UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: December 31, 2007
Check here if Amendment [___]; Amendment Number:__________
This Amendment (Check only one): [__] is a restatement.
[__] adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: [PINNACLE FINANCIAL PARTNERS, INC.]
Address: 211 Commerce Street
Suite 300
Nashville, TN 37201
Form 13F File Number: 28-______________
The institutional investment manager filing this report and the person by whom
it is signed hereby represents that the person signing the report is authorized
to submit it, that all information contained herein is true, correct and
complete, and that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: Harold R. Carpenter
-----------------------
Title: Chief Financial Officer
-----------------------
Phone: 615-744-3742
-----------------------
Signature, Place, and Date of Signing:
Harold R. Carpenter Nashville, Tennessee February 13, 2008
------------------- -------------------- -----------------
Report Type (Check only one.):
[X] 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager
are reported in this report.)
[__] 13F NOTICE. (Check here if no holdings reported are in this report, and
all holdings are reported by other reporting manager(s).)
[__] 13F COMBINATION REPORT. (Check here if a portion of the holdings from this
reporting manager are reported in this report and a portion are reported by
other reporting manager(s).)
FORM 13F FILE NUMBER NAME
28-_______________ ____________________________
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
--------
Form 13F Information Table Entry Total: 352
--------
Form 13F Information Table Value Total: $131,977
--------
(thousands)
List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all
institutional investment managers with respect to which this report is filed,
other than the manager filing this report.
NONE
NO. FORM 13F FILE NUMBER NAME
____ 28-________________ __________________
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- ------- --- ---- ------- -------- ------ ------ ----
AGL Res Inc. M 1204106 104 2750 SH OTHER 2400 0 350
AGL Res Inc. M 1204106 845 22450 SH SOLE 22450 0 0
AT&T INCORPORATED COM 1957109 231 5564 SH SOLE 5564 0 0
Abbott Labs Com COM 2824100 62 1100 SH OTHER 800 0 300
ABBOTT LABS COM 2824100 660 11750 SH SOLE 11250 0 500
Aberdeen Asia-Pacific M 3009107 29 5000 SH SOLE 5000 0 0
Aegon N V Ord Amer Reg ORD AMER REG 7924103 32 1845 SH SOLE 1845 0 0
Air Prods & Chems Inc COM 9158106 12 125 SH OTHER 125 0 0
AIR PRODUCTS & CHEMICALS COM 9158106 878 8953 SH SOLE 8953 0 0
Alcoa Inc. COM 13817101 37 1000 SH OTHER 1000 0 0
Alcoa Inc. COM 13817101 582 15926 SH SOLE 15926 0 0
Allergan Inc Note 1.5% 4/0 18490102 84 750 SH SOLE 750 0 0
ALLSTATE CORPORATION COM 20002101 109 2087 SH SOLE 2087 0 0
American Electric Power COM 25537101 57 1210 SH SOLE 1210 0 0
American Express Co Com COM 25816109 68 1300 SH OTHER 1300 0 0
AMERICAN EXPRESS COMPANY COM 25816109 744 14462 SH SOLE 14462 0 0
American International Grp COM 26874107 637 10923 SH SOLE 10923 0 0
Inc.
