FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
--------------------------- ---------------- ---------- -------- -------- --- ---- ------- ------------ -------- -------- --------
DAIMLERCHRYSLER AG ORD ADR D1668R123 2 41 SH SOLE 41 0 0
ACE LTD G0070K103 3 73 SH SOLE 73 0 0
ASPEN INSURANCE HOLDING USD G05384105 7 300 SH SOLE 300 0 0
COOPER INDUSTRIES LTD CLASS A G24182100 1 25 SH DEFINED 25 0 0
GLOBALSANTAFE CORPORATION G3930E101 1 35 SH SOLE 35 0 0
GLOBALSANTAFE CORPORATION G3930E101 1 25 SH DEFINED 25 0 0
INGERSOLL-RAND CO COM G4776G101 265 6575 SH SOLE 6575 0 0
MARVELL TECHNOLOGY GROUP LTD G5876H105 2 45 SH DEFINED 45 0 0
NABORS INDUSTRIES LTD G6359F103 35 475 SH SOLE 475 0 0
NABORS INDUSTRIES LTD G6359F103 1 15 SH DEFINED 15 0 0
NOBLE CORP COM G65422100 8 116 SH SOLE 116 0 0
NOBLE CORP COM G65422100 1 25 SH DEFINED 25 0 0
RENAISSANCERE HOLDINGS LTD G7496G103 1 39 SH SOLE 39 0 0
SEAGATE TECHNOLOGY G7945J104 53 2700 SH DEFINED 0 0 2700
TRANSOCEAN INC ORD G90078109 13 188 SH SOLE 188 0 0
WEATHERFORD INTL LTD G95089101 25 715 SH SOLE 715 0 0
XL CAP LTD CL A G98255105 29 444 SH SOLE 444 0 0
XL CAP LTD CL A G98255105 1 25 SH DEFINED 25 0 0
ALCON INC. H01301102 2 20 SH DEFINED 20 0 0
CNH GLOBAL NV N20935206 0 40 SH SOLE 40 0 0
FLEXTRONICS INTL LTD ORD Y2573F102 1 125 SH DEFINED 125 0 0
ACCO BRANDS CORP 00081T108 37 1535 SH SOLE 1535 0 0
AFLAC INC COM 001055102 368 7940 SH SOLE 5740 0 2200
AFLAC INC COM 001055102 0 10 SH DEFINED 10 0 0
AES CORP COM 00130H105 178 11300 SH DEFINED 0 0 11300
AT&T INC COM 00206R102 5056 206553 SH SOLE 191645 0 14908
AT&T INC COM 00206R102 403 16470 SH DEFINED 16470 0 0
ABBOTT LABS COM 002824100 3656 92734 SH SOLE 87089 0 5645
ABBOTT LABS COM 002824100 126 3200 SH DEFINED 2200 0 1000
1
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
--------------------------- ---------------- ---------- -------- -------- --- ---- ------- ------------ -------- -------- --------
ABGENIX INC 00339B107 3 150 SH SOLE 150 0 0
ACTUANT CORP CLASS A NEW 00508X203 4 86 SH SOLE 86 0 0
ADOBE SYS INC COM 00724F101 88 2400 SH SOLE 2400 0 0
ADVANCED MICRO DEVICES INC COM 007903107 28 930 SH SOLE 930 0 0
AETNA INC NEW COM 00817Y108 90 955 SH SOLE 955 0 0
AETNA INC NEW COM 00817Y108 143 1525 SH DEFINED 0 0 1525
AGERE SYS INC COM 00845V308 1 137 SH SOLE 137 0 0
AGILENT TECHNOLOGIES INC COM 00846U101 16 494 SH SOLE 494 0 0
AIR PRODS & CHEMS INC COM 009158106 89 1506 SH SOLE 1456 0 50
AKZO NOBEL NV SPONSORED ADR 010199305 19 420 SH SOLE 420 0 0
ALBERTSONS INC COM 013104104 39 1840 SH SOLE 1840 0 0
ALCOA INC COM 013817101 1646 55703 SH SOLE 51693 0 4010
ALCOA INC COM 013817101 58 1990 SH DEFINED 1990 0 0
ALKERMES INC 01642T108 0 45 SH SOLE 45 0 0
ALLIANT ENERGY 018802108 5 200 SH SOLE 200 0 0
ALLIANCE FINL CORP 019205103 2046 63781 SH SOLE 63781 0 0
