FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

                                                                                                         
DEUTSCHE BANK AG            NAMEN AKT           D18190898        2       19 SH       DEFINED                    19        0        0
ACE LTD                                         G0070K103      109     1970 SH       SOLE                     1970        0        0
ASPEN INSURANCE HOLDING USD                     G05384105        7      300 SH       SOLE                      300        0        0
COOPER INDUSTRIES LTD       CLASS A             G24182100       52     1305 SH       SOLE                     1305        0        0
FOSTER WHEELER LTD                              G36535139        0        5 SH       DEFINED                     5        0        0
GARMIN CORP                                     G37260109       43     1000 SH       DEFINED                  1000        0        0
MONTPELIER RE HLD LTD                           G62185106       44     3000 SH       SOLE                     3000        0        0
NABORS INDUSTRIES LTD                           G6359F103       58     1179 SH       SOLE                     1179        0        0
NOBLE CORP                  COM                 G65422100     1975    30410 SH       SOLE                    27740        0     2670
NOBLE CORP                  COM                 G65422100       16      250 SH       DEFINED                   250        0        0
TRANSOCEAN ORDINARY SHARES  MERGER              G90073100       41      270 SH       SOLE                      270        0        0
TRANSOCEAN ORDINARY SHARES  MERGER              G90073100        1        4 SH       DEFINED                     4        0        0
TYCO INT'L LTD W/I                              G9143X208        1       13 SH       DEFINED                    13        0        0
WEATHERFORD INTL LTD                            G95089101       36      729 SH       SOLE                      729        0        0
XL CAP LTD                  CL A                G98255105        9      444 SH       SOLE                      444        0        0
ALCON INC.                                      H01301102        2       11 SH       DEFINED                    11        0        0
FLEXTRONICS INTL LTD        ORD                 Y2573F102        1       95 SH       DEFINED                    95        0        0
VERIGY LTD                                      Y93691106        1       37 SH       SOLE                       37        0        0
ABB LTD                     SPONSORED ADR       000375204        0       10 SH       DEFINED                    10        0        0
AFLAC INC                   COM                 001055102      518     8250 SH       SOLE                     6300        0     1950
AT&T INC                    COM                 00206R102     5300   157362 SH       SOLE                   139921        0    17441
AT&T INC                    COM                 00206R102      344    10226 SH       DEFINED                  7841        0     2385
ABBOTT LABS                 COM                 002824100     2929    55300 SH       SOLE                    51600        0     3700
ABBOTT LABS                 COM                 002824100       85     1603 SH       DEFINED                   603        0     1000
ADOBE SYS INC               COM                 00724F101       91     2300 SH       SOLE                     2300        0        0
AETNA INC NEW               COM                 00817Y108      159     3920 SH       SOLE                     3920        0        0
AFFILIATED COMPUTER SERVICESCL A                008190100       71     1325 SH       SOLE                     1325        0        0
AGILENT TECHNOLOGIES INC    COM                 00846U101       11      305 SH       SOLE                      305        0        0
AIR PRODS & CHEMS INC       COM                 009158106     1419    14356 SH       SOLE                    13066        0     1290
AIR PRODS & CHEMS INC       COM                 009158106       16      162 SH       DEFINED                   162        0        0





                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

                                                                                                         
ALCOA INC                   COM                 013817101      357    10025 SH       SOLE                    10025        0        0
ALCOA INC                   COM                 013817101        1       35 SH       DEFINED                    35        0        0
ALCATEL-LUCENT ADR                              013904305        8     1340 SH       SOLE                     1340        0        0
ALLIANCE FINL CORP                              019205103     1221    58076 SH       SOLE                    58076        0        0
ALLIANCE FINL CORP                              019205103       84     4000 SH       DEFINED                  4000        0        0
ALLSTATE CORP               COM                 020002101      146     3194 SH       SOLE                     3194        0        0
ALLSTATE CORP               COM                 020002101        2       35 SH       DEFINED                    35        0        0
ALTRIA GROUP INC            COM                 02209S103      264    12838 SH       SOLE                    12838        0        0
ALTRIA GROUP INC            COM                 02209S103       31     1500 SH       DEFINED                  1500        0        0
AMEREN CORP                 COM                 023608102       33      770 SH       SOLE                      770        0        0
AMERICA MOVIL S A B DE C V  SPON ADR L SHS      02364W105        0        8 SH       DEFINED                     8        0        0
AMERICAN EXPRESS CO         COM                 025816109     2388    63423 SH       SOLE                    59118        0     4305
AMERICAN EXPRESS CO         COM                 025816109       23      600 SH       DEFINED                   600        0        0
AMERICAN INTL GROUP INC     COM                 026874107      309    11688 SH       SOLE                    11503        0      185
AMERICAN INTL GROUP INC     COM                 026874107      104     3947 SH       DEFINED                  2905        0     1042
AMERISOURCEBERGEN CORP                          03073E105        1       15 SH       DEFINED                    15        0        0
AMGEN INC                   COM                 031162100       24      500 SH       SOLE                      500        0        0
AMYLIN PHARMACEUTICALS INC                      032346108        6      250 SH       SOLE                      250        0        0
ANADARKO PETE CORP          COM                 032511107       28      380 SH       SOLE                      380        0        0
ANADARKO PETE CORP          COM                 032511107      120     1600 SH       DEFINED                     0        0     1600
ANALOG DEVICES INC          COM                 032654105       25      800 SH       SOLE                      800        0        0
ANHEUSER-BUSCH COMPANIES    COM                 035229103      232     3730 SH       SOLE                     3730        0        0
AON CORP                    COM                 037389103       55     1200 SH       DEFINED                     0        0     1200
APACHE CORP                                     037411105     3649    26252 SH       SOLE                    24222        0     2030
APACHE CORP                                     037411105       35      250 SH       DEFINED                   250        0        0
APOLLO GROUP INC            CL A                037604105       71     1610 SH       SOLE                     1610        0        0
APPLE INC COM               COM                 037833100      380     2271 SH       SOLE                     2271        0        0
APPLE INC COM               COM                 037833100        4       24 SH       DEFINED                    24        0        0
AQUA AMER INC                                   03836W103        8      500 SH       SOLE                      500        0        0
ARCELORMITTAL SA LUXEMBOURG NY REGISTRY SHS     03938L104        0        5 SH       DEFINED                     5        0        0
ASHLAND INC                                     044209104        1       15 SH       DEFINED                    15        0        0
AUTOLIV INC                 COM                 052800109        0       10 SH       DEFINED                    10        0        0
AUTOMATIC DATA PROCESSING                       053015103      268     6400 SH       SOLE                     6400        0        0
AUTOMATIC DATA PROCESSING                       053015103       84     2000 SH       DEFINED                  2000        0        0


