UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
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FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF
THE SECURITIES EXCHANGE ACT OF 1934
Date of Report: March 9, 2004 Commission File No. 0-15886
(Date of Earliest Event Reported: March 9, 2004)
THE NAVIGATORS GROUP, INC.
(Exact name of registrant as specified in its charter)
DELAWARE 13-3138397
(State or other jurisdiction of (I.R.S. Employer Identification No.)
incorporation or organization)
One Penn Plaza
New York, New York 10119
(212) 244-2333
(Address, including zip code, and telephone number,
including area code, of Registrant's principal executive offices)
Item 9. Regulation FD Disclosure
Item 12. Results of Operations and Financial Condition
The following information is furnished pursuant to Item 9 "Regulation
FD Disclosure" and Item 12 "Results of Operations and Financial Condition." This
information shall not be deemed filed for purposes of Section 18 of the
Securities Exchange Act of 1934, as amended (the "Exchange Act") or incorporated
by reference into any filing under the Securities Act of 1933, as amended, or
the Exchange Act, except as shall be expressly set forth by specific reference
in such filing.
On March 9, 2004, The Navigators Group, Inc. (the "Company") issued a
press release announcing its earnings for the fourth quarter and the full fiscal
year of 2003. This press release is attached hereto as Exhibit 99.1.
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
THE NAVIGATORS GROUP, INC.
(Registrant)
/s/ Bradley D. Wiley
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Name: Bradley D. Wiley
Title: Senior Vice President, Financial
Compliance Officer and Secretary
Date: March 9, 2004
INDEX TO EXHIBITS
Number Description
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99.1 Press Release dated March 9, 2004.