HMN Financial, Inc. 8-K
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, DC 20549
 
FORM 8-K
 
CURRENT REPORT
 
PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934
 
Date of Report (Date of earliest event reported):   July 20, 2006
 
HMN Financial, Inc.
(Exact name of registrant as specified in its chapter) 
 
Delaware
(State or other jurisdiction
of incorporation)
0-24100
(Commission
File Number)
41-1777397
(IRS Employer
Identification No.)

1016 Civic Center Drive Northwest
PO Box 6057
Rochester, Minnesota
(Address of principal executive offices)
55903-6057
(Zip Code)

Registrant's telephone number, including area code (507) 535-1200
 
__________________________________________________________
(Former name or former address, if changed since last report)
 
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):
   
p
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
p
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
p
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
p
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
 
 
 
Item 2.02.
Results of Operations and Financial Condition.
 
On July 20, 2006, HMN Financial, Inc. (the "Company") reported its financial results for its second fiscal quarter ended June 30, 2006. See the Company's press release dated July 20, 2006, which is furnished as Exhibit 99 and incorporated by reference in this Current Report on Form 8-K.
 
Item 9.01.
Financial Statements and Exhibits
 
  (c) Exhibits (the following exhibits are furnished to the SEC)
 
 
Exhibit Number
Description
 
99
Press release dated July 20, 2006
 
 
 
SIGNATURES
 
 
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
 
     
 
HMN Financial, Inc.
(Registrant)
 
 		  
 		  
 
Date: July 21, 2006 By:   /s/ Jon Eberle
 
Jon Eberle, SVP/CFO/Treasurer