                                       2




                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

                                                                                                         
AUTOZONE INC                                    053332102       70      580 SH       SOLE                      580        0        0
AVON PRODS INC              COM                 054303102     2102    58345 SH       SOLE                    54145        0     4200
AVON PRODS INC              COM                 054303102       13      350 SH       DEFINED                   350        0        0
AXCELIS TECHNOLOGIES INC    COM                 054540109        2      471 SH       SOLE                      471        0        0
BB&T CORP                   COM                 054937107       37     1639 SH       SOLE                     1639        0        0
BP AMOCO P L C              SPONSORED ADR       055622104      537     7713 SH       SOLE                     7713        0        0
BP AMOCO P L C              SPONSORED ADR       055622104      205     2945 SH       DEFINED                  1633        0     1312
BMC SOFTWARE INC                                055921100      141     3910 SH       SOLE                     3910        0        0
BAKER HUGHES INC            COM                 057224107     1314    15050 SH       SOLE                    13750        0     1300
BAKER HUGHES INC            COM                 057224107       62      706 SH       DEFINED                     6        0      700
BANK OF AMERICA CORPORATION COM                 060505104     2084    87362 SH       SOLE                    81314        0     6048
BANK OF AMERICA CORPORATION COM                 060505104      126     5266 SH       DEFINED                  2956        0     2310
BANK NEW YORK MELLON CORP   COM                 064058100      618    16332 SH       SOLE                    15666        0      666
BANK NEW YORK MELLON CORP   COM                 064058100       76     2000 SH       DEFINED                     0        0     2000
BARCLAYS BK PLC             DJAIG CMDTY 36      06738C778      727    10164 SH       SOLE                    10164        0        0
BAXTER INTL INC             COM                 071813109       46      715 SH       SOLE                      715        0        0
BAXTER INTL INC             COM                 071813109        1       12 SH       DEFINED                    12        0        0
BECTON DICKINSON & CO       COM                 075887109      144     1772 SH       SOLE                     1772        0        0
BECTON DICKINSON & CO       COM                 075887109        0        5 SH       DEFINED                     5        0        0
BERKSHIRE HATHAWAY INC DEL  CL A                084670108      121        1 SH       SOLE                        0        0        1
BERKSHIRE HATHAWAY INC DEL  CL B                084670207       88       22 SH       SOLE                       22        0        0
BEST BUY INC                COM                 086516101      121     3050 SH       SOLE                     3050        0        0
BHP BILLITON LIMITED                            088606108       31      360 SH       SOLE                      360        0        0
BIG LOTS INC                                    089302103      143     4565 SH       SOLE                     4565        0        0
BIOGEN IDEC INC                                 09062X103      110     1960 SH       SOLE                     1810        0      150
BLACK & DECKER CORP         COM                 091797100        3       55 SH       SOLE                       55        0        0
BLACK & DECKER CORP         COM                 091797100       41      707 SH       DEFINED                     7        0      700
BLACKROCK INSD MUN 2008 TERM                    09247K109       19     1275          SOLE                     1275        0        0
BLACKROCK INSD MUN INC TR                       092479104       15     1178          SOLE                     1178        0        0
BOEING CO                   COM                 097023105      351     5340 SH       SOLE                     5340        0        0
BOSTON SCIENTIFIC CORP      COM                 101137107        2      153 SH       SOLE                      153        0        0
BRISTOL MYERS SQUIBB CO     COM                 110122108      236    11485 SH       SOLE                    10885        0      600
BRISTOL MYERS SQUIBB CO     COM                 110122108       74     3600 SH       DEFINED                  1600        0     2000


                                       3




                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

                                                                                                         
BROADCOM CORP               CL A                111320107        0       15 SH       DEFINED                    15        0        0
BROADRIDGE FINL SOLUTIONS   INC                 11133T103       11      500 SH       DEFINED                   500        0        0
BROWN FORMAN CORP           CL B                115637209      151     2000 SH       DEFINED                     0        0     2000
BURLINGTON NORTHN SANTA FE CCOM                 12189T104      120     1200 SH       SOLE                     1200        0        0
CBS CORP NEW CL B                               124857202     1532    78631 SH       SOLE                    72384        0     6247
CBS CORP NEW CL B                               124857202       28     1435 SH       DEFINED                   685        0      750
CH ENERGY GROUP INC                             12541M102       21      600 SH       SOLE                      600        0        0
CIGNA CORP                  COM                 125509109      143     4050 SH       SOLE                     3935        0      115
CME GROUP INC COM                               12572Q105        2        6 SH       DEFINED                     6        0        0
CVS/CAREMARK CORP           COM                 126650100      101     2550 SH       SOLE                     2550        0        0
CAMERON INTERENATIONAL CORP                     13342B105       66     1200 SH       SOLE                     1200        0        0
CAMERON INTERENATIONAL CORP                     13342B105        1       20 SH       DEFINED                    20        0        0
CAMPBELL SOUP CO            COM                 134429109       27      800 SH       SOLE                      800        0        0
CAMPBELL SOUP CO            COM                 134429109       43     1300 SH       DEFINED                     0        0     1300
CANADIAN SOLAR INC                              136635109        2       50 SH       SOLE                        0        0       50
CAPITAL ONE FINANCIAL CORP                      14040H105      112     2955 SH       SOLE                     2955        0        0
CAPSTON TURBINE CORP                            14067D102        2      500 SH       SOLE                      500        0        0
CARDINAL HEALTH INC         COM                 14149Y108      110     2125 SH       SOLE                     2125        0        0
CARNIVAL CORP                                   143658300      119     3600 SH       SOLE                     3600        0        0
CATERPILLAR INC DEL         COM                 149123101      508     6885 SH       SOLE                     6760        0      125
CATERPILLAR INC DEL         COM                 149123101       38      512 SH       DEFINED                   512        0        0
CELGENE CORP                                    151020104        2       30 SH       DEFINED                    30        0        0
CENTURYTEL INC              COM                 156700106       64     1790 SH       SOLE                     1790        0        0
CHEMED CORP INC                                 16359R103        6      170 SH       SOLE                      170        0        0
CHESAPEAKE ENERGY CORP                          165167107       99     1495 SH       SOLE                     1495        0        0
CHEVRON CORPORATION NEW                         166764100     5091    51354 SH       SOLE                    48074        0     3280
CHEVRON CORPORATION NEW                         166764100      286     2887 SH       DEFINED                   621        0     2266
CHUBB CORP                  COM                 171232101      574    11715 SH       SOLE                    11715        0        0
CHUBB CORP                  COM                 171232101       29      600 SH       DEFINED                     0        0      600
CISCO SYS INC               COM                 17275R102     2986   128417 SH       SOLE                   119422        0     8995
CISCO SYS INC               COM                 17275R102       98     4220 SH       DEFINED                  3320        0      900
CITADEL BROADCASTING CORP                       17285T106        0      107 SH       SOLE                      107        0        0
CITIGROUP INC                                   172967101     1867   111460 SH       SOLE                   105366        0     6094
CITIGROUP INC                                   172967101       35     2089 SH       DEFINED                  2089        0        0


