SECURITIES AND EXCHANGE COMMISSION
Washington, D. C. 20549

Form 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 or 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported)

October 24, 2003

                 PEPCO HOLDINGS, INC.                   
(Exact name of registrant as specified in its charter)

                  Delaware               
     (State or other jurisdiction
            of incorporation)

     001-31403     
(Commission File      Number)

      52-2297449     
(I.R.S. Employer
Identification No.)

701 Ninth Street, N. W., Washington, D. C
(Address of principal executive offices

  20068   
(Zip Code)

Registrant's telephone number, including area code

(202) 872-3526

                                                                                                                           
(Former Name or Former Address, if Changed Since Last Report)

Pepco Holdings, Inc.
Form 8-K                 

Item 7.

Financial Statements and Exhibits.

(c)  Exhibits

Exhibit No.

Description of Exhibit

Reference

        99

Pepco Holdings, Inc. Presentation

Furnished herewith.

Item 9.

Regulation FD Disclosure.

Exhibit 99, attached hereto, is hereby incorporated by reference.

          Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

October 24, 2003
        DATE

-2-

PEPCO HOLDINGS, INC.
            (Registrant)

By:     /s/ A. W. WILLIAMS                 
                       A. W. Williams
               Senior Vice President and
                  Chief Financial Officer