FORM 13F INFORMATION TABLE

                            TITLE OF                       VALUE    SHARES/ SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000)  PRN AMT PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
--------------------------- ------------------  --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
                                                                                                
DAIMLER AG                                      D1668R123        5       96 SH       SOLE                       96        0        0
DEUTSCHE BANK AG            NAMEN AKT           D18190898        1       19 SH       DEFINED                    19        0        0
ASPEN INSURANCE HOLDING USD                     G05384105        8      300 SH       SOLE                      300        0        0
COOPER INDUSTRIES LTD       CLASS A             G24182100       52     1305 SH       SOLE                     1305        0        0
MONTPELIER RE HLD LTD                           G62185106       50     3000 SH       SOLE                     3000        0        0
NOBLE CORP                  COM                 G65422100     1408    32065 SH       SOLE                    29695        0     2370
NOBLE CORP                  COM                 G65422100        9      200 SH       DEFINED                   200        0        0
TRANSOCEAN ORDINARY SHARES  MERGER              G90073100       30      272 SH       SOLE                      272        0        0
TRANSOCEAN ORDINARY SHARES  MERGER              G90073100        0        4 SH       DEFINED                     4        0        0
TYCO INT'L LTD W/I                              G9143X208       44     1245 SH       SOLE                     1245        0        0
TYCO INT'L LTD W/I                              G9143X208        0       13 SH       DEFINED                    13        0        0
XL CAP LTD                  CL A                G98255105        8      444 SH       SOLE                      444        0        0
XL CAP LTD                  CL A                G98255105        0       25 SH       DEFINED                    25        0        0
ACE LIMITED                                     H0023R105       32      600 SH       SOLE                      600        0        0
ALCON INC.                                      H01301102        2       11 SH       DEFINED                    11        0        0
CNH GLOBAL NV                                   N20935206        0       17 SH       SOLE                       17        0        0
FLEXTRONICS INTL LTD        ORD                 Y2573F102        1       95 SH       DEFINED                    95        0        0
VERIGY LTD                                      Y93691106        1       37 SH       SOLE                       37        0        0
ABB LTD                     SPONSORED ADR       000375204       19      989 SH       SOLE                      989        0        0
AFLAC INC                   COM                 001055102      699    11900 SH       SOLE                     9975        0     1925
AK STL HLDG CORP            COM                 001547108       32     1245 SH       SOLE                     1245        0        0
AT&T INC                    COM                 00206R102     4341   155542 SH       SOLE                   138776        0    16766
AT&T INC                    COM                 00206R102      280    10026 SH       DEFINED                  7641        0     2385
ABBOTT LABS                 COM                 002824100     2835    49235 SH       SOLE                    46610        0     2625
ABBOTT LABS                 COM                 002824100       91     1578 SH       DEFINED                   578        0     1000
ADOBE SYS INC               COM                 00724F101       91     2300 SH       SOLE                     2300        0        0
AETNA INC NEW               COM                 00817Y108      147     4065 SH       SOLE                     4065        0        0
AFFILIATED COMPUTER SERVICESCL A                008190100       67     1325 SH       SOLE                     1325        0        0
AGILENT TECHNOLOGIES INC    COM                 00846U101        9      305 SH       SOLE                      305        0        0







                                                     FORM 13F INFORMATION TABLE

                            TITLE OF                       VALUE    SHARES/ SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000)  PRN AMT PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
--------------------------- ------------------  --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
                                                                                                
AIR PRODS & CHEMS INC       COM                 009158106      979    14296 SH       SOLE                    13456        0      840
AIR PRODS & CHEMS INC       COM                 009158106        8      112 SH       DEFINED                   112        0        0
ALCOA INC                   COM                 013817101      146     6450 SH       SOLE                     6450        0        0
ALCOA INC                   COM                 013817101        1       35 SH       DEFINED                    35        0        0
ALCATEL-LUCENT ADR                              013904305        5     1418 SH       SOLE                     1418        0        0
ALLIANCE FINL CORP                              019205103     1336    58076 SH       SOLE                    58076        0        0
ALLIANCE FINL CORP                              019205103       92     4000 SH       DEFINED                  4000        0        0
ALLSTATE CORP               COM                 020002101      147     3194 SH       SOLE                     3194        0        0
ALLSTATE CORP               COM                 020002101        2       35 SH       DEFINED                    35        0        0
ALTRIA GROUP INC            COM                 02209S103      343    17273 SH       SOLE                    17273        0        0
ALTRIA GROUP INC            COM                 02209S103       30     1500 SH       DEFINED                  1500        0        0
AMEREN CORP                 COM                 023608102       25      650 SH       SOLE                      650        0        0
AMERICA MOVIL S A B DE C V  SPON ADR L SHS      02364W105        1       20 SH       DEFINED                    20        0        0
AMERICAN ELEC PWR INC       COM                 025537101       28      766 SH       SOLE                      766        0        0
AMERICAN EXPRESS CO         COM                 025816109     2221    62678 SH       SOLE                    59223        0     3455
AMERICAN EXPRESS CO         COM                 025816109       21      600 SH       DEFINED                   600        0        0
AMERICAN INTL GROUP INC     COM                 026874107       12     3647 SH       DEFINED                  2605        0     1042
AMERISOURCEBERGEN CORP                          03073E105        1       15 SH       DEFINED                    15        0        0
AMGEN INC                   COM                 031162100      270     4550 SH       SOLE                     4550        0        0
AMGEN INC                   COM                 031162100        2       30 SH       DEFINED                    30        0        0
AMYLIN PHARMACEUTICALS INC                      032346108        5      250 SH       SOLE                      250        0        0
ANADARKO PETE CORP          COM                 032511107       18      380 SH       SOLE                      380        0        0
ANADARKO PETE CORP          COM                 032511107       78     1600 SH       DEFINED                     0        0     1600
ANHEUSER-BUSCH COMPANIES    COM                 035229103      242     3730 SH       SOLE                     3730        0        0
AON CORP                    COM                 037389103       54     1200 SH       DEFINED                     0        0     1200
APACHE CORP                                     037411105     2732    26203 SH       SOLE                    24198        0     2005
APACHE CORP                                     037411105       27      262 SH       DEFINED                   262        0        0
APOLLO GROUP INC            CL A                037604105       95     1610 SH       SOLE                     1610        0        0
APPLE INC COM               COM                 037833100      274     2409 SH       SOLE                     2374        0       35
APPLE INC COM               COM                 037833100        3       30 SH       DEFINED                    30        0        0
AQUA AMER INC                                   03836W103        9      500 SH       SOLE                      500        0        0
ARCELORMITTAL SA LUXEMBOURG NY REGISTRY SHS     03938L104        0        5 SH       DEFINED                     5        0        0
ASHLAND INC                                     044209104        0       15 SH       DEFINED                    15        0        0



                                        2




                                                     FORM 13F INFORMATION TABLE

                            TITLE OF                       VALUE    SHARES/ SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000)  PRN AMT PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
--------------------------- ------------------  --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
                                                                                                
