UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, DC 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or15 (d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest reported event): February 15, 2006
The Navigators Group, Inc.
(Exact name of registrant as specified in its chapter)
DELAWARE 0-15886 13-3138397
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(State of (Commission (I.R.S. Employer
organization) File Number) Identification No.)
One Penn Plaza, New York, NY 10119
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (914) 933-6027
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (SEE General Instruction A.2. below):
[_] Written communications pursuant to Rule 425 under the Securities Act (17 CFR
230.425)
[_] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
240.14a-12)
[_] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange
Act (17 CFR 240.14d-2(b))
[_] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange
Act (17 CFR 240.13e-4(c))
Item 2.02 Results of Operations and Financial Condition
Item 7.01 Regulation FD Disclosure
The following information is furnished pursuant to Item 2.02 "Results of
Operations and Financial Condition" and Item 7.01 "Regulation FD Disclosure".
This information, including the Exhibit attached hereto, shall not be deemed
filed for purposes of Section 18 of the Securities Exchange Act of 1934, as
amended (the "Exchange Act"), or incorporated by reference into any filing under
the Securities Act of 1933, as amended, or the Exchange Act, except as shall be
expressly set forth by specific reference in such filing.
On February 15, 2006, The Navigators Group, Inc. issued a press release
announcing its earnings for the fourth quarter of 2005. This press release is
attached hereto as Exhibit 99.1.
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
THE NAVIGATORS GROUP, INC.
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(Registrant)
/s/ Elliot S. Orol
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Name: Elliot S. Orol
Title: Senior Vice President and
General Counsel
Date: February 15, 2006
INDEX TO EXHIBITS
Number Description
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99.1 Fourth Quarter Earnings Release dated February 15, 2006.