial update, net earnings for the quarter totaled $3.6 million, or $0.31 per basic share and $0.29 per diluted share. While this was slightly below the $3.87 million posted in the first quarter, it exceeded the $3.5 million recorded in the same…
NOTE TO INVESTORS: The latest news and updates relating to OPHC are available in the company’s newsroom at https://ibn.fm/OPHC
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