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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF
THE SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of earliest event reported) DECEMBER 17, 2004
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NORWOOD FINANCIAL CORP.
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(Exact name of registrant as specified in its charter)
PENNSYLVANIA 0-28364 23-2828306
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(State or other jurisdiction (Commission File (IRS Employer
of incorporation) Number) Identification No.)
717 MAIN STREET, HONESDALE, PENNSYLVANIA 18431
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (570) 253-1455
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NOT APPLICABLE
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(Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below)
[ ] Written communications pursuant to Rule 425 under the Securities Act (17
CFR 230.425)
[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
240.14a-12)
[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act (17 CFR 240.14d-2(b))
[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the
Exchange Act (17 CFR 240.13e-4(c)).
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NORWOOD FINANCIAL CORP.
INFORMATION TO BE INCLUDED IN REPORT
ITEM 8.01. OTHER EVENTS
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On December 17, 2004, the Registrant announced that its Board of Directors
had increased its quarterly dividend to $.18 per share beginning with the
dividend payable on February 1, 2005 to stockholders of record as of January 14,
2005. For further information, reference is made to the Registrant's press
release, dated December 17, 2004, which is filed as Exhibit 99.1 hereto.
ITEM 9.01. FINANCIAL STATEMENTS AND EXHIBITS
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(c) The following exhibits are filed with this report.
Number Description
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99.1 Press Release, dated December 17, 2004
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
NORWOOD FINANCIAL CORP.
Date: December 17, 2004 By: /s/ William W. Davis, Jr.
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William W. Davis, Jr.
President and Chief Executive Officer
(Duly Authorized Representative)