Amgen Inc. M 31162100 12 266 SH OTHER 0 266 0
Amgen Inc. M 31162100 98 2108 SH SOLE 2007 0 101
ANADARKO PETE CORPORATION COM 32511107 925 14247 SH SOLE 14247 0 0
Analog Devices Incorporated COM 32654105 11 350 SH OTHER 350 0 0
Analog Devices Incorporated COM 32654105 228 7200 SH SOLE 7200 0 0
Anheuser Busch Cos Inc COM 35229103 78 1483 SH OTHER 0 1483 0
Anheuser Busch Cos Inc COM 35229103 859 16416 SH SOLE 15416 0 1000
Aon Corp COM 37389103 50 1050 SH OTHER 1050 0 0
Aon Corp COM 37389103 789 16537 SH SOLE 16200 0 337
Apache Corp Com COM 37411105 109 1010 SH OTHER 510 200 300
APACHE CORPORATION COM 37411105 1269 11873 SH SOLE 11873 0 0
Apple, Inc M 37833100 21 105 SH OTHER 50 55 0
APPLE INCORPORATED COM 37833100 1244 6549 SH SOLE 6549 0 0
Archer-Daniels Midland COM 39483102 14 300 SH OTHER 300 0 0
Archer-Daniels Midland COM 39483102 316 6800 SH SOLE 6800 0 0
Atmos Energy Corp Com COM 49560105 34 1230 SH OTHER 1230 0 0
Atmos Energy Corp Com COM 49560105 54 1935 SH SOLE 1935 0 0
Automatic Data Processing Inc. COM 53015103 49 1099 SH OTHER 450 499 150
Automatic Data Processing Inc. COM 53015103 749 16823 SH SOLE 16323 0 500
BJ Services Co COM 55482103 17 700 SH OTHER 200 0 500
BJ Services Co COM 55482103 234 9650 SH SOLE 9650 0 0
BP Plc Sponsored ADR SPONSORED ADR 55622104 103 1402 SH OTHER 521 881 0
BP Plc Sponsored ADR SPONSORED ADR 55622104 185 2523 SH SOLE 2523 0 0
Bp Prudhoe Bay Royalty Trust UNIT BEN INT 55630107 40 500 SH SOLE 500 0 0
Baker Hughes Inc. Com COM 57224107 81 1000 SH SOLE 1000 0 0
Bancorpsouth Inc. Com COM 59692103 47 2000 SH OTHER 0 0 2000
Bancorpsouth Inc. Com COM 59692103 59 2500 SH SOLE 2500 0 0
Bank of America Corporation COM 60505104 148 3576 SH OTHER 1250 2176 150
New
Bank of America Corporation COM 60505104 1580 38421 SH SOLE 38421 0 0
New
Bank of New York Mellon Corp COM A 64058100 5 100 SH OTHER 100 0 0
BANK OF NEW YORK MELLON COM 64058100 529 10862 SH SOLE 10862 0 0
Baxter Intl Inc COM 71813109 31 536 SH OTHER 536 0 0
BAXTER INTERNATIONAL COM 71813109 1163 19936 SH SOLE 19936 0 0
Bed Bath And Beyond M 75896100 15 500 SH OTHER 500 0 0
Berkshire Hathaway Inc. CL A 84670108 142 1 SH SOLE 1 0 0
Berkshire Hathaway Inc Del Cl CL B 84670207 84 18 SH SOLE 18 0 0
B
Best Buy Inc. Com COM 86516101 24 450 SH OTHER 0 450 0
Best Buy Inc. Com COM 86516101 137 2600 SH SOLE 2100 0 500
BHP Billiton Ltd Sponsored Adr SPONSORED ADR 88606108 37 525 SH SOLE 525 0 0
Boeing Co. Com COM 97023105 99 1130 SH SOLE 1130 0 0
Bristol Myers Squibb Co. Com COM 110122108 32 1200 SH OTHER 1200 0 0
Bristol Myers Squibb Co. Com COM 110122108 647 24400 SH SOLE 24400 0 0
CBS Corp New CL B CL B 124857202 27 1000 SH SOLE 1000 0 0
CVS/Caremark Corp COM 126650100 81 2050 SH OTHER 1200 600 250
CVS CAREMARK CORPORATION COM 126650100 843 21200 SH SOLE 21200 0 0
Caterpillar Inc. Del Com COM 149123101 109 1500 SH SOLE 1500 0 0
Celgene Corporation COM 151020104 17 368 SH OTHER 368 0 0
CELGENE CORPORATION COM 151020104 626 13404 SH SOLE 13404 0 0
CEMEX SAB DE CV COM 151290889 5 184 SH SOLE 184 0 0
