UNITED STATES


SECURITIES AND EXCHANGE COMMISSION
Washington, D. C. 20549

Form 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 or 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported)

February 11, 2003

                 PEPCO HOLDINGS, INC.                   
(Exact name of registrant as specified in its charter)

                  Delaware               
     (State or other jurisdiction
            of incorporation)

     001-31403     
(Commission File      Number)

      52-2297449     
(I.R.S. Employer
Identification No.)

701 Ninth Street, N. W., Washington, D. C
(Address of principal executive offices

  20068   
(Zip Code)

Registrant's telephone number, including area code

(202) 872-3526

                                                                                                                           
(Former Name or Former Address, if Changed Since Last Report)

Pepco Holdings, Inc.
Form 8-K                 

Item 5.

Other Events.

Exhibit 99, attached hereto, is hereby incorporated by reference.

Item 7.

Financial Statements and Exhibits.

(c)  Exhibits

Exhibit No.

Description of Exhibit

Reference

        99

Press Release of Pepco Holdings, Inc. dated as of February 11, 2003.

Filed herewith.

                                                                                   Signatures


          Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

February 11, 2003
        DATE

-2-

PEPCO HOLDINGS, INC.
            (Registrant)



By:  /s/ A. W. WILLIAMS              
                 Andrew W. Williams
               Senior Vice President and
                Chief Financial Officer