                                       4




                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

                                                                                                         
CITIZENS COMMUNICATION CO                       17453B101        8      696 SH       SOLE                      696        0        0
CLOROX CO DEL               COM                 189054109      162     3100 SH       SOLE                     3100        0        0
CLOROX CO DEL               COM                 189054109       63     1200 SH       DEFINED                     0        0     1200
COCA COLA CO                COM                 191216100     1866    35903 SH       SOLE                    33568        0     2335
COCA COLA CO                COM                 191216100      106     2031 SH       DEFINED                   531        0     1500
COCA COLA ENTERPRISES INC   COM                 191219104      155     8985 SH       SOLE                     8985        0        0
COLGATE PALMOLIVE CO        COM                 194162103      139     2015 SH       DEFINED                    15        0     2000
COMCAST CORP NEW CL A                           20030N101       38     1986 SH       SOLE                     1986        0        0
COMCAST CORP NEW CL A                           20030N101       26     1356 SH       DEFINED                     0        0     1356
COMCAST CORP NEW                                20030N200       28     1500 SH       DEFINED                     0        0     1500
COMERICA INC                COM                 200340107        3      107 SH       SOLE                      107        0        0
COMMERCIAL METALS CO        COM                 201723103       81     2140 SH       SOLE                     2140        0        0
COMPUTER SCIENCES CORP      COM                 205363104      273     5830 SH       SOLE                     5605        0      225
COMPUWARE CORP                                  205638109       60     6250 SH       SOLE                     6250        0        0
CONAGRA FOODS INC           COM                 205887102       31     1600 SH       SOLE                     1600        0        0
CONAGRA FOODS INC           COM                 205887102       29     1500 SH       DEFINED                     0        0     1500
CONEXANT SYSTEMS INC        COM                 207142100        0      600 SH       SOLE                      600        0        0
CONOCOPHILLIPS                                  20825C104     2258    23926 SH       SOLE                    21942        0     1984
CONOCOPHILLIPS                                  20825C104        9      100 SH       DEFINED                   100        0        0
CONSOLIDATED EDISON INC                         209115104       52     1337 SH       SOLE                     1337        0        0
CONVERGYS CORP              COM                 212485106        8      540 SH       SOLE                      540        0        0
CORN PRODS INTL INC         COM                 219023108        7      150 SH       SOLE                      150        0        0
CORNING INC                 COM                 219350105      136     5900 SH       SOLE                     5900        0        0
COSTCO WHSL CORP NEW        COM                 22160K105     3074    43831 SH       SOLE                    40946        0     2885
COSTCO WHSL CORP NEW        COM                 22160K105      159     2263 SH       DEFINED                  2263        0        0
DARDEN RESTAURANTS INC      COM                 237194105       28      876 SH       SOLE                      876        0        0
DEERE & CO                  COM                 244199105      159     2210 SH       SOLE                     2210        0        0
DEERE & CO                  COM                 244199105        1       20 SH       DEFINED                    20        0        0
DEL MONTE FOODS                                 24522P103        1       89 SH       SOLE                       89        0        0
DENTSPLY INTL INC NEW       COM                 249030107        7      200 SH       SOLE                      200        0        0
DEUTSCHE TELEKOM AG                             251566105       13      780 SH       SOLE                      780        0        0
DISNEY WALT CO              COM DISNEY          254687106     2034    65200 SH       SOLE                    61700        0     3500
DISNEY WALT CO              COM DISNEY          254687106       72     2300 SH       DEFINED                   300        0     2000


                                       5




                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

                                                                                                         
DOMINION RES INC VA NEW     COM                 25746U109      182     3824 SH       SOLE                     3824        0        0
DOVER CORP                  COM                 260003108      160     3300 SH       SOLE                     3300        0        0
DOW CHEM CO                 COM                 260543103       44     1275 SH       SOLE                     1275        0        0
DOW CHEM CO                 COM                 260543103        1       40 SH       DEFINED                    40        0        0
DUPONT E I DE NEMOURS & CO  COM                 263534109      418     9738 SH       SOLE                     9738        0        0
DUPONT E I DE NEMOURS & CO  COM                 263534109       60     1400 SH       DEFINED                     0        0     1400
DUKE ENERGY HOLDING CORP COM                    26441C105       81     4665 SH       SOLE                     4365        0      300
DUKE ENERGY HOLDING CORP COM                    26441C105       43     2500 SH       DEFINED                     0        0     2500
E M C CORP MASS             COM                 268648102     1460    99364 SH       SOLE                    91624        0     7740
E M C CORP MASS             COM                 268648102       12      850 SH       DEFINED                   850        0        0
ENSCO INTERNATIONAL                             26874Q100       88     1085 SH       SOLE                     1085        0        0
ENI SPA SPONSER ADR                             26874R108       18      236 SH       SOLE                      236        0        0
EOG RES INC                 COM                 26875P101       17      130 SH       SOLE                      130        0        0
EOG RES INC                 COM                 26875P101        2       17 SH       DEFINED                    17        0        0
EASTMAN CHEM CO             COM                 277432100       15      211 SH       SOLE                      211        0        0
EASTMAN KODAK CO            COM                 277461109       12      813 SH       SOLE                      813        0        0
EASTMAN KODAK CO            COM                 277461109       17     1200 SH       DEFINED                     0        0     1200
EATON VANCE CORP COM                            278058102       68      800 SH       SOLE                      800        0        0
EATON VANCE CORP COM                            278058102      110     1300 SH       DEFINED                     0        0     1300
ECOLAB INC                  COM                 278865100       47     1100 SH       SOLE                     1100        0        0
EL PASO ENERGY CORP DEL     COM                 28336L109       14      644 SH       SOLE                      644        0        0
ELECTRONIC DATA SYS NEW     COM                 285661104        3      136 SH       SOLE                      136        0        0
EMBARQ CORP SER 1                               29078E105        4       87 SH       SOLE                       87        0        0
EMERSON ELEC CO             COM                 291011104     2772    56057 SH       SOLE                    52847        0     3210
EMERSON ELEC CO             COM                 291011104       42      856 SH       DEFINED                   856        0        0
ENBRIDGE ENERGY PART LP COM                     29250R106        8      150 SH       SOLE                      150        0        0
ENERGY CONVERSION DEV INC                       292659109        7      100 SH       SOLE                      100        0        0
ENERGY EAST CORP            COM                 29266M109      110     4465 SH       SOLE                     4365        0      100
ENERGIZER HLDGS INC         COM                 29266R108        7      100 SH       DEFINED                     0        0      100
ENTERGY CORP NEW            COM                 29364G103       47      390 SH       SOLE                      390        0        0
EQUITY FUND                                     294700703       61      600 SH       SOLE                      600        0        0
ERICSSON TELEPHONE CO ADR                       294821608        7      640 SH       DEFINED                   640        0        0
EXELON CORP                 COM                 30161N101     3906    43421 SH       SOLE                    39011        0     4410
EXELON CORP                 COM                 30161N101       79      875 SH       DEFINED                   625        0      250