Chevrontexaco Corp COM 166764100 170 1824 SH OTHER 800 1024 0
CHEVRON CORPORATION NEW COM 166764100 1212 13048 SH SOLE 13048 0 0
China Telecom Adr-h Sponsored COM 169426103 41 525 SH SOLE 525 0 0
Adr Repstg H Shs
Citigroup Inc. COM 172967101 29 975 SH OTHER 525 450 0
CITIGROUP INCORPORATED COM 172967101 886 30570 SH SOLE 30570 0 0
Coach Inc. COM 189754104 3 100 SH SOLE 100 0 0
Coca Cola Co Com COM 191216100 34 550 SH OTHER 550 0 0
Coca Cola Co Com COM 191216100 1436 23400 SH SOLE 23400 0 0
Colgate Palmolive Co. COM 194162103 73 933 SH OTHER 0 933 0
COLGATE PALMOLIVE COMPANY COM 194162103 124 1596 SH SOLE 1596 0 0
Constellation Energy Group COM INIT LLC B 210371100 42 410 SH OTHER 235 175 0
CONSTELLATION ENERGY GROUP COM 210371100 1038 10090 SH SOLE 10090 0 0
Corning Inc. Com COM 219350105 24 1000 SH OTHER 0 0 1000
Danaher Corp Del Com COM 235851102 118 1350 SH SOLE 950 0 400
Deere & Co Com COM 244199105 37 400 SH OTHER 0 400 0
Diamonds Trust series I UNIT SER 1 252787106 24 180 SH SOLE 180 0 0
Disney Walt Co Com Disney COM DISNEY 254687106 106 3271 SH SOLE 3271 0 0
R.R.Donnelley&sons Common COM 257867101 32 850 SH OTHER 850 0 0
Du Pont E I De Nemours & Co COM 263534109 181 4099 SH OTHER 700 3399 0
Com
Du Pont E I De Nemours & Co COM 263534109 475 10781 SH SOLE 10781 0 0
Com
E M C Corp Mass Com COM 268648102 62 3345 SH OTHER 2980 365 0
E M C CORPORATION MASS COM 268648102 1033 57575 SH SOLE 57575 0 0
Eaton Corp Common COM 278058102 291 3000 SH SOLE 3000 0 0
Dish US Echo Star A 278762109 10 277 SH OTHER 277 0 0
Communications
ECHOSTAR COMMUNICATIONS NEW COM 278762109 323 8839 SH SOLE 8839 0 0
FPL Group Inc COM 302571104 104 1529 SH OTHER 635 894 0
FPL GROUP INCORPORATED COM 302571104 1077 15784 SH SOLE 15784 0 0
First Horizon Natl Corp common COM 320517105 88 4837 SH SOLE 3837 0 1000
Fiserv Inc common M 337738108 73 1310 SH SOLE 950 0 360
Ford Mtr Co Del Com Par $0.01 COM PAR $0.01 345370860 1 174 SH SOLE 174 0 0
Fording Cdn Coal Tr Tr Unit TR UNIT 345425102 29 750 SH OTHER 750 0 0
Fording Cdn Coal Tr Tr Unit TR UNIT 345425102 28 720 SH SOLE 720 0 0
Fortune Brands, Inc COM 349631101 29 400 SH OTHER 0 400 0
Fortune Brands, Inc COM 349631101 40 550 SH SOLE 550 0 0
Franklin Res Inc. Com COM 354613101 26 225 SH SOLE 225 0 0
GENENTECH INCORPORATED COM NEW COM 368710406 3 40 SH SOLE 40 0 0
General Dynamics Corp COM 369550108 91 1020 SH SOLE 1020 0 0
General Elec Co COM 369604103 204 5515 SH OTHER 5015 500 0
GENERAL ELECTRIC COMPANY COM 369604103 3543 95810 SH SOLE 95310 0 500
General Mls Inc Com COM 370334104 13 224 SH SOLE 224 0 0
Gilead Sciences M 375558103 43 940 SH OTHER 540 400 0
GILEAD SCIENCES INCORPORATED COM 375558103 1123 24346 SH SOLE 24346 0 0
Goodrich Corporation COM 382388106 49 700 SH OTHER 700 0 0
Goodrich Corporation COM 382388106 1896 26850 SH SOLE 26850 0 0
Hanesbrands Common COM 410345102 14 500 SH SOLE 500 0 0
Hartford Finl Svcs Group COM 416515104 808 9266 SH SOLE 8866 0 400
Healthsouth Common New COM NEW 421924309 8 400 SH SOLE 400 0 0
Heinz H J Co common COM 423074103 29 625 SH OTHER 625 0 0
