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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 10-Q/A

               (Mark One)

     
x   QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the quarterly period ended September 30, 2003

OR

     
o   TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the transition period from                     to                    

Commission file number 0-25135

(LOGO)

REDDING BANCORP

(Exact name of Registrant as specified in its charter)
     
California   94-2823865
(State or other jurisdiction of incorporation or organization)   (I.R.S. Employer Identification No.)
1951 Churn Creek Road Redding,
California
 
96002
(Address of principal executive offices)   (Zip code)

Registrant’s telephone number, including area code: (530) 224-3333

Securities registered pursuant to Section 12(b) of the Act: None

Securities registered pursuant to Section 12(g) of the Act:
Common Stock, no par value per share

Indicate by check mark whether the Registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the Registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days.
Yes  x    No  o

Indicate by a check mark whether the registrant is an accelerated filer (as defined in Rule 126-2 of the Exchange Act)
Yes  o    No  x

Outstanding shares of Common Stock, no par value, as of October 31, 2003: 2,708,058

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TABLE OF CONTENTS

Exhibit 99.1


Table of Contents

REDDING BANCORP & SUBSIDIARIES

Index to Form 10-Q/A

         
PART II. OTHER INFORMATION    
EXHIBITS    
      Certification pursuant to 18 U.S.C. Section 1350
    Section 906 of the Sarbanes-Oxley Act of 2002
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