AUTOLIV INC                 COM                 052800109        0       10 SH       DEFINED                    10        0        0
AUTOMATIC DATA PROCESSING                       053015103      270     6325 SH       SOLE                     6325        0        0
AUTOMATIC DATA PROCESSING                       053015103       86     2000 SH       DEFINED                  2000        0        0
AVON PRODS INC              COM                 054303102     2130    51245 SH       SOLE                    46945        0     4300
AVON PRODS INC              COM                 054303102       19      450 SH       DEFINED                   450        0        0
AXCELIS TECHNOLOGIES INC    COM                 054540109        1      471 SH       SOLE                      471        0        0
BB&T CORP                   COM                 054937107       16      431 SH       SOLE                      431        0        0
BP AMOCO P L C              SPONSORED ADR       055622104      336     6696 SH       SOLE                     6696        0        0
BP AMOCO P L C              SPONSORED ADR       055622104      148     2945 SH       DEFINED                  1633        0     1312
BT GROUP PLC                                    05577E101        3       90 SH       SOLE                       90        0        0
BMC SOFTWARE INC                                055921100      112     3910 SH       SOLE                     3910        0        0
BAKER HUGHES INC            COM                 057224107      934    15425 SH       SOLE                    14575        0      850
BAKER HUGHES INC            COM                 057224107       47      775 SH       DEFINED                    75        0      700
BANK OF AMERICA CORPORATION COM                 060505104     3001    85756 SH       SOLE                    80733        0     5023
BANK OF AMERICA CORPORATION COM                 060505104      182     5191 SH       DEFINED                  2881        0     2310
BANK NEW YORK MELLON CORP   COM                 064058100      647    19872 SH       SOLE                    19206        0      666
BANK NEW YORK MELLON CORP   COM                 064058100       65     2000 SH       DEFINED                     0        0     2000
BARCLAYS BK PLC             DJAIG CMDT ETN      06738C778      524    10164 SH       SOLE                    10164        0        0
BARRICK GOLD CORP           COM ADR             067901108       38     1028 SH       SOLE                     1028        0        0
BAXTER INTL INC             COM                 071813109     2065    31464 SH       SOLE                    29764        0     1700
BAXTER INTL INC             COM                 071813109        7      112 SH       DEFINED                   112        0        0
BECTON DICKINSON & CO       COM                 075887109       76      950 SH       SOLE                      950        0        0
BECTON DICKINSON & CO       COM                 075887109        1       13 SH       DEFINED                    13        0        0
BERKSHIRE HATHAWAY INC DEL  CL A                084670108      131        1 SH       SOLE                        0        0        1
BERKSHIRE HATHAWAY INC DEL  CL B                084670207       97       22 SH       SOLE                       22        0        0
BEST BUY INC                COM                 086516101      114     3050 SH       SOLE                     3050        0        0
BHP BILLITON LIMITED                            088606108       19      360 SH       SOLE                      360        0        0
BIG LOTS INC                                    089302103      127     4565 SH       SOLE                     4565        0        0
BIOGEN IDEC INC                                 09062X103       91     1810 SH       SOLE                     1810        0        0
BLACK & DECKER CORP         COM                 091797100       43      707 SH       DEFINED                     7        0      700
BLACKROCK INSD MUN 2008 TERM                    09247K109       19     1275          SOLE                     1275        0        0
BLACKROCK INSD MUN INC TR                       092479104       13     1178          SOLE                     1178        0        0
BOEING CO                   COM                 097023105      306     5340 SH       SOLE                     5340        0        0



                                        3




                                                     FORM 13F INFORMATION TABLE

                            TITLE OF                       VALUE    SHARES/ SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000)  PRN AMT PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
--------------------------- ------------------  --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
                                                                                                
BRISTOL MYERS SQUIBB CO     COM                 110122108      231    11080 SH       SOLE                    10780        0      300
BRISTOL MYERS SQUIBB CO     COM                 110122108       75     3600 SH       DEFINED                  1600        0     2000
BROADCOM CORP               CL A                111320107        0       15 SH       DEFINED                    15        0        0
BROADRIDGE FINL SOLUTIONS   INC                 11133T103        8      500 SH       DEFINED                   500        0        0
BROWN FORMAN CORP           CL B                115637209      144     2000 SH       DEFINED                     0        0     2000
BURLINGTON NORTHN SANTA FE CCOM                 12189T104      111     1200 SH       SOLE                     1200        0        0
CBS CORP NEW CL B                               124857202       12      810 SH       DEFINED                    60        0      750
CH ENERGY GROUP INC                             12541M102       26      600 SH       SOLE                      600        0        0
CIGNA CORP                  COM                 125509109       54     1580 SH       SOLE                     1465        0      115
CME GROUP INC COM                               12572Q105        3        7 SH       DEFINED                     7        0        0
CSX CORP                    COM                 126408103       48      880 SH       SOLE                      880        0        0
CVS/CAREMARK CORP           COM                 126650100      164     4880 SH       SOLE                     4720        0      160
CAMERON INTERENATIONAL CORP                     13342B105        1       15 SH       DEFINED                    15        0        0
CAMPBELL SOUP CO            COM                 134429109       29      750 SH       SOLE                      750        0        0
CAMPBELL SOUP CO            COM                 134429109       50     1300 SH       DEFINED                     0        0     1300
CANADIAN SOLAR INC                              136635109        1       50 SH       SOLE                        0        0       50
CAPITAL ONE FINANCIAL CORP                      14040H105      151     2955 SH       SOLE                     2955        0        0
CAPSTON TURBINE CORP                            14067D102        1      500 SH       SOLE                      500        0        0
CARDINAL HEALTH INC         COM                 14149Y108      105     2125 SH       SOLE                     2125        0        0
CARNIVAL CORP                                   143658300      151     4270 SH       SOLE                     4270        0        0
CATERPILLAR INC DEL         COM                 149123101      485     8140 SH       SOLE                     8015        0      125
CATERPILLAR INC DEL         COM                 149123101       30      507 SH       DEFINED                   507        0        0
CELGENE CORP                                    151020104        2       30 SH       DEFINED                    30        0        0
CENTURYTEL INC              COM                 156700106       69     1895 SH       SOLE                     1895        0        0
CHEMED CORP INC                                 16359R103        7      170 SH       SOLE                      170        0        0
CHESAPEAKE ENERGY CORP                          165167107       55     1545 SH       SOLE                     1545        0        0
CHEVRON CORPORATION NEW                         166764100     4284    51951 SH       SOLE                    48921        0     3030
CHEVRON CORPORATION NEW                         166764100      238     2887 SH       DEFINED                   621        0     2266
CHUBB CORP                  COM                 171232101      643    11715 SH       SOLE                    11715        0        0
CHUBB CORP                  COM                 171232101       33      600 SH       DEFINED                     0        0      600
CISCO SYS INC               COM                 17275R102     2650   117538 SH       SOLE                   109318        0     8220
CISCO SYS INC               COM                 17275R102       92     4070 SH       DEFINED                  3170        0      900
CITADEL BROADCASTING CORP                       17285T106        0       92 SH       SOLE                       92        0        0


                                       4




                                                     FORM 13F INFORMATION TABLE

                            TITLE OF                       VALUE    SHARES/ SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000)  PRN AMT PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
--------------------------- ------------------  --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
                                                                                                