Hewlett Packard Company COM 428236103 73 1450 SH OTHER 700 750 0
HEWLETT PACKARD COMPANY COM 428236103 145 2865 SH SOLE 2865 0 0
Home Depot Inc. COM 437076102 22 800 SH OTHER 800 0 0
Home Depot Inc. COM 437076102 93 3470 SH SOLE 3470 0 0
Honeywell Intl Inc. COM 438516106 68 1100 SH OTHER 650 300 150
Honeywell Intl Inc. COM 438516106 1311 21300 SH SOLE 20800 0 500
ITT Corporation COM 450911102 26 400 SH SOLE 0 0 400
Illinois Tool Works Inc. COM 452308109 21 400 SH OTHER 400 0 0
ILLINOIS TOOL WKS INCORPORATED COM 452308109 3 50 SH SOLE 50 0 0
Intel Corp Com COM 458140100 34 1260 SH OTHER 760 500 0
INTEL CORPORATION COM 458140100 1024 39120 SH SOLE 38320 0 800
International Business Mach COM 459200101 43 400 SH OTHER 0 400 0
International Business Mach COM 459200101 857 7945 SH SOLE 7945 0 0
International Paper Co. COM 460146103 42 1300 SH OTHER 1100 0 200
International Paper Co. COM 460146103 377 11650 SH SOLE 11650 0 0
ISHARES INCORPORATED MSCI COM 464286400 12 154 SH SOLE 154 0 0
ISHARES TR MSCI EMERG MKT COM 464287234 40 268 SH SOLE 268 0 0
Ishares Tr S&P500/Bar Growth S&P500 GRW 464287309 11 160 SH OTHER 0 0 160
Index
ISHARES TR S&P500 GRW COM 464287309 1954 28106 SH SOLE 28106 0 0
Ishares Tr S&P500/Bar Value S&P 500 VALUE 464287408 9 120 SH OTHER 0 0 120
Index
ISHARES TR S&P 500 VALUE COM 464287408 2409 31928 SH SOLE 31928 0 0
Ishares Tr MSCI EAFE Index MSCI EAFE IDX 464287465 201 2564 SH OTHER 1002 1250 312
ISHARES TR MSCI EAFE IDX COM 464287465 6779 86769 SH SOLE 86769 0 0
Ishares Tr S&P Midcap 400 S&P MIDCAP 400 464287507 2 24 SH OTHER 0 0 24
Index
Ishares Tr S&P Midcap 400 S&P MIDCAP 400 464287507 192 2265 SH SOLE 2265 0 0
Index
Ishares Tr Russell 1000 Value RUSSELL1000VAL 464287598 188 2345 SH SOLE 2345 0 0
Index
ISHARES TR S&P MC 400 GRW COM 464287606 35 398 SH SOLE 398 0 0
Ishs Rus 1000 Gr Fd Russell RUSSELL1000GRW 464287614 33 545 SH SOLE 545 0 0
1000 Growth Index Fd
ISHARES TR RUSL 2000 VALU COM 464287630 754 11052 SH SOLE 11052 0 0
Ishares Tr S&P Midcap Value S&P MIDCP VALU 464287705 92 1160 SH OTHER 200 800 160
Index
Ishares Tr S&P Midcap Value S&P MIDCP VALU 464287705 2129 26765 SH SOLE 26765 0 0
Index
Ishares Tr S&P Smallcap 600 S&P SMLCAP 600 464287804 4 54 SH SOLE 54 0 0
Index
Ishs S&p Euro Indx S&p Europe S&P EURO PLUS 464287861 31 275 SH SOLE 275 0 0
350 Index Fd
Ishares Tr S&P Smallcap 600 S&P SMLCP VALU 464287879 60 854 SH OTHER 704 0 150
Value Index
ISHARES TR S&P SMLCP VALU COM 464287879 2615 38921 SH SOLE 38703 125 68
Ishares Tr S&P Smallcap 600 S&P SMLCP GROW 464287887 95 701 SH OTHER 533 0 168
Growth Index
ISHARES TR S&P SMLCP GROW COM 464287887 4205 32030 SH SOLE 31925 65 25
ISHARES TR DJ US REAL EST COM 464287909 10 150 SH SOLE 150 0 0
Isis Pharmaceutical Common M 464330109 5 340 SH SOLE 340 0 0
Johnson & Johnson Com COM 478160104 756 11330 SH OTHER 2250 9080 0
JOHNSON & JOHNSON COM 478160104 2882 43198 SH SOLE 43198 0 0
Johnson Controls Common COM 478366107 146 4050 SH SOLE 4050 0 0
Kimberly Clark Corp Com COM 494368103 49 700 SH OTHER 700 0 0
