UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    Form 13F


                              Form 13F COVER PAGE

Report for the Calendar Year or Quarter Ended:  September 30, 2009

Check here if Amendment [ ]; Amendment Number:
This Amendment (Check only one.):  [ ] is a restatement
                                   [ ] adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name:     Macatawa Bank
Address:  10753 Macatawa Drive
          Holland, MI 49424



Form 13F File Number:  028-13155

The institutional  investment  manager filing this report and the person by whom
it is signed hereby  represent  that the person signing the report is authorized
to  submit  it,  that all  information  contained  herein is true,  correct  and
complete,  and  that it is  understood  that  all  required  items,  statements,
schedules, lists, and tables, are considered integral parts of this form.

Person Signing this Report on Behalf of the Reporting Manager:

Name:     Nadine Terpstra
Title:    Vice President-Trust Operations Manager
Phone:    616-233-3311

Signature, Place, and Date of Signing:


/s/ Nadine Terpstra                  Holland, MI                 10/28/2009
[Signature]                         [City, State]                [Date]
Nadine Terpstra

Report Type (Check only one.):


[ ]  13F HOLDINGS REPORT.  (Check here if all holdings of this reporting
     manager are reported in this report.)

[X]  13F NOTICE.  (Check here if no holdings reported are in this report,
     and all holdings are reported by other reporting manager(s).)

[ ]  13F COMBINATION REPORT.  (Check here if a portion of the holdings for
     this reporting manager are reported in this report and a portion are
     reported by other reporting manager(s).)

LIST OF OTHER MANAGERS REPORTING FOR THIS MANAGER:

FORM 13F File No.   Name
28-13033            Macatawa Bank Corporation