CITIGROUP INC                                   172967101      139     6775 SH       SOLE                     6405        0      370
CITIGROUP INC                                   172967101       16      780 SH       DEFINED                   780        0        0
CLOROX CO DEL               COM                 189054109      194     3100 SH       SOLE                     3100        0        0
CLOROX CO DEL               COM                 189054109       75     1200 SH       DEFINED                     0        0     1200
COCA COLA CO                COM                 191216100     1998    37788 SH       SOLE                    35703        0     2085
COCA COLA CO                COM                 191216100      103     1956 SH       DEFINED                   456        0     1500
COCA COLA ENTERPRISES INC   COM                 191219104        6      340 SH       SOLE                      340        0        0
COLGATE PALMOLIVE CO        COM                 194162103      152     2015 SH       DEFINED                    15        0     2000
COMCAST CORP NEW CL A                           20030N101       38     1930 SH       SOLE                     1930        0        0
COMCAST CORP NEW CL A                           20030N101       27     1356 SH       DEFINED                     0        0     1356
COMCAST CORP NEW                                20030N200       30     1500 SH       DEFINED                     0        0     1500
COMMERCIAL METALS CO        COM                 201723103       31     1840 SH       SOLE                     1840        0        0
COMPUTER SCIENCES CORP      COM                 205363104      128     3175 SH       SOLE                     2950        0      225
COMPUWARE CORP                                  205638109       61     6250 SH       SOLE                     6250        0        0
CONAGRA FOODS INC           COM                 205887102       31     1600 SH       SOLE                     1600        0        0
CONAGRA FOODS INC           COM                 205887102       29     1500 SH       DEFINED                     0        0     1500
CONOCOPHILLIPS                                  20825C104     1811    24731 SH       SOLE                    23247        0     1484
CONOCOPHILLIPS                                  20825C104        7      100 SH       DEFINED                   100        0        0
CONSOLIDATED EDISON INC                         209115104       52     1222 SH       SOLE                     1222        0        0
CONVERGYS CORP              COM                 212485106        8      540 SH       SOLE                      540        0        0
CORN PRODS INTL INC         COM                 219023108        5      150 SH       SOLE                      150        0        0
CORNING INC                 COM                 219350105      107     6810 SH       SOLE                     6810        0        0
COSTCO WHSL CORP NEW        COM                 22160K105     2701    41606 SH       SOLE                    38861        0     2745
COSTCO WHSL CORP NEW        COM                 22160K105      148     2283 SH       DEFINED                  2283        0        0
CUMMINS INC                 COM                 231021106       38      875 SH       SOLE                      875        0        0
DEERE & CO                  COM                 244199105      109     2210 SH       SOLE                     2210        0        0
DEERE & CO                  COM                 244199105        1       16 SH       DEFINED                    16        0        0
DEL MONTE FOODS                                 24522P103        1       89 SH       SOLE                       89        0        0
DELL INC                                        24702R101       16      991 SH       SOLE                      991        0        0
DENTSPLY INTL INC NEW       COM                 249030107        8      200 SH       SOLE                      200        0        0
DEUTSCHE TELEKOM AG                             251566105       12      780 SH       SOLE                      780        0        0
DEVON ENERGY CORP NEW       COM                 25179M103       20      218 SH       SOLE                      218        0        0
DISNEY WALT CO              COM DISNEY          254687106     1968    64136 SH       SOLE                    62186        0     1950
DISNEY WALT CO              COM DISNEY          254687106       71     2300 SH       DEFINED                   300        0     2000


                                       5




                                                     FORM 13F INFORMATION TABLE

                            TITLE OF                       VALUE    SHARES/ SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000)  PRN AMT PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
--------------------------- ------------------  --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
                                                                                                
DOMINION RES INC VA NEW     COM                 25746U109      164     3824 SH       SOLE                     3824        0        0
DOVER CORP                  COM                 260003108      134     3300 SH       SOLE                     3300        0        0
DOW CHEM CO                 COM                 260543103       41     1275 SH       SOLE                     1275        0        0
DOW CHEM CO                 COM                 260543103        1       40 SH       DEFINED                    40        0        0
DUPONT E I DE NEMOURS & CO  COM                 263534109      384     9523 SH       SOLE                     9523        0        0
DUPONT E I DE NEMOURS & CO  COM                 263534109       56     1400 SH       DEFINED                     0        0     1400
DUKE ENERGY HOLDING CORP COM                    26441C105       80     4605 SH       SOLE                     4305        0      300
DUKE ENERGY HOLDING CORP COM                    26441C105       44     2500 SH       DEFINED                     0        0     2500
E M C CORP MASS             COM                 268648102     1176    98334 SH       SOLE                    93794        0     4540
E M C CORP MASS             COM                 268648102        7      550 SH       DEFINED                   550        0        0
ENSCO INTERNATIONAL                             26874Q100       46      800 SH       SOLE                      800        0        0
ENI SPA SPONSER ADR                             26874R108       12      236 SH       SOLE                      236        0        0
EOG RES INC                 COM                 26875P101       12      130 SH       SOLE                      130        0        0
EOG RES INC                 COM                 26875P101        2       19 SH       DEFINED                    19        0        0
EASTMAN CHEM CO             COM                 277432100       12      211 SH       SOLE                      211        0        0
EASTMAN KODAK CO            COM                 277461109       13      813 SH       SOLE                      813        0        0
EASTMAN KODAK CO            COM                 277461109       18     1200 SH       DEFINED                     0        0     1200
EATON VANCE CORP COM                            278058102       45      800 SH       SOLE                      800        0        0
EATON VANCE CORP COM                            278058102       73     1300 SH       DEFINED                     0        0     1300
EATON VANCETAX MANAGED      GLOBAL BUY
                            WRITE OPP           27829C105       37     3200 SH       SOLE                     3200        0        0
EATON VANCE TAX MANAGED     GLOBAL              27829F108       77     6852 SH       SOLE                     6852        0        0
EATON VANCE RISK MANAGED                        27829G106       53     3200 SH       SOLE                     3200        0        0
EBAY INC                    COM                 278642103       34     1510 SH       SOLE                     1510        0        0
ECOLAB INC                  COM                 278865100       53     1100 SH       SOLE                     1100        0        0
EL PASO ENERGY CORP DEL     COM                 28336L109        8      644 SH       SOLE                      644        0        0
ELECTRONIC ARTS INC         COM                 285512109        0        5 SH       DEFINED                     5        0        0
EMBARQ CORP SER 1                               29078E105        4       87 SH       SOLE                       87        0        0
EMERSON ELEC CO             COM                 291011104     2341    57397 SH       SOLE                    55062        0     2335
EMERSON ELEC CO             COM                 291011104       41     1006 SH       DEFINED                  1006        0        0
ENBRIDGE ENERGY PART LP COM                     29250R106        6      150 SH       SOLE                      150        0        0
ENERGY CONVERSION DEV INC                       292659109        6      100 SH       SOLE                      100        0        0
ENERGIZER HLDGS INC         COM                 29266R108        8      100 SH       DEFINED                     0        0      100
ENTERGY CORP NEW            COM                 29364G103        6       65 SH       SOLE                       65        0        0


                                       6




                                                     FORM 13F INFORMATION TABLE

                            TITLE OF                       VALUE    SHARES/ SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000)  PRN AMT PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
--------------------------- ------------------  --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
                                                                                                