Kimberly Clark Corp Com COM 494368103 18 256 SH SOLE 256 0 0
Kinder Morgan Energy Partner UT LTD PARTNER 494550106 40 750 SH SOLE 750 0 0
UT Ltd Partner
Kohl's Corp (Wisconsin) COM 500255104 71 1550 SH SOLE 1550 0 0
Kroger Co Com COM 501044101 53 2000 SH SOLE 2000 0 0
L3 Communications Holdings COM 502424104 85 800 SH OTHER 600 200 0
L3 Communications Holdings COM 502424104 1970 18600 SH SOLE 18400 0 200
Lauder Estee Cos Inc. CL A 518439104 13 300 SH OTHER 100 200 0
Lauder Estee Cos Inc. CL A 518439104 307 7050 SH SOLE 6750 0 300
LEHMAN BROS HLDGS INCORPORATED COM 524908100 6 99 SH SOLE 99 0 0
Liberty Ppty TR Sh Ben Int SH BEN INT 531172104 9 300 SH SOLE 300 0 0
Eli Lilly & Co COM 532457108 42 780 SH OTHER 780 0 0
Eli Lilly & Co COM 532457108 196 3675 SH SOLE 3675 0 0
Lincoln National Corp Ind COM 534187109 56 956 SH OTHER 806 0 150
Lincoln National Corp Ind COM 534187109 1814 31163 SH SOLE 31163 0 0
Linear Technology Corp. M 535678106 27 850 SH SOLE 850 0 0
Lockheed Martin COM 539830109 4 35 SH OTHER 35 0 0
LOCKHEED MARTIN CORPORATION COM 539830109 843 7999 SH SOLE 7999 0 0
Loews Corp common COM 540424108 121 2400 SH SOLE 2400 0 0
Lowes Cos Inc. Com COM 548661107 46 2014 SH SOLE 2014 0 0
Marathon Oil Common COM 565849106 37 600 SH OTHER 0 600 0
Marathon Oil Common COM 565849106 110 1800 SH SOLE 1800 0 0
Marsh & McLennan Cos Inc Com COM 571748102 24 900 SH OTHER 900 0 0
Mattel Inc. COM 577081102 38 1991 SH SOLE 1991 0 0
McDonalds Corporation COM 580135101 3 51 SH SOLE 51 0 0
Medtronic Inc. Com COM 585055106 15 300 SH OTHER 300 0 0
Medtronic Inc. Com COM 585055106 241 4800 SH SOLE 4800 0 0
Merck & Co. Inc COM 589331107 105 1800 SH OTHER 1800 0 0
MERCK & COMPANY INCORPORATED COM 589331107 281 4830 SH SOLE 4830 0 0
Merrill Lynch & Co. Inc. COM 590188108 27 500 SH SOLE 500 0 0
Microsoft Corp COM 594918104 70 1970 SH OTHER 1300 670 0
MICROSOFT CORPORATION COM 594918104 1458 41363 SH SOLE 41363 0 0
Morgan Stanley COM NEW 617446448 212 4000 SH SOLE 4000 0 0
Motorola Inc COM 620076109 4 250 SH OTHER 250 0 0
Motorola Inc COM 620076109 237 14800 SH SOLE 14800 0 0
National Healthcare Corp COM 635906100 490 9483 SH SOLE 9383 0 100
National Semiconductor Corp. COM 637640103 184 8123 SH SOLE 8123 0 0
Newmont Mining Corp common COM 651639106 12 250 SH SOLE 250 0 0
Nokia Corp Sponsored ADR SPONSORED ADR 654902204 29 750 SH OTHER 750 0 0
Nokia Corp Sponsored ADR SPONSORED ADR 654902204 67 1750 SH SOLE 1750 0 0
Norfolk Southern Corp ` COM 655844108 136 2700 SH SOLE 2700 0 0
OGE Energy Corp COM 670837103 54 1500 SH SOLE 1500 0 0
Peabody Energy COM 704549104 9 150 SH OTHER 150 0 0
PEABODY ENERGY CORPORATION COM 704549104 1488 24521 SH SOLE 24521 0 0
Pengrowth Energy Tu Tr Unit TR UNIT NEW 706902509 20 1150 SH SOLE 1150 0 0
New
PENN VA RESOURCES PARTNERS LP COM 707882106 3 120 SH SOLE 120 0 0
PENN WEST ENERGY TR COM 707885109 26 1000 SH SOLE 1000 0 0
Pepsico Inc COM 713448108 280 3683 SH OTHER 850 2833 0
PEPSICO INCORPORATED COM 713448108 3513 46191 SH SOLE 45991 0 200
Pfizer Inc COM 717081103 18 800 SH OTHER 800 0 0
