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TD Bank Unveils TD Complete Checking and TD Early Pay, Simplifying Customers' Banking Experiences

TD Early Pay will be available to all TD checking and savings clients and provide access to eligible direct deposits up to two days earlier

TD Bank, America’s Most Convenient Bank®, today announced the launch of TD Complete Checking, a new product that’s designed to help simplify and modernize the checking experience. Additionally, TD has introduced TD Early Pay, a feature that lets customers receive their eligible direct deposits up to two business days early. These innovative offerings signify TD Bank’s commitment to evolving its services in response to customer feedback, providing greater value, flexibility and control to its customer base.

“TD Complete Checking and TD Early Pay represent a significant milestone in TD’s journey to redefine everyday banking. As customer needs are continually evolving, we are delivering an insights-driven banking experience, which provides simplified banking options, and quicker access to funds,” said Courtney Mitchell, Head of Consumer Deposit Products and Payments at TD.

TD Complete Checking provides customers with an enhanced, streamlined everyday banking option throughout their life cycle and rewards customers with one free linked savings account. The new product also offers free paper statements and basic checks for customers aged 60 and above, and no monthly maintenance fee and $0 non-TD ATM fees for young adults aged 17-23.

TD Complete Checking incentivizes customers to avoid the monthly maintenance fee by having $500 or more in direct deposits per statement cycle, maintaining a minimum daily balance of $500, or having a $5,000 minimum daily combined balance of all linked deposit accounts.

Additionally, TD Early Pay is now available to all checking and savings account customers, providing them with greater financial accessibility and control. The feature will be included for customers enrolled in direct deposit and eligible transactions for Early Pay. TD Early Pay is free, no sign up needed, and works for multiple eligible transaction types such as paychecks, tax refunds, government benefits, military pay, and pensions.

TD Complete Checking and TD Early Pay are the latest in a series of customer-centric enhancements by TD Bank, including the launch of TD Essential Banking in 2021, which provided a low-cost, no overdraft-fee deposit account.

For additional information on TD Complete Checking, please visit For more on TD Early Pay, please visit

About TD Bank, America's Most Convenient Bank®

TD Bank, America's Most Convenient Bank, is one of the 10 largest banks in the U.S. by assets, providing over 10 million customers with a full range of retail, small business and commercial banking products and services at more than 1,100 convenient locations throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida. In addition, TD Auto Finance, a division of TD Bank, N.A., offers vehicle financing and dealer commercial services. TD Bank and its subsidiaries also offer customized private banking and wealth management services through TD Wealth®. TD Bank is headquartered in Cherry Hill, N.J. To learn more, visit Find TD Bank on Facebook at and on Instagram at

TD Bank is a subsidiary of The Toronto-Dominion Bank, a top 10 North American bank. The Toronto-Dominion Bank trades on the New York and Toronto stock exchanges under the ticker symbol "TD". To learn more, visit

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