                                       6




                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

                                                                                                         
EXPEDIA INC DEL                                 30212P105       40     2165 SH       SOLE                     2165        0        0
EXPEDITORS INTL WASH INC    COM                 302130109       17      400 SH       SOLE                      400        0        0
EXPRESS SCRIPTS INC         COM                 302182100       62      990 SH       SOLE                      990        0        0
EXXON MOBIL CORP            COM                 30231G102    10885   123508 SH       SOLE                   111461        0    12047
EXXON MOBIL CORP            COM                 30231G102     1749    19844 SH       DEFINED                 16923        0     2921
FPL GROUP INC               COM                 302571104      108     1650 SH       SOLE                     1250        0      400
FAIRPOINT COMMUNICATIONS INCCOM                 305560104        1       76 SH       SOLE                       76        0        0
FEDERAL HOME LN MTGE COMPANY                    313400301        0       25 SH       DEFINED                    25        0        0
FEDERAL NATIONAL MTGE ASSOC COM                 313586109       31     1600 SH       SOLE                     1600        0        0
FEDERAL NATIONAL MTGE ASSOC COM                 313586109        1       74 SH       DEFINED                    74        0        0
FEDERATED INV INC                               314211103      103     2985 SH       SOLE                     2985        0        0
FEDEX CORP                                      31428X106       63      800 SH       SOLE                      800        0        0
FIDELITY NATIONAL FINANCIAL                     31620R105        0       25 SH       DEFINED                    25        0        0
FIFTH THIRD BANCORP         COM                 316773100       37     3612 SH       SOLE                     3612        0        0
FIRST HORIZON NATL CORP                         320517105       16     2210 SH       SOLE                     2210        0        0
FIRST NIAGARA FINL INC                          33582V108       13     1011 SH       SOLE                     1011        0        0
FIRSTENERGY CORP            COM                 337932107      179     2175 SH       SOLE                     2075        0      100
FLUOR CORP NEW              COM                 343412102        1        5 SH       DEFINED                     5        0        0
FORD MOTOR CO                                   345370860        7     1500 SH       SOLE                     1500        0        0
FRANCE TELECOM SPNSD ADR                        35177Q105        7      248 SH       SOLE                      248        0        0
FRANKLIN RESOURCES INC.                         354613101        2       18 SH       DEFINED                    18        0        0
FREEPORT MCMORAN COPPER     & GOLD INC COM      35671D857      319     2719 SH       SOLE                     2719        0        0
GALLAGHER ARTHUR J & CO     COM                 363576109        5      189 SH       SOLE                      189        0        0
GAMESTOP CORP NEW           CL A                36467W109       59     1470 SH       SOLE                     1470        0        0
GANNETT INC                 COM                 364730101       28     1300 SH       SOLE                     1300        0        0
GANNETT INC                 COM                 364730101       53     2445 SH       DEFINED                    45        0     2400
GENENTECH INC               COM NEW             368710406       46      608 SH       SOLE                      608        0        0
GENENTECH INC               COM NEW             368710406        2       21 SH       DEFINED                    21        0        0
GENERAL ELECTRIC CO         COM                 369604103     6051   226784 SH       SOLE                   209164        0    17620
GENERAL ELECTRIC CO         COM                 369604103      237     8885 SH       DEFINED                  5385        0     3500
GENERAL MLS INC             COM                 370334104        6      100 SH       SOLE                      100        0        0
GENERAL MLS INC             COM                 370334104       91     1500 SH       DEFINED                     0        0     1500
GENERAL MTRS CORP           COM                 370442105        7      608 SH       SOLE                      508        0      100
GENERAL MTRS CORP           COM                 370442105        1       50 SH       DEFINED                    50        0        0


                                       7




                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

                                                                                                         
GENUINE PARTS CO            COM                 372460105       54     1350 SH       SOLE                     1350        0        0
GENUINE PARTS CO            COM                 372460105       60     1500 SH       DEFINED                     0        0     1500
GENWORTH FINANCIAL INC                          37247D106        1       40 SH       DEFINED                    40        0        0
GENZYME CORP COM                                372917104       14      200 SH       SOLE                      200        0        0
GILEAD SCIENCES INC         COM                 375558103        3       55 SH       DEFINED                    55        0        0
GLAXO HOLDINGS PLC SPONSORED ADR                37733W105       57     1300 SH       SOLE                     1300        0        0
GOLDMAN SACHS GROUP INC     COM                 38141G104     2897    16564 SH       SOLE                    15624        0      940
GOLDMAN SACHS GROUP INC     COM                 38141G104       33      186 SH       DEFINED                   136        0       50
GOOGLE INC                                      38259P508       47       90 SH       SOLE                       90        0        0
GOOGLE INC                                      38259P508        5        9 SH       DEFINED                     9        0        0
GRAINGER W W INC            COM                 384802104      180     2200 SH       SOLE                     2200        0        0
GREAT PLAINS ENERGY INC     COM                 391164100       38     1500 SH       SOLE                     1500        0        0
HCP INC                                         40414L109       13      400 SH       SOLE                      400        0        0
HARDINGE INC                COM                 412324303       12      900 SH       SOLE                      900        0        0
HARLEY DAVIDSON INC         COM                 412822108       36     1000 SH       DEFINED                  1000        0        0
HARTFORD FINL SVCS GROUP INCCOM                 416515104      225     3481 SH       SOLE                     3481        0        0
HARTFORD FINL SVCS GROUP INCCOM                 416515104        1       22 SH       DEFINED                    22        0        0
HASBRO INC                  COM                 418056107       81     2265 SH       SOLE                     2265        0        0
HASBRO INC                  COM                 418056107       89     2500 SH       DEFINED                     0        0     2500
HEINZ H J CO                COM                 423074103       69     1439 SH       SOLE                      539        0      900
THE HERSHEY CO COM                              427866108       58     1775 SH       SOLE                     1775        0        0
THE HERSHEY CO COM                              427866108       66     2000 SH       DEFINED                     0        0     2000
HESS CORP COM                                   42809H107       67      528 SH       SOLE                      528        0        0
HESS CORP COM                                   42809H107      189     1500 SH       DEFINED                     0        0     1500
HEWLETT PACKARD CO          COM                 428236103     3787    85673 SH       SOLE                    80377        0     5296
HEWLETT PACKARD CO          COM                 428236103      172     3889 SH       DEFINED                  1935        0     1954
HOME DEPOT INC              COM                 437076102      123     5250 SH       SOLE                     5250        0        0
HOME DEPOT INC              COM                 437076102       94     4000 SH       DEFINED                     0        0     4000
HONEYWELL INTL INC          COM                 438516106      319     6350 SH       SOLE                     6200        0      150
HONEYWELL INTL INC          COM                 438516106        2       40 SH       DEFINED                    40        0        0
HOSPITALITY PROPERTIES      TRUST               44106M102       32     1290 SH       SOLE                     1290        0        0
HUMANA INC                  COM                 444859102       59     1480 SH       SOLE                     1480        0        0
HUNTINGTON BANCSHARES INC   COM                 446150104       60    10422 SH       SOLE                    10422        0        0


                                       8




                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

                                                                                                         
ING CLARION GL REAL ESTATE                      44982G104        9      700 SH       SOLE                      700        0        0
IDEARC INC COM                                  451663108        0      140 SH       SOLE                      140        0        0
ILLINOIS TOOL WKS INC       COM                 452308109     1703    35848 SH       SOLE                    33338        0     2510
ILLINOIS TOOL WKS INC       COM                 452308109       90     1900 SH       DEFINED                  1900        0        0
ING GROEP N V               SPONSORED ADR       456837103        3      108 SH       SOLE                      108        0        0
INGRAM MICRO INC            CL A                457153104        1       35 SH       DEFINED                    35        0        0
INTEL CORP                  COM                 458140100     3115   145096 SH       SOLE                   133411        0    11685
INTEL CORP                  COM                 458140100      136     6340 SH       DEFINED                  5740        0      600
INTEGRYS ENERGY GROUP INC   COM                 45822P105      297     5845 SH       SOLE                     5545        0      300
INTERNATIONAL BUSINESS MACHS COM                459200101     4500    37963 SH       SOLE                    35726        0     2237
INTERNATIONAL BUSINESS MACHS COM                459200101      107      900 SH       DEFINED                   900        0        0
INTERNATIONAL FLAVORS&FRAGRACOM                 459506101       12      300 SH       SOLE                      300        0        0
INTERNATIONAL FLAVORS&FRAGRACOM                 459506101       39     1000 SH       DEFINED                     0        0     1000
INTL PAPER CO               COM                 460146103       49     2110 SH       DEFINED                     0        0     2110
INTERNATIONAL RECTIFIER CORPCOM                 460254105       10      500 SH       SOLE                      500        0        0
I SHARES S & P GLOBAL       COMMMODITY INDEX    46428R107     9754   130225 SH       SOLE                   127650        0     2575
I SHARES S & P GLOBAL       COMMMODITY INDEX    46428R107       34      450 SH       DEFINED                   450        0        0
ISHARES S & P 500 INDEX FUND                    464287200      311     2430 SH       SOLE                     2430        0        0
I SHARES MSCI EMERGING MKTS                     464287234       27      200 SH       SOLE                      200        0        0
ISHARES TR MSCI EAFE INDX FDADR                 464287465    42702   621842 SH       SOLE                   608992        0    12850
ISHARES TR MSCI EAFE INDX FDADR                 464287465      225     3275 SH       DEFINED                  3275        0        0
ISHARES TR S& P MIDCAP 400                      464287507    18129   222221 SH       SOLE                   218426        0     3795
ISHARES TR S& P MIDCAP 400                      464287507       90     1100 SH       DEFINED                  1100        0        0
ISHARES RUSSELL 2000        GROWTH INDEX FD     464287648     9330   122523 SH       SOLE                   120338        0     2185
ISHARES RUSSELL 2000        GROWTH INDEX FD     464287648       51      675 SH       DEFINED                   675        0        0
ISHARES TR SMALLCAP FD                          464287804      197     3266 SH       SOLE                     3266        0        0
ISHS MSCI EAFE GRWTH INDEX                      464288885     1858    26315 SH       SOLE                    26315        0        0
JDS UNIPHASE CORP COM                           46612J507       33     2895 SH       SOLE                     2895        0        0
J P MORGAN CHASE & CO                           46625H100     1574    45877 SH       SOLE                    42852        0     3025
J P MORGAN CHASE & CO                           46625H100      123     3595 SH       DEFINED                   400        0     3195
JOHNSON & JOHNSON           COM                 478160104     4430    68854 SH       SOLE                    63184        0     5670
JOHNSON & JOHNSON           COM                 478160104      419     6510 SH       DEFINED                  4260        0     2250
JOHNSON CTLS INC            COM                 478366107      185     6460 SH       SOLE                     6460        0        0