Pfizer Inc COM 717081103 319 14054 SH SOLE 14054 0 0
Piedmont Natur.Gas Common COM 720186105 380 14534 SH SOLE 14534 0 0
Plum Creek Timber Co Inc Com COM 729251108 212 4603 SH SOLE 4603 0 0
Procter & Gamble Co COM 742718109 278 3790 SH OTHER 3390 250 150
PROCTER & GAMBLE COMPANY COM 742718109 3690 50301 SH SOLE 50301 0 0
Qualcomm Incorporated M 747525103 31 800 SH OTHER 550 250 0
QUALCOMM INCORPORATED COM 747525103 873 22451 SH SOLE 22451 0 0
Regency Ctrs Corp common COM 758849103 45 700 SH SOLE 700 0 0
RIO TINTO PLC SPONSORED ADR COM 767204100 8 20 SH SOLE 20 0 0
Rockwell Automation Inc. COM 773903109 21 300 SH SOLE 300 0 0
Rockwell Collins Inc. COM 774341101 31 433 SH SOLE 433 0 0
Royal Dutch Adr-a Sponsored SPONS ADR A 780259206 67 800 SH OTHER 800 0 0
Adr Repstg A Shs
Royal Dutch Adr-a Sponsored SPONS ADR A 780259206 76 900 SH SOLE 700 0 200
Adr Repstg A Shs
Royce Value Trust COM 780910105 16 886 SH SOLE 886 0 0
Sara Lee Corp Com COM 803111103 19 1200 SH OTHER 1200 0 0
Sara Lee Corp Com COM 803111103 64 4000 SH SOLE 4000 0 0
Schering Plough Corp COM 806605101 69 2598 SH OTHER 2063 535 0
SCHERING PLOUGH CORPORATION COM 806605101 1434 53770 SH SOLE 53770 0 0
Schlumberger Ltd Com COM 806857108 17 175 SH OTHER 100 75 0
SCHLUMBERGER LIMITED COM 806857108 1378 14060 SH SOLE 14060 0 0
Sigma-aldrich Common M 826552101 655 12000 SH SOLE 12000 0 0
Snap-on Common COM 833034101 41 850 SH OTHER 850 0 0
Source Cap Inc Com M 836144105 6 100 SH SOLE 0 0 100
Southern Co Com COM 842587107 85 2200 SH SOLE 2200 0 0
Spectra Energy COM 847560109 15 575 SH OTHER 575 0 0
Spectra Energy COM 847560109 274 10615 SH SOLE 10615 0 0
Starbucks Corp M 855244109 8 400 SH SOLE 400 0 0
Streettracks Gold TR GOLD SHS 863307104 79 955 SH SOLE 955 0 0
Stryker Corp Com COM 863667101 34 450 SH OTHER 450 0 0
STRYKER CORPORATION COM 863667101 114 1530 SH SOLE 1230 0 300
Suntrust Bks Inc Com COM 867914103 224 3580 SH OTHER 3580 0 0
Suntrust Bks Inc Com COM 867914103 917 14674 SH SOLE 14674 0 0
Sysco Corp Com COM 871829107 62 2000 SH SOLE 2000 0 0
Teppco Partners L P UT Ltd UT LTD PARTNER 872384102 38 1000 SH SOLE 1000 0 0
Partner
Templeton Growth Fund CL A COM 880199104 13 523 SH SOLE 523 0 0
Terex Corp New COM 880779103 10 150 SH OTHER 0 0 150
Terex Corp New COM 880779103 236 3600 SH SOLE 3600 0 0
Texas Instruments Inc. COM 882508104 4 125 SH OTHER 125 0 0
TEXAS INSTRS INCORPORATED COM 882508104 359 11047 SH SOLE 11047 0 0
THORNBURG MTG INCORPORATED COM 885218107 31 3375 SH SOLE 3375 0 0
Tupperware Corp common COM 899896104 43 1300 SH OTHER 1300 0 0
Ust Common Common COM 902911106 230 4200 SH SOLE 4200 0 0
US Bancorp Del Com New COM NEW 902973304 16 500 SH OTHER 250 250 0
US BANCORP DEL COM 902973304 505 16185 SH SOLE 16185 0 0
Union Pacific Common COM 907818108 33 265 SH SOLE 265 0 0
United Parcel Service Cl B COM 911312106 14 209 SH SOLE 209 0 0
United Technologies Inc Cp COM 913017109 36 475 SH OTHER 75 400 0
UNITED TECHNOLOGIES COM 913017109 1178 15550 SH SOLE 15550 0 0
Vulcan Materials Co COM 929160109 16 200 SH OTHER 200 0 0
