UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT
     Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934


       Date of Report (Date of earliest event reported) November 12, 2004
                                                        -----------------

                                 PubliCARD, Inc.
             ------------------------------------------------------
             (Exact Name of Registrant as Specified in Its Charter)


         Pennsylvania                    0-29794                  23-0991870
--------------------------------------------------------------------------------
(State or Other Jurisdiction     (Commission File Number)     (I.R.S. Employer
       of Incorporation)                                     Identification No.)


One Rockefeller Plaza, 14th Floor,
New York, NY                                                        10020
----------------------------------------                         ----------
(Address of Principal Executive Offices)                         (Zip Code)


Registrant's telephone number, including area code            (212) 651-3102
                                                              --------------

Check  the  appropriate  box  below  if the  Form  8-K  filing  is  intended  to
simultaneously  satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

[ ] Written communication pursuant to Rule 425 under the Securities Act 
    (17 CFR 230.425)

[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act 
    (17 CFR 240.14a-12)

[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange
    Act (17 CFR 240.14d-2(b))

[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange
    Act (17 CFR 240.13e-4(c))




ITEM 2.02 RESULTS OF OPERATIONS AND FINANCIAL CONDITION

       On November 12, 2004, PubliCARD, Inc. announced its results of operations
for the three and nine months  ended  September  30,  2004.  A copy of the press
release announcing the results of operations is filed as Exhibit 99.1.

       The  information  in this report,  including  the  exhibit,  shall not be
deemed "filed" for the purposes of Section 18 of the Securities  Exchange Act of
1934, as amended (the "Exchange  Act"), or otherwise  subject to the liabilities
under that section.  Furthermore,  the information in this report, including the
exhibit,  shall not be deemed to be  incorporated  by reference  into any filing
under the  Securities  Act of 1933,  as amended,  or the  Exchange Act except as
shall be expressly set forth by specific reference in such filing.

ITEM 9.01.  FINANCIAL STATEMENTS AND EXHIBITS.

(a) Not applicable

(b) Not applicable

(c) Exhibits

99.1     Press release dated November 12, 2004 announcing the results of
         operations for the three and nine months ended September 30, 2004



                                   SIGNATURES

         Pursuant to the  requirements  of the Securities  Exchange Act of 1934,
the  Registrant  has duly  caused  this report to be signed on its behalf by the
undersigned hereunto duly authorized.


                                               PubliCARD, Inc.             
                                               Registrant


Date:  November 12, 2004                       /s/ Antonio L. DeLise      
                                               --------------------------------
                                               Antonio L. DeLise, President,
                                               Chief Executive Officer, Chief 
                                               Financial Officer



                                  EXHIBIT INDEX

Exhibit
Number    Description

99.1      Press release dated November 12, 2004 announcing the results of 
          operations for the three and nine months ended September 30, 2004