                                       9




                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

                                                                                                         
JONES APPAREL GROUP INC     COM                 480074103        6      465 SH       SOLE                      465        0        0
KB HOME                     COM                 48666K109        0       15 SH       DEFINED                    15        0        0
KELLOGG CO                  COM                 487836108       53     1112 SH       SOLE                     1112        0        0
KEYCORP NEW                 COM                 493267108       40     3640 SH       SOLE                     3640        0        0
KIMBERLY CLARK CORP         COM                 494368103       32      537 SH       SOLE                      537        0        0
KIMBERLY CLARK CORP         COM                 494368103       60     1000 SH       DEFINED                     0        0     1000
KINDER MORGAN ENERGY PARTNER LTD PARTNER        494550106      102     1826 SH       SOLE                     1826        0        0
KING PHARMACEUTICALS INC                        495582108       52     4975 SH       SOLE                     4975        0        0
KOHLS CORP                  COM                 500255104        0        5 SH       DEFINED                     5        0        0
KONINKLIJKE PHILIPS ELECTRS NV SP ADR           500472303       37     1101 SH       SOLE                     1101        0        0
KRAFT FOODS INC             CL A                50075N104      116     4093 SH       SOLE                     4093        0        0
KRAFT FOODS INC             CL A                50075N104       26      915 SH       DEFINED                   915        0        0
KROGER CO                   COM                 501044101       61     2100 SH       SOLE                     2100        0        0
L-3 COMMUNICATIONS HLDGS INCCOM                 502424104      145     1595 SH       SOLE                     1595        0        0
LABORATORY CORP AMER HLDGS  COM NEW             50540R409      154     2215 SH       SOLE                     2125        0       90
LANCASTER COLONY CORP       COM                 513847103       32     1050 SH       SOLE                     1050        0        0
LANDEC CORP                                     514766104        3      500 SH       SOLE                      500        0        0
LEGGETT & PLATT INC         COM                 524660107       27     1600 SH       SOLE                     1600        0        0
LILLY ELI & CO              COM                 532457108       44      956 SH       SOLE                      956        0        0
LINCOLN NATL CORP IND       COM                 534187109      113     2490 SH       SOLE                     2490        0        0
LLOYDS TSB GROUP PLC        SPONSORED ADR       539439109       45     1812 SH       SOLE                     1812        0        0
LOCKHEED MARTIN CORP        COM                 539830109      651     6597 SH       SOLE                     6597        0        0
LOWES COS INC               COM                 548661107       24     1175 SH       SOLE                     1175        0        0
MEMC ELECTRONIC MATERIAL                        552715104       28      460 SH       SOLE                      460        0        0
MEMC ELECTRONIC MATERIAL                        552715104        1       23 SH       DEFINED                    23        0        0
MACYS INC COM                                   55616P104       17      868 SH       DEFINED                    60        0      808
MANULIFE FINL CORP COM                          56501R106       62     1774 SH       SOLE                     1774        0        0
MANULIFE FINL CORP COM                          56501R106      123     3554 SH       DEFINED                     0        0     3554
MARATHON OIL CORP                               565849106      176     3400 SH       DEFINED                     0        0     3400
MARSH & MCLENNAN COS INC    COM                 571748102       40     1500 SH       DEFINED                     0        0     1500
MARSHALL & ILSLEY CORP NEW                      571837103       46     3000 SH       SOLE                     3000        0        0
MARRIOTT INTL INC NEW  CLA                      571903202      113     4305 SH       SOLE                     3045        0     1260
MARRIOTT INTL INC NEW  CLA                      571903202       31     1200 SH       DEFINED                     0        0     1200


                                       10




                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

                                                                                                         
MATTEL INC                  COM                 577081102       35     2037 SH       SOLE                     2037        0        0
MCCORMICK & CO INC          COM NON VTG         579780206      107     3000 SH       DEFINED                     0        0     3000
MCDONALDS CORP              COM                 580135101     4038    71818 SH       SOLE                    66638        0     5180
MCDONALDS CORP              COM                 580135101      107     1904 SH       DEFINED                   804        0     1100
MEADWESTVACO CORP                               583334107       15      611 SH       SOLE                      611        0        0
MEDCO HEALTH SOLUTIONS      INC                 58405U102     1476    31271 SH       SOLE                    28625        0     2646
MEDCO HEALTH SOLUTIONS      INC                 58405U102       15      310 SH       DEFINED                   310        0        0
MEDIS TECHNOLOGIES                              58500P107        0      100 SH       SOLE                      100        0        0
MEDTRONIC INC               COM                 585055106     2858    55237 SH       SOLE                    50947        0     4290
MEDTRONIC INC               COM                 585055106       65     1250 SH       DEFINED                  1250        0        0
MERCK & CO INC              COM                 589331107      343     9105 SH       SOLE                     5505        0     3600
MERCK & CO INC              COM                 589331107       59     1565 SH       DEFINED                    65        0     1500
MERRILL LYNCH & CO INC      COM                 590188108       32     1025 SH       DEFINED                    25        0     1000
METAVANTE TECHNOLOGIES                          591407101       23     1000 SH       SOLE                     1000        0        0
METLIFE INC                 COM                 59156R108     2941    55739 SH       SOLE                    52799        0     2940
METLIFE INC                 COM                 59156R108       29      545 SH       DEFINED                   395        0      150
MICROSOFT CORP              COM                 594918104     3590   130551 SH       SOLE                   122876        0     7675
MICROSOFT CORP              COM                 594918104      140     5075 SH       DEFINED                  3875        0     1200
MICROCHIP TECHNOLOGY INC    COM                 595017104     1455    47630 SH       SOLE                    43880        0     3750
MICROCHIP TECHNOLOGY INC    COM                 595017104       37     1200 SH       DEFINED                  1200        0        0
MILLIPORE CORP                                  601073109       14      200 SH       SOLE                      200        0        0
MINDSPEED TECHNOLOGIES INC                      602682106        0      200 SH       SOLE                      200        0        0
MOLSON COORS BREWING        CO CL B             60871R209      246     4520 SH       SOLE                     4310        0      210
MONSANTO CO (NEW)                               61166W101      252     1993 SH       SOLE                     1993        0        0
MONSANTO CO (NEW)                               61166W101        3       24 SH       DEFINED                    24        0        0
MORGAN STANLEY              DISCOVER & CO       617446448      171     4740 SH       SOLE                     4575        0      165
MORGAN STANLEY              DISCOVER & CO       617446448       45     1250 SH       DEFINED                    50        0     1200
THE MOSAIC COMPANY                              61945A107       58      400 SH       DEFINED                   400        0        0
MOTOROLA INC                COM                 620076109       15     2060 SH       DEFINED                    60        0     2000
MURPHY OIL CORP             COM                 626717102        4       40 SH       SOLE                       40        0        0
MYLAN LABS INC              COM                 628530107        5      450 SH       SOLE                      450        0        0
NBT BANCORP INC             COM                 628778102      336    16309 SH       SOLE                    16309        0        0
NYSE EURONEXT COM                               629491101        1       12 SH       DEFINED                    12        0        0