EXELON CORP                 COM                 30161N101     2695    43041 SH       SOLE                    38856        0     4185
EXELON CORP                 COM                 30161N101       50      800 SH       DEFINED                   550        0      250
EXPEDIA INC DEL                                 30212P105       33     2165 SH       SOLE                     2165        0        0
EXPEDITORS INTL WASH INC    COM                 302130109       14      400 SH       SOLE                      400        0        0
EXPRESS SCRIPTS INC         COM                 302182100      192     2605 SH       SOLE                     2605        0        0
EXXON MOBIL CORP            COM                 30231G102     9323   120068 SH       SOLE                   108321        0    11747
EXXON MOBIL CORP            COM                 30231G102     1487    19149 SH       DEFINED                 16228        0     2921
FPL GROUP INC               COM                 302571104       20      400 SH       SOLE                        0        0      400
FAIRPOINT COMMUNICATIONS INCCOM                 305560104        0       46 SH       SOLE                       46        0        0
FEDERATED INV INC                               314211103       86     2985 SH       SOLE                     2985        0        0
FEDEX CORP                                      31428X106       63      800 SH       SOLE                      800        0        0
FIDELITY NATIONAL FINANCIAL                     31620R105        0       25 SH       DEFINED                    25        0        0
FIFTH THIRD BANCORP         COM                 316773100       43     3612 SH       SOLE                     3612        0        0
FIRST NIAGARA FINL INC                          33582V108       16     1011 SH       SOLE                     1011        0        0
FIRSTENERGY CORP            COM                 337932107      103     1531 SH       SOLE                     1431        0      100
FLUOR CORP NEW              COM                 343412102       59     1055 SH       SOLE                     1055        0        0
FLUOR CORP NEW              COM                 343412102        1       10 SH       DEFINED                    10        0        0
FORD MOTOR CO                                   345370860        8     1500 SH       SOLE                     1500        0        0
FRANCE TELECOM SPNSD ADR                        35177Q105        7      248 SH       SOLE                      248        0        0
FRANKLIN RESOURCES INC.                         354613101        1        9 SH       DEFINED                     9        0        0
FREEPORT MCMORAN COPPER     & GOLD INC COM      35671D857      136     2390 SH       SOLE                     2390        0        0
FONTIER COMMUNICATIONS CO                       35906A108        8      696 SH       SOLE                      696        0        0
GALLAGHER ARTHUR J & CO     COM                 363576109        5      189 SH       SOLE                      189        0        0
GAMESTOP CORP NEW           CL A                36467W109       82     2410 SH       SOLE                     2410        0        0
GANNETT INC                 COM                 364730101       22     1300 SH       SOLE                     1300        0        0
GANNETT INC                 COM                 364730101       41     2445 SH       DEFINED                    45        0     2400
GENENTECH INC               COM NEW             368710406       54      608 SH       SOLE                      608        0        0
GENENTECH INC               COM NEW             368710406        1       15 SH       DEFINED                    15        0        0
GENERAL DYNAMICS CORP       COM                 369550108      128     1735 SH       SOLE                     1735        0        0
GENERAL ELECTRIC CO         COM                 369604103     5502   215759 SH       SOLE                   200539        0    15220
GENERAL ELECTRIC CO         COM                 369604103      227     8885 SH       DEFINED                  5385        0     3500
GENERAL MLS INC             COM                 370334104        7      100 SH       SOLE                      100        0        0
GENERAL MLS INC             COM                 370334104      103     1500 SH       DEFINED                     0        0     1500


                                       7




                                                     FORM 13F INFORMATION TABLE

                            TITLE OF                       VALUE    SHARES/ SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000)  PRN AMT PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
--------------------------- ------------------  --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
                                                                                                
GENERAL MTRS CORP           COM                 370442105        4      388 SH       SOLE                      388        0        0
GENERAL MTRS CORP           COM                 370442105        0       50 SH       DEFINED                    50        0        0
GENUINE PARTS CO            COM                 372460105       54     1350 SH       SOLE                     1350        0        0
GENUINE PARTS CO            COM                 372460105       60     1500 SH       DEFINED                     0        0     1500
GENWORTH FINANCIAL INC                          37247D106        0       40 SH       DEFINED                    40        0        0
GENZYME CORP COM                                372917104       16      200 SH       SOLE                      200        0        0
GILEAD SCIENCES INC         COM                 375558103        3       55 SH       DEFINED                    55        0        0
GLAXO HOLDINGS PLC SPONSORED ADR                37733W105       70     1602 SH       SOLE                     1602        0        0
GOLDMAN SACHS GROUP INC     COM                 38141G104     2002    15641 SH       SOLE                    14651        0      990
GOLDMAN SACHS GROUP INC     COM                 38141G104       23      180 SH       DEFINED                   130        0       50
GOOGLE INC                                      38259P508       47      116 SH       SOLE                      116        0        0
GOOGLE INC                                      38259P508        4       10 SH       DEFINED                    10        0        0
GRAINGER W W INC            COM                 384802104      191     2200 SH       SOLE                     2200        0        0
GREAT PLAINS ENERGY INC     COM                 391164100       11      500 SH       SOLE                      500        0        0
HCP INC                                         40414L109       16      400 SH       SOLE                      400        0        0
HSBC HLDGS PLC              SPON ADR NEW        404280406        8       99 SH       SOLE                       99        0        0
HARDINGE INC                COM                 412324303       11      900 SH       SOLE                      900        0        0
HARLEY DAVIDSON INC         COM                 412822108       37     1000 SH       DEFINED                  1000        0        0
HARTFORD FINL SVCS GROUP INCCOM                 416515104      116     2835 SH       SOLE                     2835        0        0
HARTFORD FINL SVCS GROUP INCCOM                 416515104        1       22 SH       DEFINED                    22        0        0
HASBRO INC                  COM                 418056107       79     2265 SH       SOLE                     2265        0        0
HASBRO INC                  COM                 418056107       87     2500 SH       DEFINED                     0        0     2500
HEINZ H J CO                COM                 423074103       73     1463 SH       SOLE                      663        0      800
THE HERSHEY CO COM                              427866108       65     1650 SH       SOLE                     1650        0        0
THE HERSHEY CO COM                              427866108       79     2000 SH       DEFINED                     0        0     2000
HESS CORP COM                                   42809H107       76      923 SH       SOLE                      923        0        0
HESS CORP COM                                   42809H107      123     1500 SH       DEFINED                     0        0     1500
HEWLETT PACKARD CO          COM                 428236103     3827    82763 SH       SOLE                    77842        0     4921
HEWLETT PACKARD CO          COM                 428236103      178     3839 SH       DEFINED                  1885        0     1954
HOME DEPOT INC              COM                 437076102      136     5250 SH       SOLE                     5250        0        0
HOME DEPOT INC              COM                 437076102      104     4000 SH       DEFINED                     0        0     4000
HONEYWELL INTL INC          COM                 438516106      328     7895 SH       SOLE                     7745        0      150
HONEYWELL INTL INC          COM                 438516106        1       25 SH       DEFINED                    25        0        0


                                       8




                                                     FORM 13F INFORMATION TABLE

                            TITLE OF                       VALUE    SHARES/ SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000)  PRN AMT PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
--------------------------- ------------------  --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
                                                                                                
HOSPITALITY PROPERTIES      TRUST               44106M102       26     1255 SH       SOLE                     1255        0        0
HUDSON CITY BANCORP         COM                 443683107      122     6590 SH       SOLE                     6590        0        0
HUMANA INC                  COM                 444859102       57     1390 SH       SOLE                     1390        0        0
HUNTINGTON BANCSHARES INC   COM                 446150104       46     5750 SH       SOLE                     5750        0        0
ING CLARION GL REAL ESTATE                      44982G104        6      700 SH       SOLE                      700        0        0
IDEARC INC COM                                  451663108        0      140 SH       SOLE                      140        0        0
ILLINOIS TOOL WKS INC       COM                 452308109     1512    34008 SH       SOLE                    31998        0     2010
ILLINOIS TOOL WKS INC       COM                 452308109       82     1850 SH       DEFINED                  1850        0        0
ING GROEP N V               SPONSORED ADR       456837103        5      228 SH       SOLE                      228        0        0
INGRAM MICRO INC            CL A                457153104        1       35 SH       DEFINED                    35        0        0
INTEL CORP                  COM                 458140100     2446   130665 SH       SOLE                   121680        0     8985
INTEL CORP                  COM                 458140100      114     6105 SH       DEFINED                  5505        0      600
INTEGRYS ENERGY GROUP INC   COM                 45822P105      375     7505 SH       SOLE                     7205        0      300
INTERNATIONAL BUSINESS MACHS COM                459200101     4154    35520 SH       SOLE                    33733        0     1787
INTERNATIONAL BUSINESS MACHS COM                459200101       99      850 SH       DEFINED                   850        0        0
INTERNATIONAL FLAVORS&FRAGRACOM                 459506101       12      300 SH       SOLE                      300        0        0
INTERNATIONAL FLAVORS&FRAGRACOM                 459506101       39     1000 SH       DEFINED                     0        0     1000
INTL PAPER CO               COM                 460146103       55     2110 SH       DEFINED                     0        0     2110
I SHARES S & P GLOBAL       COMMMODITY INDEX    46428R107     6736   125225 SH       SOLE                   119400        0     5825
I SHARES S & P GLOBAL       COMMMODITY INDEX    46428R107       23      425 SH       DEFINED                   425        0        0
ISHARES S & P 500 INDEX FUND                    464287200      284     2430 SH       SOLE                     2430        0        0
I SHARES MSCI EMERGING MKTS                     464287234       20      600 SH       SOLE                      600        0        0
ISHARES TR MSCI EAFE INDX FDADR                 464287465    37399   664392 SH       SOLE                   632342        0    32050
ISHARES TR MSCI EAFE INDX FDADR                 464287465      179     3175 SH       DEFINED                  3175        0        0
ISHARES TR S& P MIDCAP 400                      464287507    17044   235544 SH       SOLE                   225999        0     9545
ISHARES TR S& P MIDCAP 400                      464287507       80     1100 SH       DEFINED                  1100        0        0
ISHARES RUSSELL 2000        GROWTH INDEX FD     464287648     8503   120273 SH       SOLE                   116138        0     4135
ISHARES RUSSELL 2000        GROWTH INDEX FD     464287648       49      700 SH       DEFINED                   700        0        0
ISHARES TR SMALLCAP FD                          464287804      193     3241 SH       SOLE                     3241        0        0
ISHS MSCI EAFE GRWTH INDEX                      464288885     1489    26315 SH       SOLE                    26315        0        0
J P MORGAN CHASE & CO                           46625H100     2016    43161 SH       SOLE                    41286        0     1875
J P MORGAN CHASE & CO                           46625H100      170     3630 SH       DEFINED                   435        0     3195
JOHNSON & JOHNSON           COM                 478160104     4412    63688 SH       SOLE                    58718        0     4970
JOHNSON & JOHNSON           COM                 478160104      437     6310 SH       DEFINED                  4060        0     2250