Vulcan Materials Co COM 929160109 340 4300 SH SOLE 4300 0 0
Wal Mart Stores Inc. Com COM 931142103 67 1400 SH OTHER 1400 0 0
WAL MART STORES INCORPORATED COM 931142103 494 10490 SH SOLE 10490 0 0
Walgreen Co COM 931422109 30 800 SH OTHER 800 0 0
Walgreen Co COM 931422109 39 1051 SH SOLE 1051 0 0
Washington Mutual Inc Common COM 939322103 1 100 SH OTHER 0 100 0
Wells Fargo and Company New COM 949746101 18 600 SH OTHER 300 300 0
WELLS FARGO & COMPANY NEW COM 949746101 167 5531 SH SOLE 5531 0 0
Weyerhaeuser Co Com COM 962166104 7 100 SH OTHER 0 100 0
Weyerhaeuser Co Com COM 962166104 20 266 SH SOLE 266 0 0
WYETH COM 983024100 292 6601 SH SOLE 6601 0 0
YUM BRANDS INCORPORATED COM 988498101 9 230 SH SOLE 230 0 0
PetroChina Co. Ltd. SPONSORED ADR 7.16E+104 18 100 SH SOLE 100 0 0
Target Corp Com COM 8.76E+110 18 350 SH OTHER 350 0 0
AT&T Common COM 00206R102 78 1866 SH OTHER 1166 700 0
AT&T Common COM 00206R102 1548 37494 SH SOLE 37494 0 0
Aetna Inc. (New) COM 00817Y108 35 600 SH OTHER 0 0 600
Altria Group Inc COM 02209S103 40 530 SH OTHER 290 0 240
ALTRIA GROUP INCORPORATED COM 02209S103 1246 16407 SH SOLE 16407 0 0
AMERIPRISE FINL INCORPORATED COM 03076C106 7 126 SH SOLE 126 0 0
API Nanotronics Corp COM 03761M104 15 75000 SH SOLE 75000 0 0
Blkrk Crp Hi Yld Vi Common COM 09255P107 18 1500 SH SOLE 1500 0 0
BLDRS INDEX FUNDS TRUST COM 09348R201 1633 52436 SH SOLE 52436 0 0
BURLINGTON NORTHN SANTA FE CP COM 12189T104 8 100 SH SOLE 100 0 0
Cisco Sys Inc. Com M 17275R102 42 1565 SH OTHER 690 875 0
CISCO SYSTEMS INCORPORATED COM 17275R102 1045 38983 SH SOLE 38983 0 0
Conocophillips COM 20825C104 61 694 SH OTHER 544 0 150
CONOCOPHILLIPS COM 20825C104 1459 16620 SH SOLE 16620 0 0
Costco Whsl Corp New M 22160K105 38 550 SH OTHER 350 200 0
COSTCO WHOLESALE CORPORATION COM 22160K105 1347 19537 SH SOLE 19537 0 0
Dell Inc. M 24702R101 6 247 SH SOLE 247 0 0
Dominion Res Inc Va New COM 25746U109 59 1250 SH OTHER 1250 0 0
Dominion Res Inc Va New COM 25746U109 96 2020 SH SOLE 2020 0 0
Duke Energy Common COM 26441C105 46 2300 SH OTHER 2300 0 0
Duke Energy Common COM 26441C105 461 22855 SH SOLE 22855 0 0
Eaton Vance Tax-Advantaged COM 27828G107 31 1100 SH SOLE 1100 0 0
Fund
Enerplus Res Fd Unit Tr G New IT TR G NEW 29274D604 28 700 SH SOLE 700 0 0
EXELON CORPORATION COM 30161N101 256 3130 SH SOLE 3130 0 0
Exxon Mobil Corp Com COM 30231G102 211 2248 SH OTHER 2050 198 0
EXXON MOBIL CORPORATION COM 30231G102 7272 77750 SH SOLE 77750 0 0
Freeport McMoran Cl B COM 35671D857 8 75 SH SOLE 75 0 0
Glaxosmithkline Plc Spn Adr SPONSORED ADR 37733W105 529 10501 SH SOLE 10501 0 0
Global Income Fund Common COM 37934Y108 23 6000 SH SOLE 6000 0 0
GOLDMAN SACHS GROUP COM 38141G104 1083 5155 SH SOLE 5155 0 0
Google-a Cl A CL A 38259P508 21 34 SH SOLE 34 0 0
ING CLARION GLB RE EST INCM FD COM 44982G104 80 5750 SH SOLE 5750 0 0
I-Shares S&P GSCI Commodity UNIT BEN INT 46428R107 16 300 SH SOLE 300 0 0
JP Morgan Chase & Company COM 46625H100 20 450 SH OTHER 100 350 0
JP MORGAN CHASE & COMPANY COM 46625H100 1338 31130 SH SOLE 31130 0 0