                                       11




                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

                                                                                                         
NATIONAL CITY CORP          COM                 635405103       13     2800 SH       DEFINED                     0        0     2800
NATIONAL OILWELL VARCO INC                      637071101      145     1640 SH       SOLE                     1640        0        0
NATIONAL OILWELL VARCO INC                      637071101        0        5 SH       DEFINED                     5        0        0
NATURAL RESOURCE PARTNERS LP                    63900P103       49     1200 SH       SOLE                     1200        0        0
NEW YORK COMMUNITY BANCORP  INC                 649445103        6      333 SH       SOLE                      333        0        0
NEWELL RUBBERMAID INC COM                       651229106       30     1785 SH       SOLE                     1785        0        0
NEWELL RUBBERMAID INC COM                       651229106       64     3800 SH       DEFINED                     0        0     3800
NEWS CORP CL A                                  65248E104       74     4926 SH       SOLE                     4926        0        0
NICOR INC                                       654086107       76     1795 SH       SOLE                     1795        0        0
NIKE INC                    CL B                654106103      305     5120 SH       SOLE                     5000        0      120
NIKE INC                    CL B                654106103        0        6 SH       DEFINED                     6        0        0
NISOURCE INC                COM                 65473P105       23     1300 SH       SOLE                     1300        0        0
NOKIA CORP PFD SPONS ADR                        654902204        5      200 SH       SOLE                      200        0        0
NOKIA CORP PFD SPONS ADR                        654902204       62     2525 SH       DEFINED                    25        0     2500
NORFOLK SOUTHERN CORP       COM                 655844108       63      999 SH       SOLE                      999        0        0
NORTHERN TR CORP            COM                 665859104       52      765 SH       SOLE                      765        0        0
NORTHROP GRUMMAN CORP COM                       666807102       99     1486 SH       SOLE                     1486        0        0
NORTHROP GRUMMAN CORP COM                       666807102        1       16 SH       DEFINED                    16        0        0
NOVARTIS AG                                     66987V109       44      800 SH       SOLE                      800        0        0
NUCOR CORP                  COM                 670346105      372     4980 SH       SOLE                     4980        0        0
NVIDIA CORP                                     67066G104      171     9134 SH       SOLE                     9134        0        0
NVIDIA CORP                                     67066G104        1       65 SH       DEFINED                    65        0        0
OCCIDENTAL PETE CORP DEL    COM                 674599105      444     4936 SH       SOLE                     4936        0        0
OMNICOM GROUP INC           COM                 681919106       67     1495 SH       SOLE                     1495        0        0
ORACLE CORP                 COM                 68389X105     1953    93013 SH       SOLE                    87613        0     5400
ORACLE CORP                 COM                 68389X105       26     1250 SH       DEFINED                  1250        0        0
PG&E CORP                   COM                 69331C108       26      655 SH       SOLE                      655        0        0
PNC FINL SVCS GROUP INC     COM                 693475105     1427    24990 SH       SOLE                    23225        0     1765
PNC FINL SVCS GROUP INC     COM                 693475105       91     1600 SH       DEFINED                   150        0     1450
PPG INDS INC                COM                 693506107       63     1100 SH       SOLE                     1100        0        0
PPL CORP                                        69351T106       23      439 SH       SOLE                      439        0        0
PACTIV CORP                 COM                 695257105       64     3000 SH       SOLE                     3000        0        0
PALL CORP                   COM                 696429307       40     1000 SH       DEFINED                     0        0     1000


                                       12




                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

                                                                                                         
PARKER HANNIFIN CORP        COM                 701094104      131     1839 SH       SOLE                     1839        0        0
PARKER HANNIFIN CORP        COM                 701094104        1       15 SH       DEFINED                    15        0        0
PAYCHEX INC                 COM                 704326107       47     1510 SH       SOLE                     1510        0        0
PENNEY J C INC              COM                 708160106        1       15 SH       DEFINED                    15        0        0
PEPSI BOTTLING GROUP INC    COM                 713409100      166     5950 SH       SOLE                     5950        0        0
PEPSICO INC                 COM                 713448108     3311    52062 SH       SOLE                    48452        0     3610
PEPSICO INC                 COM                 713448108      244     3841 SH       DEFINED                  3841        0        0
PETROLEO BRASILEIRO SA                          71654V408       30      424 SH       SOLE                      424        0        0
PFIZER INC                  COM                 717081103     2790   159802 SH       SOLE                   138047        0    21755
PFIZER INC                  COM                 717081103       56     3185 SH       DEFINED                  3185        0        0
PHILIP MORRIS INTERNATIONAL INC COM             718172109      407     8250 SH       SOLE                     8250        0        0
PHILIP MORRIS INTERNATIONAL INC COM             718172109       74     1500 SH       DEFINED                  1500        0        0
PHOENIX COS INC NEW         COM                 71902E109        4      489 SH       SOLE                      489        0        0
PINNACLE WEST CAP CORP      COM                 723484101       21      680 SH       SOLE                      680        0        0
PITNEY BOWES INC            COM                 724479100      202     5940 SH       SOLE                     5940        0        0
PRAXAIR INC                 COM                 74005P104       33      350 SH       SOLE                        0        0      350
PRECISION CASTPARTS CORP                        740189105     1589    16490 SH       SOLE                    15330        0     1160
PRECISION CASTPARTS CORP                        740189105       10      100 SH       DEFINED                   100        0        0
PRINCIPAL FINANCIAL GROUP   INC                 74251V102       36      860 SH       SOLE                      860        0        0
PROCTER & GAMBLE CO         COM                 742718109     4089    67240 SH       SOLE                    62386        0     4854
PROCTER & GAMBLE CO         COM                 742718109      244     4014 SH       DEFINED                  2499        0     1515
PROGRESS ENERGY INC         COM                 743263105       93     2225 SH       SOLE                     2225        0        0
PROGRESSIVE CORP                                743315103       81     4310 SH       SOLE                     4310        0        0
PRUDENTIAL FINL, INC.       COM                 744320102       81     1363 SH       SOLE                     1363        0        0
PUBLIC SVC ENTERPRISE GROUP COM                 744573106      151     3285 SH       SOLE                     3285        0        0
PUGET SOUND ENERGY INC      COM                 745310102       60     2500 SH       SOLE                     2500        0        0
PUTNAM MANAGED MUN INCOME TR                    746823103       14     1940          SOLE                     1940        0        0
QUALCOMM INC                COM                 747525103       34      769 SH       SOLE                      769        0        0
QUALCOMM INC                COM                 747525103        0        5 SH       DEFINED                     5        0        0
QUEST DIAGNOSTICS INC       COM                 74834L100        2       48 SH       SOLE                       48        0        0
QUESTAR CORP                COM                 748356102      167     2350 SH       SOLE                     2350        0        0
QWEST COMM INTL INC                             749121109       22     5560 SH       SOLE                     5560        0        0
QWEST COMM INTL INC                             749121109       39    10000 SH       DEFINED                     0        0    10000