                                       9




                                                     FORM 13F INFORMATION TABLE

                            TITLE OF                       VALUE    SHARES/ SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000)  PRN AMT PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
--------------------------- ------------------  --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
                                                                                                
JOHNSON CTLS INC            COM                 478366107      195     6425 SH       SOLE                     6425        0        0
JONES APPAREL GROUP INC     COM                 480074103        9      465 SH       SOLE                      465        0        0
KB HOME                     COM                 48666K109        0       15 SH       DEFINED                    15        0        0
KELLOGG CO                  COM                 487836108       52      922 SH       SOLE                      922        0        0
KELLOGG CO                  COM                 487836108        0        4 SH       DEFINED                     4        0        0
KEYCORP NEW                 COM                 493267108       69     5765 SH       SOLE                     5765        0        0
KIMBERLY CLARK CORP         COM                 494368103       15      237 SH       SOLE                      237        0        0
KIMBERLY CLARK CORP         COM                 494368103       65     1000 SH       DEFINED                     0        0     1000
KINDER MORGAN ENERGY PARTNER LTD PARTNER        494550106       95     1826 SH       SOLE                     1826        0        0
KING PHARMACEUTICALS INC                        495582108       48     5025 SH       SOLE                     4975        0       50
KOHLS CORP                  COM                 500255104        1       24 SH       DEFINED                    24        0        0
KONINKLIJKE PHILIPS ELECTRS NV SP ADR           500472303       30     1101 SH       SOLE                     1101        0        0
KRAFT FOODS INC             CL A                50075N104      114     3468 SH       SOLE                     3468        0        0
KRAFT FOODS INC             CL A                50075N104       30      915 SH       DEFINED                   915        0        0
KROGER CO                   COM                 501044101       69     2494 SH       SOLE                     2494        0        0
L S I CORPORATION                               502161102        0       22 SH       SOLE                       22        0        0
L-3 COMMUNICATIONS HLDGS INCCOM                 502424104      162     1650 SH       SOLE                     1650        0        0
LABORATORY CORP AMER HLDGS  COM NEW             50540R409      156     2240 SH       SOLE                     2150        0       90
LANCASTER COLONY CORP       COM                 513847103       40     1050 SH       SOLE                     1050        0        0
LANDEC CORP                                     514766104        4      500 SH       SOLE                      500        0        0
LEGGETT & PLATT INC         COM                 524660107      153     7020 SH       SOLE                     7020        0        0
LILLY ELI & CO              COM                 532457108       50     1138 SH       SOLE                     1138        0        0
LINCOLN NATL CORP IND       COM                 534187109       52     1215 SH       SOLE                     1215        0        0
LLOYDS TSB GROUP PLC        SPONSORED ADR       539439109       30     1772 SH       SOLE                     1772        0        0
LOCKHEED MARTIN CORP        COM                 539830109      626     5705 SH       SOLE                     5705        0        0
LOCKHEED MARTIN CORP        COM                 539830109        0        2 SH       DEFINED                     2        0        0
LOWES COS INC               COM                 548661107     1123    47425 SH       SOLE                    45000        0     2425
LOWES COS INC               COM                 548661107        6      250 SH       DEFINED                   250        0        0
MEMC ELECTRONIC MATERIAL                        552715104       13      460 SH       SOLE                      460        0        0
MACYS INC COM                                   55616P104       16      868 SH       DEFINED                    60        0      808
MANULIFE FINL CORP COM                          56501R106       65     1774 SH       SOLE                     1774        0        0
MANULIFE FINL CORP COM                          56501R106      130     3554 SH       DEFINED                     0        0     3554
MARATHON OIL CORP                               565849106      136     3400 SH       DEFINED                     0        0     3400


                                       10




                                                     FORM 13F INFORMATION TABLE

                            TITLE OF                       VALUE    SHARES/ SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000)  PRN AMT PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
--------------------------- ------------------  --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
                                                                                                
MARKETS VECTORS EFT TR                          57060U407        6      160 SH       SOLE                      160        0        0
MARSH & MCLENNAN COS INC    COM                 571748102       48     1500 SH       DEFINED                     0        0     1500
MARSHALL & ILSLEY CORP NEW                      571837103       60     3000 SH       SOLE                     3000        0        0
MARRIOTT INTL INC NEW  CLA                      571903202      113     4330 SH       SOLE                     3070        0     1260
MARRIOTT INTL INC NEW  CLA                      571903202       31     1200 SH       DEFINED                     0        0     1200
MATTEL INC                  COM                 577081102       19     1035 SH       SOLE                     1035        0        0
MCCORMICK & CO INC          COM NON VTG         579780206      115     3000 SH       DEFINED                     0        0     3000
MCDONALDS CORP              COM                 580135101     4056    65735 SH       SOLE                    61305        0     4430
MCDONALDS CORP              COM                 580135101      113     1833 SH       DEFINED                   733        0     1100
MEADWESTVACO CORP                               583334107       14      611 SH       SOLE                      611        0        0
MEDCO HEALTH SOLUTIONS      INC                 58405U102     1298    28846 SH       SOLE                    27450        0     1396
MEDCO HEALTH SOLUTIONS      INC                 58405U102       11      235 SH       DEFINED                   235        0        0
MEDIS TECHNOLOGIES                              58500P107        0      100 SH       SOLE                      100        0        0
MEDTRONIC INC               COM                 585055106     2406    48042 SH       SOLE                    45302        0     2740
MEDTRONIC INC               COM                 585055106       55     1100 SH       DEFINED                  1100        0        0
MERCK & CO INC              COM                 589331107      275     8705 SH       SOLE                     5505        0     3200
MERCK & CO INC              COM                 589331107       50     1575 SH       DEFINED                    75        0     1500
MERRILL LYNCH & CO INC      COM                 590188108       51     2000 SH       DEFINED                     0        0     2000
METLIFE INC                 COM                 59156R108     3073    54882 SH       SOLE                    52692        0     2190
METLIFE INC                 COM                 59156R108       28      500 SH       DEFINED                   350        0      150
MICROSOFT CORP              COM                 594918104     3334   124967 SH       SOLE                   118342        0     6625
MICROSOFT CORP              COM                 594918104      110     4125 SH       DEFINED                  2925        0     1200
MICROCHIP TECHNOLOGY INC    COM                 595017104     1260    42830 SH       SOLE                    40930        0     1900
MICROCHIP TECHNOLOGY INC    COM                 595017104       35     1200 SH       DEFINED                  1200        0        0
MILLIPORE CORP                                  601073109       14      200 SH       SOLE                      200        0        0
MOLSON COORS BREWING        CO CL B             60871R209      217     4650 SH       SOLE                     4440        0      210
MONSANTO CO (NEW)                               61166W101       27      274 SH       SOLE                      274        0        0
MONSANTO CO (NEW)                               61166W101        2       24 SH       DEFINED                    24        0        0
MORGAN STANLEY              DISCOVER & CO       617446448      144     6258 SH       SOLE                     6093        0      165
MORGAN STANLEY              DISCOVER & CO       617446448       29     1250 SH       DEFINED                    50        0     1200
THE MOSAIC COMPANY                              61945A107       27      400 SH       DEFINED                   400        0        0
MOTOROLA INC                COM                 620076109       15     2060 SH       DEFINED                    60        0     2000
MURPHY OIL CORP             COM                 626717102        3       40 SH       SOLE                       40        0        0


