SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. ___) DSA Financial Corporation -------------------------------------------------------------------------------- (Name of Issuer) Common Stock -------------------------------------------------------------------------------- (Title of Class of Securities) 23331W 10 1 -------------------------------------------------------------------------------- (CUSIP Number) July 1, 2005 -------------------------------------------------------------------------------- (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Schedule is filed [ ] Rule 13d-1(b) [x] Rule 13d-1(c) [ ] Rule 13d-1(d) The information required in the remainder of this cover page shall not be deemed to be "filed" for the purpose of Section 18 of the Securities Exchange Act of 1934 ("Act") or otherwise subject to the liabilities of that section of the Act, but shall be subject to all other provisions of the Act (however, see the Notes). ___________________ _________________ CUSIP No. 23331W101 Page 2 of 7 Pages ________________________________________________________________________________ 1) Names of Reporting Persons....................................Dennis Richter I.R.S. Identification Nos. of Above Persons (entities only)...Not Applicable ________________________________________________________________________________ 2) Check the appropriate box if a Member of a Group (See instructions) (a) [ X] (b) [ ] ________________________________________________________________________________ 3) SEC use only................................................................. ________________________________________________________________________________ 4) Citizenship or Place of Organization......................................USA ________________________________________________________________________________ Number of (5) Sole Voting Power..............................12,849 Shares ______________________________________________________________ Beneficially (6) Shared Voting Power.................................0 Owned by ______________________________________________________________ Each Reporting (7) Sole Dispositive Power.........................12,849 Person ______________________________________________________________ With (8) Shared Dispositive Power............................0 ________________________________________________________________________________ 9) Aggregate Amount Beneficially Owned by Each Reporting Person...........12,849 ________________________________________________________________________________ 10) Check if the Aggregate Amount in Row (9) Excludes Certain Shares........[ ] ________________________________________________________________________________ 11) Percent of Class Represented by Amount in Row 9.........................0.8% ________________________________________________________________________________ 12) Type of Reporting Person (See Instructions)...............................IN ________________________________________________________________________________ ___________________ _________________ CUSIP No. 23331W101 Page 3 of 7 Pages ________________________________________________________________________________ 1) Names of Reporting Persons..................................Sandra L. Richter I.R.S. Identification Nos. of Above Persons (entities only)....Not Applicable ________________________________________________________________________________ 5) Check the appropriate box if a Member of a Group (See instructions) (a) [ X] (b) [ ] ________________________________________________________________________________ 6) SEC use only................................................................. ________________________________________________________________________________ 7) Citizenship or Place of Organization......................................USA ________________________________________________________________________________ Number of (5) Sole Voting Power...............................1,065 Shares ______________________________________________________________ Beneficially (6) Shared Voting Power.................................0 Owned by ______________________________________________________________ Each Reporting (7) Sole Dispositive Power..........................1,065 Person ______________________________________________________________ With (8) Shared Dispositive Power............................0 ________________________________________________________________________________ 10) Aggregate Amount Beneficially Owned by Each Reporting Person...........1,065 ________________________________________________________________________________ 10) Check if the Aggregate Amount in Row (9) Excludes Certain Shares........[ ] ________________________________________________________________________________ 11) Percent of Class Represented by Amount in Row 9.........................0.1% ________________________________________________________________________________ 12) Type of Reporting Person (See Instructions)...............................IN ________________________________________________________________________________ ___________________ _________________ CUSIP No. 23331W101 Page 4 of 7 Pages ________________________________________________________________________________ 1) Names of Reporting Persons.....................HDR Family Limited Partnership I.R.S. Identification Nos. of Above Persons (entities only)........35-2207030 ________________________________________________________________________________ 8) Check the appropriate box if a Member of a Group (See instructions) (a) [ X] (b) [ ] ________________________________________________________________________________ 9) SEC use