                                       13




                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

                                                                                                         
RAYTHEON CO CLASS B         COM                 755111507      118     2098 SH       SOLE                     2098        0        0
REGAL ENTERTAINMENT "A"                         758766109        4      235 SH       SOLE                      235        0        0
REGIONS FINL CORP NEW                           7591EP100       21     1923 SH       SOLE                     1923        0        0
RELIV INTERNATIONAL, INC.                       75952R100        2      350 SH       SOLE                      350        0        0
RESEARCH IN MOTION LTD                          760975102        2       19 SH       DEFINED                    19        0        0
REYNOLDS AMERN INC                              761713106       81     1730 SH       SOLE                     1330        0      400
RIO TINTO PLC SPON ADR                          767204100        0        1 SH       DEFINED                     1        0        0
RITE AID CORP               COM                 767754104        8     5000 SH       SOLE                     5000        0        0
ROCKWELL INTL CORP NEW      COM                 773903109       26      600 SH       SOLE                      600        0        0
ROCKWELL INTL CORP NEW      COM                 773903109       22      500 SH       DEFINED                     0        0      500
ROCKWELL COLLINS INC        COM                 774341101       29      600 SH       SOLE                      600        0        0
ROHM & HAAS CO              COM                 775371107       56     1200 SH       SOLE                     1200        0        0
ROYAL BK SCOTLAND GROUP     PLC                 780097796        8      441 SH       SOLE                      441        0        0
ROYAL DUTCH PETE CO                             780259206      387     4735 SH       SOLE                     4735        0        0
ROYAL DUTCH PETE CO                             780259206        2       30 SH       DEFINED                    30        0        0
RYDER SYSTEMS INC                               783549108        1        8 SH       DEFINED                     8        0        0
SLM CORPORATION SECURITIES  COM                 78442P106        4      227 SH       SOLE                      227        0        0
SAFEWAY INC COM NEW                             786514208        1       35 SH       DEFINED                    35        0        0
SALESFORCE COM INC                              79466L302        0        5 SH       DEFINED                     5        0        0
SCANA CORP NEW              COM                 80589M102       32      866 SH       SOLE                      866        0        0
SCHERING PLOUGH CORP        COM                 806605101       16      800 SH       SOLE                        0        0      800
SCHLUMBERGER LTD            COM                 806857108     4343    40430 SH       SOLE                    37150        0     3280
SCHLUMBERGER LTD            COM                 806857108      315     2930 SH       DEFINED                  2930        0        0
SELECTIVE INS GRP INC       C/C                 816300107       27     1438 SH       SOLE                     1438        0        0
SENECA FOODS CORP NEW       CL B                817070105       17      800 SH       SOLE                      800        0        0
SENECA FOODS CORP NEW       CL A                817070501       17      800 SH       SOLE                      800        0        0
SHERWIN WILLIAMS CO         COM                 824348106      132     2875 SH       SOLE                     2875        0        0
SIGMA ALDRICH CORP          COM                 826552101     3174    58939 SH       SOLE                    53924        0     5015
SIGMA ALDRICH CORP          COM                 826552101       65     1200 SH       DEFINED                   750        0      450
SIMON PPTY GROUP INC NEW                        828806109       31      350 SH       SOLE                      350        0        0
SIMON PPTY GROUP INC NEW                        828806109      101     1122 SH       DEFINED                     0        0     1122
SIRIUS SATELLITE RADIO INC                      82966U103        6     3000 SH       SOLE                     3000        0        0
SKYWORKS SOLUTIONS INC                          83088M102        2      210 SH       SOLE                      210        0        0


                                       14




                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

                                                                                                         
SOUTHERN COMPANY                                842587107       13      385 SH       SOLE                      385        0        0
SPECTRA ENERGY CORP COM                         847560109        9      320 SH       SOLE                      320        0        0
SPECTRA ENERGY CORP COM                         847560109       36     1250 SH       DEFINED                     0        0     1250
SPRINT NEXTEL CORP                              852061100       69     7240 SH       SOLE                     7240        0        0
SPRINT NEXTEL CORP                              852061100       25     2650 SH       DEFINED                   250        0     2400
STANLEY WORKS COMMON                            854616109       26      575 SH       SOLE                      575        0        0
STAPLES INC                 COM                 855030102       33     1400 SH       SOLE                     1400        0        0
STAPLES INC                 COM                 855030102       36     1500 SH       DEFINED                  1500        0        0
STATE STREET CORP           COM                 857477103      292     4565 SH       SOLE                     4565        0        0
STRYKER CORP                                    863667101       63     1000 SH       DEFINED                  1000        0        0
SUFFOLK BANCORP             COM                 864739107       95     3244 SH       SOLE                     3244        0        0
SUN MICROSYSTEMS INC                            866810203       14     1287 SH       SOLE                     1000        0      287
SUNTRUST BANKS INC          COM                 867914103       77     2119 SH       SOLE                     2119        0        0
SUNTRUST BANKS INC          COM                 867914103       40     1100 SH       DEFINED                     0        0     1100
SUPERVALU INC               COM                 868536103      113     3658 SH       SOLE                     3658        0        0
SUPERVALU INC               COM                 868536103        1       30 SH       DEFINED                    30        0        0
SYNOVUS FINL CORP           COM                 87161C105        6      675 SH       SOLE                        0        0      675
SYSCO CORP                  COM                 871829107     1398    50824 SH       SOLE                    46824        0     4000
SYSCO CORP                  COM                 871829107        1       50 SH       DEFINED                    50        0        0
TECO ENERGY INC                                 872375100       15      700 SH       SOLE                        0        0      700
TEPPCO PARTNERS LP                              872384102       17      500 SH       SOLE                      500        0        0
TARGET CORP                 COM                 87612E106     2494    53657 SH       SOLE                    49612        0     4045
TARGET CORP                 COM                 87612E106       70     1506 SH       DEFINED                  1206        0      300
TESORO CORP                                     881609101       15      750 SH       SOLE                      750        0        0
TEVA PHARMA INDS ADR                            881624209        2       40 SH       DEFINED                    40        0        0
TEXAS INSTRS INC            COM                 882508104     1468    52140 SH       SOLE                    48080        0     4060
TEXAS INSTRS INC            COM                 882508104       48     1700 SH       DEFINED                   500        0     1200
TEXTRON INC                 COM                 883203101        1       17 SH       DEFINED                    17        0        0
THERMO FISHER SCIENTIFIC INCCOM                 883556102       84     1500 SH       DEFINED                  1500        0        0
3M COMPANY COM                                  88579Y101     2780    39943 SH       SOLE                    36623        0     3320
3M COMPANY COM                                  88579Y101      155     2225 SH       DEFINED                  1225        0     1000
TIME WARNER INC             COM                 887317105       86     5835 SH       SOLE                     5475        0      360
TIME WARNER INC             COM                 887317105       60     4065 SH       DEFINED                    65        0     4000