                                       11




                                                     FORM 13F INFORMATION TABLE

                            TITLE OF                       VALUE    SHARES/ SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000)  PRN AMT PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
--------------------------- ------------------  --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
                                                                                                
MYLAN LABS INC              COM                 628530107        5      450 SH       SOLE                      450        0        0
NBT BANCORP INC             COM                 628778102      518    17309 SH       SOLE                    17309        0        0
NATIONAL CITY CORP          COM                 635405103        7     3787 SH       SOLE                     3787        0        0
NATIONAL CITY CORP          COM                 635405103        5     2800 SH       DEFINED                     0        0     2800
NATIONAL OILWELL VARCO INC                      637071101       85     1695 SH       SOLE                     1695        0        0
NATIONAL OILWELL VARCO INC                      637071101        0        5 SH       DEFINED                     5        0        0
NATURAL RESOURCE PARTNERS LP                    63900P103       30     1200 SH       SOLE                     1200        0        0
NEW YORK COMMUNITY BANCORP  INC                 649445103        6      333 SH       SOLE                      333        0        0
NEWELL RUBBERMAID INC COM                       651229106       31     1785 SH       SOLE                     1785        0        0
NEWELL RUBBERMAID INC COM                       651229106       66     3800 SH       DEFINED                     0        0     3800
NEWMONT MIN CO (HOLD CO)    COM                 651639106      110     2834 SH       SOLE                     2834        0        0
NEWS CORP CL A                                  65248E104      100     8335 SH       SOLE                     8335        0        0
NICOR INC                                       654086107       67     1515 SH       SOLE                     1515        0        0
NIKE INC                    CL B                654106103      392     5865 SH       SOLE                     5745        0      120
NIKE INC                    CL B                654106103        0        6 SH       DEFINED                     6        0        0
NOKIA CORP PFD SPONS ADR                        654902204        4      200 SH       SOLE                      200        0        0
NOKIA CORP PFD SPONS ADR                        654902204       47     2500 SH       DEFINED                     0        0     2500
NORFOLK SOUTHERN CORP       COM                 655844108       70     1050 SH       SOLE                     1050        0        0
NORTHERN TR CORP            COM                 665859104       55      765 SH       SOLE                      765        0        0
NORTHROP GRUMMAN CORP COM                       666807102      107     1772 SH       SOLE                     1772        0        0
NORTHROP GRUMMAN CORP COM                       666807102        0        7 SH       DEFINED                     7        0        0
NOVARTIS AG                                     66987V109       11      200 SH       SOLE                      200        0        0
NUCOR CORP                  COM                 670346105      197     4985 SH       SOLE                     4985        0        0
CEF NUVEEN EQUITY PREM      OPPORTUNITY FUND    6706EM102       33     2545 SH       SOLE                     2545        0        0
NVIDIA CORP                                     67066G104        6      570 SH       SOLE                      570        0        0
NVIDIA CORP                                     67066G104        0       40 SH       DEFINED                    40        0        0
NUVEEN MUN HIGH INCOME                          670682103       69     5559          SOLE                     5559        0        0
NUVEEN NY SELECT QTY MUN FD                     670976109       63     5859          SOLE                     5859        0        0
OCCIDENTAL PETE CORP DEL    COM                 674599105      352     4991 SH       SOLE                     4991        0        0
OMNICOM GROUP INC           COM                 681919106       58     1495 SH       SOLE                     1495        0        0
ORACLE CORP                 COM                 68389X105     1806    88950 SH       SOLE                    83650        0     5300
ORACLE CORP                 COM                 68389X105       25     1250 SH       DEFINED                  1250        0        0
PG&E CORP                   COM                 69331C108       25      655 SH       SOLE                      655        0        0


                                       12




                                                     FORM 13F INFORMATION TABLE

                            TITLE OF                       VALUE    SHARES/ SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000)  PRN AMT PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
--------------------------- ------------------  --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
                                                                                                
PNC FINL SVCS GROUP INC     COM                 693475105     1609    21540 SH       SOLE                    19965        0     1575
PNC FINL SVCS GROUP INC     COM                 693475105      120     1600 SH       DEFINED                   150        0     1450
PPG INDS INC                COM                 693506107       64     1100 SH       SOLE                     1100        0        0
PPL CORP                                        69351T106       16      439 SH       SOLE                      439        0        0
PACTIV CORP                 COM                 695257105       74     3000 SH       SOLE                     3000        0        0
PALL CORP                   COM                 696429307       34     1000 SH       DEFINED                     0        0     1000
PARKER HANNIFIN CORP        COM                 701094104       97     1839 SH       SOLE                     1839        0        0
PAYCHEX INC                 COM                 704326107       49     1495 SH       SOLE                     1495        0        0
PENNEY J C INC              COM                 708160106        1       15 SH       DEFINED                    15        0        0
PEPSI BOTTLING GROUP INC    COM                 713409100      174     5950 SH       SOLE                     5950        0        0
PEPSICO INC                 COM                 713448108     3414    47905 SH       SOLE                    45045        0     2860
PEPSICO INC                 COM                 713448108      265     3716 SH       DEFINED                  3716        0        0
PETROLEO BRASILEIRO SA                          71654V408       34      766 SH       SOLE                      766        0        0
PFIZER INC                  COM                 717081103     2740   148695 SH       SOLE                   130340        0    18355
PFIZER INC                  COM                 717081103       56     3050 SH       DEFINED                  3050        0        0
PHILIP MORRIS INTERNATIONAL INC COM             718172109      344     7155 SH       SOLE                     7155        0        0
PHILIP MORRIS INTERNATIONAL INC COM             718172109       72     1500 SH       DEFINED                  1500        0        0
PHOENIX COS INC NEW         COM                 71902E109        5      489 SH       SOLE                      489        0        0
PIMCO NEW YORK MUNI FD II                       72200Y102       48     4289          SOLE                     4289        0        0
PIMCO NY MUNI INC FUND III                      72201E105       99     9912          SOLE                     9912        0        0
PINNACLE WEST CAP CORP      COM                 723484101       23      660 SH       SOLE                      660        0        0
PITNEY BOWES INC            COM                 724479100      188     5640 SH       SOLE                     5640        0        0
PRAXAIR INC                 COM                 74005P104       25      350 SH       SOLE                        0        0      350
PRECISION CASTPARTS CORP                        740189105     1066    13535 SH       SOLE                    12825        0      710
PRECISION CASTPARTS CORP                        740189105        8      100 SH       DEFINED                   100        0        0
PROCTER & GAMBLE CO         COM                 742718109     4343    62315 SH       SOLE                    58161        0     4154
PROCTER & GAMBLE CO         COM                 742718109      269     3864 SH       DEFINED                  2349        0     1515
PROGRESS ENERGY INC         COM                 743263105       95     2210 SH       SOLE                     2210        0        0
PROGRESSIVE CORP                                743315103       75     4310 SH       SOLE                     4310        0        0
ETF PROSHARES TRUST                             74347R701       14      200 SH       SOLE                      200        0        0
PRUDENTIAL FINL, INC.       COM                 744320102       67      926 SH       SOLE                      926        0        0
PUBLIC SVC ENTERPRISE GROUP COM                 744573106      108     3285 SH       SOLE                     3285        0        0
PUGET SOUND ENERGY INC      COM                 745310102       67     2500 SH       SOLE                     2500        0        0


