UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 15 CERTIFICATION AND NOTICE OF TERMINATION OF REGISTRATION UNDER SECTION 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR SUSPENSION OF DUTY TO FILE REPORTS UNDER SECTIONS 13 AND 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. Commission File No. 001-11515 COMMERCIAL FEDERAL CORPORATION ------------------------------------------------------- (Exact name of registrant as specified in its charter) 13220 CALIFORNIA STREET, OMAHA, NEBRASKA 68154, (402) 554-9200 ------------------------------------------------------------------------ (Address, including zip code and telephone number, including area code, of registrant's principal executive offices) SUBORDINATED NOTES DUE DECEMBER 2006 ------------------------------------------------------------- (Title of each class of securities covered by this Form) COMMON STOCK, PAR VALUE $.01 PER SHARE SHAREHOLDER RIGHTS PLAN ----------------------------------------------------------------------------- (Titles of all other classes of securities for which a duty to file reports under section 13(a) or 15(d) remains) Please place an X in the box(es) to designate the appropriate rule provision(s) relied upon to terminate or suspend the duty to file reports: Rule 12g-4(a)(1)(i) [ ] Rule 12h-3(b)(1)(i) [X] Rule 12g-4(a)(1)(ii) [ ] Rule 12h-3(b)(1)(ii) [ ] Rule 12g-4(a)(2)(i) [ ] Rule 12h-3(b)(2)(i) [ ] Rule 12g-4(a)(2)(ii) [ ] Rule 12h-3(b)(2)(ii) [ ] Rule 15d-6 [ ] Approximate number of holders of record as of the certification or notice date: NONE Pursuant to the requirements of the Securities Exchange Act of 1934, Commercial Federal Corporation has caused this certification/notice to be signed on its behalf by the undersigned duly authorized person. DATE: December 1, 2004 BY: /s/ David S. Fisher -------------------------------------------- David S. Fisher Executive Vice President and Chief Financial Officer