SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 8-K

Current Report
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934

            Date of Report (Date of Earliest Event Reported): November 14, 2002 (November 14, 2002)

ATLANTIC AMERICAN CORPORATION
(Exact Name of Registrant as Specified in Its Charter)

Georgia (State or Other Jurisdiction of Incorporation)	0-3722 (Commission File Numbers)	58-1027114 (I.R.S. Employer Identification No.)
4370 Peachtree Rd., N.E. Atlanta, Georgia (Address of Principal Executive Offices)		30319 (Zip Code)

            Registrant's Telephone Number, Including Area Code:      (404) 266-5500

Not Applicable

---

(Former Name or Former Address, if Changed Since Last Report)

---

Item 9.	Regulation FD Disclosure
	On November 14, 2002, in connection with the filing of the Form 10-Q of Atlantic American Corporation (the "Company") for the quarterly period ended September 30, 2002 (the "Report"), the President and Chief Executive Officer and the Senior Vice President and Chief Financial Officer of the Company each certified, pursuant to 18 U.S.C. § 1350, as adopted pursuant to § 906 of the Sarbanes-Oxley Act of 2002, that, to such officer's knowledge:
	(1)    The Report fully complies with the requirements of Section 13(a) of the Securities          Exchange Act of 1934; and
	(2)     The information contained in the Report fairly presents, in all material respects, the           financial condition and results of operations of the Company as of the dates and for the           periods expressed in the Report.

---

SIGNATURE

           Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has
duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

	ATLANTIC AMERICAN CORPORATION

	By:    /s/ John G. Sample, Jr.
	John G. Sample, Jr.           Senior Vice President and Chief Financial Officer

                          Date:   November 14, 2002