UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

                       PURSUANT TO SECTION 13 OR 15(D) OF
                       THE SECURITIES EXCHANGE ACT OF 1934

       Date of Report (Date of earliest event reported): January 13, 2006
                                                         ----------------

                            DSA Financial Corporation
                            -------------------------
             (Exact Name of Registrant as Specified in its Charter)

    Delaware                         0-50864                      20-1661802
-------------------            ------------------            ------------------
 (State or Other              Commission File No.)            (I.R.S. Employer
 Jurisdiction of                                             Identification No.)
 of Incorporation)                                                             

118 Walnut Street, Lawrenceburg, Indiana                              47025
----------------------------------------                              -----
(Address of Principal Executive Offices)                            (Zip Code)

Registrant's telephone number, including area code:  (812) 537-0840
                                                     --------------



                                 Not Applicable
                                 --------------
          (Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

[  ]  Written communications pursuant to Rule 425 under the Securities Act 
        (17 CFR 230.425)

[  ]  Soliciting material pursuant to Rule 14a-12 under the Exchange Act 
        (17 CFR 240.14a-12)

[  ]  Pre-commencement communications pursuant to Rule 14d-2(b) under the 
        Exchange Act (17 CFR 240.14d-2(b))

[  ]  Pre-commencement communications pursuant to Rule 13e-4(c) under the
         Exchange Act (17 CFR 240.13e-4(c))






Item 2.02.   Results of Operations and Financial Condition
             ---------------------------------------------

         On January 13, 2006, the Company issued a press release regarding its
earnings for the quarter ended December 31, 2005. The press release is included
as Exhibit 99 to this report. The information included in Exhibit 99 is
considered to be "furnished" under the Securities Exchange Act of 1934.

Item 9.01.   Financial Statements and Exhibits
             ---------------------------------

         The Index of Exhibits immediately precedes the attached exhibits.








                                   SIGNATURES

         Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned, hereunto duly authorized.

                                            DSA FINANCIAL CORPORATION



DATE: January 18, 2006              By:   /s/ Edward L. Fischer                
                                          -------------------------------------
                                          Edward L. Fischer
                                          President and Chief Executive Officer







                                  EXHIBIT INDEX

         Exhibit No.                                 Description
                                                     -----------

            99                      Press Release of DSA Financial Corporation 
                                    dated January 13, 2006