Kraft Foods Inc Cl A CL A 50075N104 5 167 SH OTHER 0 0 167
KRAFT FOODS INCORPORATED CLASS COM 50075N104 29 878 SH SOLE 878 0 0
Lmp Cap And Incm Fd COM 50208A102 27 1500 SH SOLE 1500 0 0
Laboratory Corp Common New COM NEW 50540R409 34 450 SH OTHER 250 200 0
LABORATORY CORPORATION AMER COM 50540R409 841 11130 SH SOLE 11130 0 0
Market Vectors Gold Miners GOLD MINER ETF 57060U100 23 500 SH SOLE 500 0 0
MONSANTO COMPANY NEW COM 61166W101 8 70 SH SOLE 70 0 0
National Health Investors COM 63633D104 426 15265 SH SOLE 14765 0 500
NOVARTIS A G SPONSORED ADR COM 66987V109 5 85 SH SOLE 85 0 0
Oracle Corporation M 68389X105 23 1000 SH OTHER 500 500 0
ORACLE CORPORATION COM 68389X105 956 42762 SH SOLE 42762 0 0
PG&E CORPORATION COM 69331C108 3 60 SH SOLE 60 0 0
PATRIOT COAL CORPORATION COM 70336T104 0 0 SH SOLE 0 0 0
PINNACLE FINL PARTNERS COM 72346Q104 252 9943 SH SOLE 9943 0 0
Powershares Commodity Index UNIT BEN INT 73935S105 19 600 SH SOLE 600 0 0
PRAXAIR INCORPORATED COM 74005P104 25 292 SH SOLE 292 0 0
Regions Financial Corp New COM 7591EP100 647 27368 SH OTHER 619 26749 0
common
REGIONS FINANCIAL CORPORATION COM 7591EP100 5503 232676 SH SOLE 232676 0 0
REPSOL YPF S A COM 76026T205 68 1900 SH SOLE 1900 0 0
Spdr TR Unit Ser 1 UNIT SER 1 78462F103 262 1847 SH SOLE 1847 0 0
SPDR DJ Wilshire Small Cap DJWS SCAP GR 78464A201 376 3988 SH SOLE 3988 0 0
Growth A
SPDR Series Trust DJWS Small DJWS SMCAP VL 78464A300 560 8931 SH SOLE 8931 0 0
Cap Value A
Sanofi-Aventis ADS SPONSORED ADR 80105N105 9 200 SH SOLE 200 0 0
Sealed Air Corp New Com COM 81211K100 17 718 SH SOLE 718 0 0
Energy Select Sector SPDR SBI INT-ENERGY 81369Y506 50 630 SH SOLE 630 0 0
Financial Select Sector Spdr SBI INT-FINL 81369Y605 11 375 SH OTHER 375 0 0
SECTOR SPDR TR COM 81369Y605 1039 36331 SH SOLE 36331 0 0
STARWOOD HOTELS&RESORTS WRLDWD COM 85590A203 4 80 SH SOLE 80 0 0
Strw Htl Res Wrlwd Common COM 85590A401 83 1884 SH SOLE 1700 0 184
SPDR SERIES TRUST DJ COM 86330E307 66 668 SH SOLE 668 0 0
SPDR SERIES TRUST DJ COM 86330E406 18 275 SH SOLE 275 0 0
3M Co. COM 88579Y101 17 200 SH OTHER 200 0 0
3M Co. COM 88579Y101 527 6250 SH SOLE 6250 0 0
UNITEDHEALTH GROUP COM 91324P102 235 4035 SH SOLE 4035 0 0
Valero Energy Corp New COM 91913Y100 70 1000 SH SOLE 1000 0 0
Verizon Communications Inc COM 92343V104 104 2385 SH OTHER 1485 500 400
VERIZON COMMUNICATIONS COM 92343V104 1624 37402 SH SOLE 36919 0 483
Viacom-b Cl B CL B 92553P201 44 1000 SH SOLE 1000 0 0
Wst Ast Gbl Hi Common Common M 95766B109 14 1200 SH SOLE 1200 0 0
ADDED
WINDSTREAM CORPORATION COM 97381W104 34 2707 SH SOLE 2707 0 0
Zimmer Hldgs Inc. Com COM 98956P102 139 2100 SH SOLE 2100 0 0
Cooper Inds Ltd Cl A CL A G24182100 14 264 SH OTHER 264 0 0
Garmin Ltd ORD G37260109 24 250 SH OTHER 250 0 0
GARMIN LIMITED ORD COM G37260109 581 6219 SH SOLE 6219 0 0
Ingersoll-Rand Co Cl A CL A G4776G101 28 600 SH SOLE 600 0 0
Seagate Technology Shs COM G7945J104 1 51 SH SOLE 51 0 0
Tyco International LTD new SHS G9143X208 2 62 SH SOLE 62 0 0
Tyco Electronics Ltd COM G9144P105 2 62 SH SOLE 62 0 0