only................................................................. ________________________________________________________________________________ 10) Citizenship or Place of Organization.....................................USA ________________________________________________________________________________ Number of (5) Sole Voting Power..............................39,954 Shares ______________________________________________________________ Beneficially (6) Shared Voting Power.................................0 Owned by ______________________________________________________________ Each Reporting (7) Sole Dispositive Power.........................39,954 Person ______________________________________________________________ With (8) Shared Dispositive Power............................0 ________________________________________________________________________________ 11) Aggregate Amount Beneficially Owned by Each Reporting Person..........39,954 ________________________________________________________________________________ 10) Check if the Aggregate Amount in Row (9) Excludes Certain Shares........[ ] ________________________________________________________________________________ 11) Percent of Class Represented by Amount in Row 9.........................2.4% ________________________________________________________________________________ 12) Type of Reporting Person (See Instructions)...............................PN ________________________________________________________________________________ ___________________ _________________ CUSIP No. 23331W101 Page 5 of 7 Pages ________________________________________________________________________________ 1) Names of Reporting Persons...............Richter Family Limited Partnership I I.R.S. Identification Nos. of Above Persons (entities only)........35-1935289 ________________________________________________________________________________ 11) Check the appropriate box if a Member of a Group (See instructions) (a) [ X] (b) [ ] ________________________________________________________________________________ 12) SEC use only................................................................ ________________________________________________________________________________ 13) Citizenship or Place of Organization.....................................USA ________________________________________________________________________________ Number of (5) Sole Voting Power...................................0 Shares ______________________________________________________________ Beneficially (6) Shared Voting Power............................54,086 Owned by ______________________________________________________________ Each Reporting (7) Sole Dispositive Power..............................0 Person ______________________________________________________________ With (8) Shared Dispositive Power.......................54,086 ________________________________________________________________________________ 12) Aggregate Amount Beneficially Owned by Each Reporting Person..........54,086 ________________________________________________________________________________ 10) Check if the Aggregate Amount in Row (9) Excludes Certain Shares........[ ] ________________________________________________________________________________ 11) Percent of Class Represented by Amount in Row 9.........................3.3% ________________________________________________________________________________ 12) Type of Reporting Person (See Instructions)...............................PN ________________________________________________________________________________ ___________________ _________________ CUSIP No. 23331W101 Page 6 of 7 Pages ___________________ _________________ Item 1(a) Name of Issuer: DSA Financial Corporation Item 1(b) Address of Issuer's Principal Executive Offices: 118 Walnut Street, Lawrenceburg, IN 47025 Item 2(a) Name of Person Filing: Dennis Richter Sandra L. Richter HDR Family Limited Partnership Richter Family Limited Partnership I Item 2(b) Address of Principal Business Office or, if none, Residence: 118 Walnut Street, Lawrenceburg, IN 47025 Item 2(c) Citizenship: USA Item 2(d) Title of Class of Securities: Common Stock Item 2(e) CUSIP Number: 23331W 10 1 Item 3: Not applicable Item 4: Ownership (a) Amount beneficially owned....................................107,954 (b) Percent of class.................................................6.6% (c) Number of shares as to which the person has: (i) Sole power to vote or to direct the vote................53,868 (ii) Shared power to vote or to direct the vote..............54,086 (iii) Sole power to dispose or to direct the disposition of ..53,868 (iv) Shared power to dispose or to direct the disposition of.54,086 Item 5: Ownership of Five Percent or Less of a Class. Not applicable. Item 6: Ownership of More than Five Percent on Behalf of Another Person. Not applicable. Item 7: Identification and Classification of the Subsidiary that Acquired Securities Being Reported On. Not applicable. Item 8: Identification and Classification of Members of the Group. See exhibit 99 for a list of the members of the Group identified with respect to this Schedule 13G. Item 9: Notice of Dissolution of Group. Not applicable. ___________________ _________________ CUSIP No. 23331W101 Page 7 of 7 Pages ___________________ _________________ Item 10: Certifications. By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect. After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct. Date: December 20, 2005 /s/ Dennis Richter _________________________________________________ Dennis Richter, individually, and as General Partner of the HDR Family Limited Partnership and Richter Family Limited Partnership I /s/ Sandra L. Richter ________________________________________________ Sandra L. Richter