                                       13




                                                     FORM 13F INFORMATION TABLE

                            TITLE OF                       VALUE    SHARES/ SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000)  PRN AMT PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
--------------------------- ------------------  --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
                                                                                                
PULTE CORP                  COM                 745867101        1       50 SH       SOLE                        0        0       50
PUTNAM MANAGED MUN INCOME TR                    746823103       13     1940          SOLE                     1940        0        0
QUALCOMM INC                COM                 747525103       41      946 SH       SOLE                      946        0        0
QUALCOMM INC                COM                 747525103        1       30 SH       DEFINED                    30        0        0
QUEST DIAGNOSTICS INC       COM                 74834L100        2       48 SH       SOLE                       48        0        0
QUESTAR CORP                COM                 748356102       88     2150 SH       SOLE                     2150        0        0
QWEST COMM INTL INC                             749121109        5     1685 SH       SOLE                     1685        0        0
QWEST COMM INTL INC                             749121109       32    10000 SH       DEFINED                     0        0    10000
RAYTHEON CO CLASS B         COM                 755111507      112     2098 SH       SOLE                     2098        0        0
REGAL ENTERTAINMENT "A"                         758766109        4      235 SH       SOLE                      235        0        0
REGIONS FINL CORP NEW                           7591EP100       14     1422 SH       SOLE                     1422        0        0
RESEARCH IN MOTION LTD                          760975102        1       19 SH       DEFINED                    19        0        0
REYNOLDS AMERN INC                              761713106      102     2095 SH       SOLE                     1595        0      500
RITE AID CORP               COM                 767754104        4     5000 SH       SOLE                     5000        0        0
ROCKWELL INTL CORP NEW      COM                 773903109       22      600 SH       SOLE                      600        0        0
ROCKWELL INTL CORP NEW      COM                 773903109       19      500 SH       DEFINED                     0        0      500
ROCKWELL COLLINS INC        COM                 774341101       29      600 SH       SOLE                      600        0        0
ROHM & HAAS CO              COM                 775371107      187     1200 SH       SOLE                     1200        0        0
ROYAL BK SCOTLAND GROUP     PLC                 780097796        4      441 SH       SOLE                      441        0        0
ROYAL DUTCH PETE CO                             780259206      263     4465 SH       SOLE                     4465        0        0
ROYAL DUTCH PETE CO                             780259206        2       30 SH       DEFINED                    30        0        0
RYDER SYSTEMS INC                               783549108        0        8 SH       DEFINED                     8        0        0
SLM CORPORATION SECURITIES  COM                 78442P106        3      227 SH       SOLE                      227        0        0
SAFEWAY INC COM NEW                             786514208        1       35 SH       DEFINED                    35        0        0
SCANA CORP NEW              COM                 80589M102        4       96 SH       SOLE                       96        0        0
SCHERING PLOUGH CORP        COM                 806605101       15      800 SH       SOLE                        0        0      800
SCHLUMBERGER LTD            COM                 806857108     2962    37926 SH       SOLE                    34926        0     3000
SCHLUMBERGER LTD            COM                 806857108      227     2905 SH       DEFINED                  2905        0        0
SELECTIVE INS GRP INC       C/C                 816300107       33     1438 SH       SOLE                     1438        0        0
SENECA FOODS CORP NEW       CL B                817070105       16      800 SH       SOLE                      800        0        0
SENECA FOODS CORP NEW       CL A                817070501       15      800 SH       SOLE                      800        0        0
SHERWIN WILLIAMS CO         COM                 824348106      164     2875 SH       SOLE                     2875        0        0
SHIRE PLC                                       82481R106       24      512 SH       SOLE                      512        0        0


                                       14




                                                     FORM 13F INFORMATION TABLE

                            TITLE OF                       VALUE    SHARES/ SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000)  PRN AMT PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
--------------------------- ------------------  --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
                                                                                                
SIGMA ALDRICH CORP          COM                 826552101     2777    52971 SH       SOLE                    48581        0     4390
SIGMA ALDRICH CORP          COM                 826552101       62     1175 SH       DEFINED                   725        0      450
SIMON PPTY GROUP INC NEW                        828806109       34      350 SH       SOLE                      350        0        0
SIMON PPTY GROUP INC NEW                        828806109      109     1122 SH       DEFINED                     0        0     1122
SIRIUS XM RADIO INC         COM                 82967N108        2     3920 SH       SOLE                     3920        0        0
SKYWORKS SOLUTIONS INC                          83088M102        2      210 SH       SOLE                      210        0        0
SOUTHERN COMPANY                                842587107       64     1705 SH       SOLE                     1705        0        0
SOUTHERN COPPER CORP                            84265V105       21     1105 SH       SOLE                     1105        0        0
SPECTRA ENERGY CORP         COM                 847560109        8      320 SH       SOLE                      320        0        0
SPECTRA ENERGY CORP         COM                 847560109       30     1250 SH       DEFINED                     0        0     1250
SPRINT NEXTEL CORP                              852061100       26     4235 SH       SOLE                     4235        0        0
SPRINT NEXTEL CORP                              852061100       16     2650 SH       DEFINED                   250        0     2400
STANLEY WORKS COMMON                            854616109       24      575 SH       SOLE                      575        0        0
STAPLES INC                 COM                 855030102       32     1400 SH       SOLE                     1400        0        0
STAPLES INC                 COM                 855030102       34     1500 SH       DEFINED                  1500        0        0
STATE STREET CORP           COM                 857477103      295     5179 SH       SOLE                     5179        0        0
STRYKER CORP                                    863667101       62     1000 SH       DEFINED                  1000        0        0
SUFFOLK BANCORP             COM                 864739107      128     3244 SH       SOLE                     3244        0        0
SUN MICROSYSTEMS INC                            866810203        1      187 SH       SOLE                        0        0      187
SUNTRUST BANKS INC          COM                 867914103       80     1769 SH       SOLE                     1769        0        0
SUNTRUST BANKS INC          COM                 867914103       49     1100 SH       DEFINED                     0        0     1100
SUPERVALU INC               COM                 868536103       79     3658 SH       SOLE                     3658        0        0
SUPERVALU INC               COM                 868536103        1       30 SH       DEFINED                    30        0        0
SYMANTEC CORP               COM                 871503108       55     2830 SH       SOLE                     2830        0        0
SYNOVUS FINL CORP           COM                 87161C105        7      675 SH       SOLE                        0        0      675
SYSCO CORP                  COM                 871829107     1451    47079 SH       SOLE                    44979        0     2100
SYSCO CORP                  COM                 871829107        2       50 SH       DEFINED                    50        0        0
TECO ENERGY INC                                 872375100       11      700 SH       SOLE                        0        0      700
TEPPCO PARTNERS LP                              872384102       13      500 SH       SOLE                      500        0        0
TARGET CORP                 COM                 87612E106     2526    51507 SH       SOLE                    48612        0     2895
TARGET CORP                 COM                 87612E106       69     1406 SH       DEFINED                  1106        0      300
TEVA PHARMA INDS ADR                            881624209        2       45 SH       DEFINED                    45        0        0
TEXAS INSTRS INC            COM                 882508104     1160    53940 SH       SOLE                    51480        0     2460
TEXAS INSTRS INC            COM                 882508104       37     1700 SH       DEFINED                   500        0     1200


