FORM 4 Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person * WASHAM LEE   2. Issuer Name and Ticker or Trading Symbol Charter Financial Corp [CHFN] 5. Relationship of Reporting Person(s) to Issuer (Check all applicable) _____ Director _____ 10% Owner __X__ Officer (give title below) _____ Other (specify below) President of subsidiary bank (Last) (First) (Middle) 1233 O.G. SKINNER DRIVE 3. Date of Earliest Transaction (Month/Day/Year) 12/16/2013 (Street) WEST POINT, GA 31833 4. If Amendment, Date Original Filed(Month/Day/Year) 6. Individual or Joint/Group Filing(Check Applicable Line) _X_ Form filed by One Reporting Person ___ Form filed by More than One Reporting Person (City) (State) (Zip) Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned

1.Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4) Code V Amount (A) or (D) Price Common Stock 12/16/2013   A   57,158 (1) A $ 0 57,158 I By Stock Award II (1) Common Stock               47,797 (2) D   Common Stock               35,757 I By IRA Common Stock               1,482 I By 401(k) Common Stock               15,107 I By ESOP Common Stock               6,236 (2) I By Stock Award I (3)

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Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)

1. Title of Derivative Security (Instr. 3)

2. Conversion or Exercise Price of Derivative Security

3. Transaction Date (Month/Day/Year)

3A. Deemed Execution Date, if any (Month/Day/Year)

4. Transaction Code (Instr. 8)

5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4, and 5)

6. Date Exercisable and Expiration Date (Month/Day/Year)

7. Title and Amount of Underlying Securities (Instr. 3 and 4)

8. Price of Derivative Security (Instr. 5)

9. Number of Derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)

10. Ownership Form of Derivative Security: Direct (D) or Indirect (I) (Instr. 4)

11. Nature of Indirect Beneficial Ownership (Instr. 4)

Code

V

(A)

(D)

Date Exercisable

Expiration Date

Title

Amount or Number of Shares

Stock Option

$ 10.889

12/16/2013

A

142,894 (4)

12/16/2014

12/15/2023

Common Stock

142,894 (4)

$ 0

142,894 (4)

D

Stock Options

$ 8.8205

01/27/2014

01/27/2019

Common Stock

37,413 (5)

37,413 (5)

D

Stock Options

$ 8.179

06/22/2015

06/22/2020

Common Stock

37,413 (6)

37,413 (6)

D

Reporting Owners

Reporting Owner Name / Address	Relationships
	Director	10% Owner	Officer	Other
WASHAM LEE 1233 O.G. SKINNER DRIVE WEST POINT, GA 31833			President of subsidiary bank

Signatures

/s/ Benjamin M. Azoff, pursuant to power of attorney		12/18/2013
**Signature of Reporting Person		Date

Explanation of Responses:

*	If the form is filed by more than one reporting person, see Instruction 4(b)(v).
**	Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1)	Shares of restricted stock granted pursuant to the Charter Financial Corporation 2013 Equity Incentive Plan vest at a rate of 20% per year commencing on December 16, 2014.
(2)	Since the reporting person's last beneficial ownership report, 3,117 shares previously held through stock awards have vested and are now owned directly.
(3)	Shares of restricted stock granted to the reporting person pursuant to the Charter Financial Corporation 2001 Recognition and Retention Plan. The stock will vest in two equal installments commencing on June 22, 2014.
(4)	Stock Options granted pursuant to the Charter Financial Corporation 2013 Equity Incentive Plan vest at a rate of 20% per year commencing on December 16, 2014.
(5)	Stock Options granted pursuant to the 2001 Charter Financial Corporation Stock Option Plan vest in five equal installments commencing on January 27, 2014.
(6)	Stock Options granted pursuant to the 2001 Charter Financial Corporation Stock Option Plan, of which 748 options vest on June 22, 2013, and the remaining options vest in three equal annual installments beginning on June 22, 2015.

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