                                       15




                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

                                                                                                         
TOMPKINS FINANCIAL CORP                         890110109    31717   852615 SH       SOLE                   841141        0    11474
TOMPKINS FINANCIAL CORP                         890110109     2044    54959 SH       DEFINED                 54959        0        0
TOOTSIE ROLL INDUSTRIES INC                     890516107        1       39 SH       SOLE                       39        0        0
TORCHMARK CORP              COM                 891027104       72     1235 SH       SOLE                     1235        0        0
TOTAL SYS SVCS INC                              891906109        7      326 SH       SOLE                        0        0      326
TRAVELERS COS INC COM                           89417E109      106     2440 SH       SOLE                     2440        0        0
TRAVELERS COS INC COM                           89417E109       58     1345 SH       DEFINED                    47        0     1298
TYSON FOODS INC             CL A                902494103        1       35 SH       DEFINED                    35        0        0
UST INC COM                                     902911106       12      222 SH       SOLE                      122        0      100
US BANCORP DEL              COM NEW             902973304      201     7210 SH       SOLE                     6795        0      415
UNDER ARMOUR INC.                               904311107        8      300 SH       SOLE                      300        0        0
UNILEVER PLC AMER SHS ADR                       904767704       42     1480 SH       SOLE                     1480        0        0
UNILEVER N V                N Y SHS NEW         904784709      152     5360 SH       SOLE                     5360        0        0
UNION PAC CORP              COM                 907818108       70      922 SH       SOLE                      922        0        0
UNION PAC CORP              COM                 907818108      151     2004 SH       DEFINED                     4        0     2000
UNITED PARCEL SERVICE INC   CL B                911312106      359     5833 SH       SOLE                     5533        0      300
UNITED PARCEL SERVICE INC   CL B                911312106        6      100 SH       DEFINED                   100        0        0
UNITED TECHNOLOGIES CORP    COM                 913017109     2623    42507 SH       SOLE                    39737        0     2770
UNITED TECHNOLOGIES CORP    COM                 913017109       37      600 SH       DEFINED                   450        0      150
UNITEDHEALTH GROUP INC                          91324P102      139     5300 SH       SOLE                     4950        0      350
UNITEDHEALTH GROUP INC                          91324P102        4      150 SH       DEFINED                   150        0        0
UNUMPROVIDENT CORP          COM                 91529Y106      120     5850 SH       SOLE                     5850        0        0
V F CORP                    COM                 918204108       57      800 SH       SOLE                      800        0        0
V F CORP                    COM                 918204108        1       12 SH       DEFINED                    12        0        0
VALERO ENERGY CORP NEW      COM                 91913Y100       65     1580 SH       SOLE                     1580        0        0
VAN KAMPEN AMERICAN CAPITAL MUNICIPAL TRUST     920919107       20     1400          SOLE                     1400        0        0
VAN KAMPEN TR INVT GRADE MUNCOM                 920929106       19     1400          SOLE                     1400        0        0
VAN KAMPEN TR INVT GRADE N JCOM                 920933108       35     2400          SOLE                     2400        0        0
VAN KAMPEN MUNICIPAL        OPPORTUNITY TR      920935103       19     1393          SOLE                     1393        0        0
VANGUARD INT'L EQUITY INDEX                     922042858     1012    21630 SH       SOLE                    21630        0        0
VECTREN CORP COM                                92240G101       37     1170 SH       SOLE                     1170        0        0
VERIZON COMMUNICATIONS      COM                 92343V104     2026    57235 SH       SOLE                    51935        0     5300
VERIZON COMMUNICATIONS      COM                 92343V104        9      245 SH       DEFINED                   245        0        0


                                       16




                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

                                                                                                         
VIACOM INC NEW CL B                             92553P201       23      750 SH       DEFINED                     0        0      750
VMARE, INC                                      928563402        0        6 SH       DEFINED                     6        0        0
VODAFONE GROUP PLC NEW                          92857W209       47     1590 SH       SOLE                     1590        0        0
VODAFONE GROUP PLC NEW                          92857W209        1       35 SH       DEFINED                    35        0        0
VOLTERRA SEMICONDUCTER CORP                     928708106       22     1250 SH       SOLE                     1250        0        0
WABCO HLDGS INC                                 92927K102       28      600 SH       SOLE                      600        0        0
W.P. CAREY & CO LLC                             92930Y107       12      405 SH       SOLE                      405        0        0
WACHOVIA CORP 2ND NEW COM                       929903102       48     3080 SH       SOLE                     3080        0        0
WACHOVIA CORP 2ND NEW COM                       929903102       18     1140 SH       DEFINED                    40        0     1100
WAL-MART STORES INC         COM                 931142103      498     8865 SH       SOLE                     8565        0      300
WAL-MART STORES INC         COM                 931142103        0        5 SH       DEFINED                     5        0        0
WALGREEN CO                 COM                 931422109      153     4700 SH       SOLE                     4700        0        0
WASTE MGMT INC DEL          COM                 94106L109       46     1225 SH       DEFINED                     0        0     1225
WATERS CORP                 COM                 941848103       23      355 SH       SOLE                      355        0        0
WATSON PHARMACEUTICALS INC  COM                 942683103      125     4590 SH       SOLE                     4590        0        0
WAVE SYSTEMS CORP           COM NEW             943526301        3     3000 SH       SOLE                     3000        0        0
WELLPOINT INC COM                               94973V107      307     6435 SH       SOLE                     6330        0      105
WELLS FARGO & CO NEW        COM                 949746101     2174    91529 SH       SOLE                    87614        0     3915
WELLS FARGO & CO NEW        COM                 949746101       24     1000 SH       DEFINED                  1000        0        0
WESTAR ENERGY INC           COM                 95709T100       13      600 SH       SOLE                      600        0        0
WESTERN DIGITAL CORP                            958102105        1       20 SH       DEFINED                    20        0        0
WINDSTREAM CORP                                 97381W104       22     1748 SH       SOLE                     1748        0        0
WINDSTREAM CORP                                 97381W104       18     1447 SH       DEFINED                     0        0     1447
WRIGLEY WM JR CO            COM                 982526105        9      112 SH       DEFINED                   112        0        0
WYETH                       COM                 983024100      219     4576 SH       SOLE                     4496        0       80
WYETH                       COM                 983024100      168     3500 SH       DEFINED                  1500        0     2000
XM SATELLITE RADIO HLDGS INCCL A                983759101        2      200 SH       SOLE                      200        0        0
XTO ENERGY CORP             COM                 98385X106       56      816 SH       SOLE                      816        0        0
XCEL ENERGY INC                                 98389B100       12      600 SH       SOLE                        0        0      600
XEROX CORP                  COM                 984121103       21     1556 SH       SOLE                     1556        0        0
YUM BRANDS INC COM          COM                 988498101        7      200 SH       SOLE                      200        0        0
YUM BRANDS INC COM          COM                 988498101        0       10 SH       DEFINED                    10        0        0
ZIMMER HLDGS INC            COM                 98956P102        7      100 SH       SOLE                      100        0        0


                                       17




                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

                                                                                                         
ZIONS BANCORPORATION        COM                 989701107       19      600 SH       SOLE                        0        0      600
ZWEIG FD INC COM                                989834106        3      545 SH       SOLE                      545        0        0

 GRAND TOTALS                                               302093  6415325                                5964592        0   450733


                                       18