                                       15




                                                     FORM 13F INFORMATION TABLE

                            TITLE OF                       VALUE    SHARES/ SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000)  PRN AMT PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
--------------------------- ------------------  --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
                                                                                                
THERMO FISHER SCIENTIFIC INCCOM                 883556102       83     1500 SH       DEFINED                  1500        0        0
3M COMPANY COM                                  88579Y101     2587    37868 SH       SOLE                    35748        0     2120
3M COMPANY COM                                  88579Y101      135     1975 SH       DEFINED                   975        0     1000
TIME WARNER INC             COM                 887317105       78     5915 SH       SOLE                     5555        0      360
TIME WARNER INC             COM                 887317105       53     4065 SH       DEFINED                    65        0     4000
TOMPKINS FINANCIAL CORP                         890110109    39048   773227 SH       SOLE                   762758        0    10469
TOMPKINS FINANCIAL CORP                         890110109     2778    55017 SH       DEFINED                 55017        0        0
TOOTSIE ROLL INDUSTRIES INC                     890516107        1       39 SH       SOLE                       39        0        0
TORCHMARK CORP              COM                 891027104       74     1235 SH       SOLE                     1235        0        0
TOTAL SYS SVCS INC                              891906109        5      326 SH       SOLE                        0        0      326
TRAVELERS COS INC COM                           89417E109      115     2535 SH       SOLE                     2535        0        0
TRAVELERS COS INC COM                           89417E109       61     1345 SH       DEFINED                    47        0     1298
TYSON FOODS INC             CL A                902494103        0       35 SH       DEFINED                    35        0        0
UST INC COM                                     902911106       13      200 SH       SOLE                        0        0      200
US BANCORP DEL              COM NEW             902973304      219     6077 SH       SOLE                     5662        0      415
UNDER ARMOUR INC.                               904311107       10      300 SH       SOLE                      300        0        0
UNILEVER PLC AMER SHS ADR                       904767704       40     1460 SH       SOLE                     1460        0        0
UNILEVER N V                N Y SHS NEW         904784709      150     5328 SH       SOLE                     5328        0        0
UNION PAC CORP              COM                 907818108       66      922 SH       SOLE                      922        0        0
UNION PAC CORP              COM                 907818108      143     2004 SH       DEFINED                     4        0     2000
UNITED PARCEL SERVICE INC   CL B                911312106      222     3525 SH       SOLE                     3525        0        0
UNITED TECHNOLOGIES CORP    COM                 913017109     2456    40892 SH       SOLE                    38422        0     2470
UNITED TECHNOLOGIES CORP    COM                 913017109       38      625 SH       DEFINED                   475        0      150
UNITEDHEALTH GROUP INC                          91324P102      100     3925 SH       SOLE                     3925        0        0
UNUMPROVIDENT CORP          COM                 91529Y106      147     5850 SH       SOLE                     5850        0        0
V F CORP                    COM                 918204108       62      800 SH       SOLE                      800        0        0
VAN KAMPEN AMERICAN CAPITAL
TRUST FOR INVESTMENT                            920931102       93     8572          SOLE                     8572        0        0
VAN KAMPEN MUNICIPAL        OPPORTUNITY TR      920935103       15     1393          SOLE                     1393        0        0
VANGUARD INT'L EQUITY INDEX                     922042858      749    21630 SH       SOLE                    21630        0        0
VECTREN CORP COM                                92240G101       33     1170 SH       SOLE                     1170        0        0
VANGUARD INDEX FDS          REIT ETF            922908553     5502    90516 SH       SOLE                    86991        0     3525
VANGUARD INDEX FDS          REIT ETF            922908553       24      400 SH       DEFINED                   400        0        0
VERIZON COMMUNICATIONS      COM                 92343V104     1749    54507 SH       SOLE                    50657        0     3850
VERIZON COMMUNICATIONS      COM                 92343V104        7      225 SH       DEFINED                   225        0        0


                                       16




                                                     FORM 13F INFORMATION TABLE

                            TITLE OF                       VALUE    SHARES/ SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000)  PRN AMT PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
--------------------------- ------------------  --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
                                                                                                
VIACOM INC NEW CL B                             92553P201       19      750 SH       DEFINED                     0        0      750
VODAFONE GROUP PLC NEW                          92857W209       21      965 SH       SOLE                      965        0        0
VOLTERRA SEMICONDUCTER CORP                     928708106       16     1250 SH       SOLE                     1250        0        0
W.P. CAREY & CO LLC                             92930Y107       11      405 SH       SOLE                      405        0        0
WACHOVIA CORP 2ND NEW COM                       929903102        9     2680 SH       SOLE                     2680        0        0
WACHOVIA CORP 2ND NEW COM                       929903102        4     1140 SH       DEFINED                    40        0     1100
WAL-MART STORES INC         COM                 931142103      485     8107 SH       SOLE                     7807        0      300
WAL-MART STORES INC         COM                 931142103        1       13 SH       DEFINED                    13        0        0
WALGREEN CO                 COM                 931422109      130     4200 SH       SOLE                     4200        0        0
WASTE MGMT INC DEL          COM                 94106L109       39     1225 SH       DEFINED                     0        0     1225
WATERS CORP                 COM                 941848103       21      355 SH       SOLE                      355        0        0
WATSON PHARMACEUTICALS INC  COM                 942683103      131     4590 SH       SOLE                     4590        0        0
WAVE SYSTEMS CORP           COM NEW             943526301        1     3000 SH       SOLE                     3000        0        0
WELLPOINT INC COM                               94973V107      250     5355 SH       SOLE                     5250        0      105
WELLS FARGO & CO NEW        COM                 949746101     2829    75409 SH       SOLE                    73094        0     2315
WELLS FARGO & CO NEW        COM                 949746101       36      950 SH       DEFINED                   950        0        0
WESTAR ENERGY INC           COM                 95709T100       10      429 SH       SOLE                      429        0        0
WESTERN DIGITAL CORP                            958102105        1       50 SH       DEFINED                    50        0        0
WINDSTREAM CORP                                 97381W104       17     1540 SH       SOLE                     1490        0       50
WINDSTREAM CORP                                 97381W104       16     1447 SH       DEFINED                     0        0     1447
WRIGLEY WM JR CO            COM                 982526105        8      107 SH       DEFINED                   107        0        0
WYETH                       COM                 983024100      139     3759 SH       SOLE                     3679        0       80
WYETH                       COM                 983024100      130     3515 SH       DEFINED                  1515        0     2000
XTO ENERGY CORP             COM                 98385X106       37      802 SH       SOLE                      802        0        0
XCEL ENERGY INC                                 98389B100       12      600 SH       SOLE                        0        0      600
XEROX CORP                  COM                 984121103       18     1556 SH       SOLE                     1556        0        0
ZIMMER HLDGS INC            COM                 98956P102        6      100 SH       SOLE                      100        0        0
ZWEIG FD INC COM                                989834106        2      545 SH       SOLE                      545        0        0

 GRAND TOTALS                                               288297  6213356                                5782899        0   430457


                                       17