ALLIANCE FINL CORP 019205103 128 4000 SH DEFINED 4000 0 0
ALLSTATE CORP COM 020002101 1626 30089 SH SOLE 27899 0 2190
ALLSTATE CORP COM 020002101 18 350 SH DEFINED 350 0 0
ALLTEL CORP COM 020039103 362 5740 SH SOLE 5740 0 0
ALLTEL CORP COM 020039103 88 1400 SH DEFINED 0 0 1400
ALTRIA GROUP INC COM 02209S103 951 12737 SH SOLE 12037 0 700
ALTRIA GROUP INC COM 02209S103 67 900 SH DEFINED 900 0 0
AMAZON COM INC COM 023135106 84 1800 SH SOLE 1800 0 0
AMAZON COM INC COM 023135106 240 5100 SH DEFINED 0 0 5100
AMBAC FINL GROUP INC COM 023139108 120 1560 SH SOLE 1560 0 0
AMERADA HESS CORP COM 023551104 4 34 SH SOLE 34 0 0
AMERADA HESS CORP COM 023551104 152 1200 SH DEFINED 0 0 1200
AMEREN CORP COM 023608102 50 978 SH SOLE 978 0 0
AMERICAN ELEC PWR INC COM 025537101 33 900 SH SOLE 900 0 0
AMERICAN EXPRESS CO COM 025816109 1823 35445 SH SOLE 32585 0 2860
AMERICAN EXPRESS CO COM 025816109 15 300 SH DEFINED 300 0 0
AMERICAN INTL GROUP INC COM 026874107 4742 69514 SH SOLE 67199 0 2315
AMERICAN INTL GROUP INC COM 026874107 629 9227 SH DEFINED 8185 0 1042
2
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
--------------------------- ---------------- ---------- -------- -------- --- ---- ------- ------------ -------- -------- --------
AMERISOURCEBERGEN CORP 03073E105 23 565 SH SOLE 565 0 0
AMERITRADE CORP 03074K100 18 786 SH SOLE 786 0 0
AMERIPRISE FINL INC COM 03076C106 4 120 SH SOLE 95 0 25
AMERIPRISE FINL INC COM 03076C106 1 30 SH DEFINED 30 0 0
AMGEN INC COM 031162100 1920 24350 SH SOLE 21660 0 2690
AMGEN INC COM 031162100 21 270 SH DEFINED 270 0 0
AMSOUTH BANCORPORATION COM 032165102 29 1127 SH SOLE 1127 0 0
AMYLIN PHARMACEUTICALS INC 032346108 13 348 SH SOLE 348 0 0
ANADARKO PETE CORP COM 032511107 315 3335 SH SOLE 3335 0 0
ANADARKO PETE CORP COM 032511107 75 800 SH DEFINED 0 0 800
ANALOG DEVICES INC COM 032654105 10 300 SH SOLE 300 0 0
ANHEUSER BUSCH COS INC COM 035229103 272 6333 SH SOLE 5533 0 800
ANHEUSER BUSCH COS INC COM 035229103 137 3200 SH DEFINED 3200 0 0
AON CORP COM 037389103 43 1200 SH DEFINED 0 0 1200
APACHE CORP 037411105 1705 24896 SH SOLE 23096 0 1800
APACHE CORP 037411105 19 278 SH DEFINED 278 0 0
APPLE COMPUTER INC COM 037833100 507 7065 SH SOLE 7015 0 50
APPLE COMPUTER INC COM 037833100 4 65 SH DEFINED 65 0 0
APPLERA CORP COM AP BIO GRP 038020103 41 1560 SH SOLE 1560 0 0
APPLIED MATLS INC COM 038222105 82 4613 SH SOLE 4613 0 0
AQUA AMER INC 03836W103 13 500 SH SOLE 500 0 0
ARCHER DANIELS MIDLAND CO COM 039483102 416 16913 SH SOLE 16913 0 0
ARDEN RLTY INC COM 039793104 12 278 SH SOLE 278 0 0
ARIBA INC 04033V203 0 33 SH SOLE 33 0 0
ARROW ELECTRS INC COM 042735100 1 50 SH SOLE 50 0 0
AUTODESK INC COM 052769106 64 1505 SH SOLE 1505 0 0
AUTOMATIC DATA PROCESSING 053015103 339 7400 SH SOLE 7400 0 0
AUTOMATIC DATA PROCESSING 053015103 91 2000 SH DEFINED 2000 0 0
AVAYA INC COM 053499109 4 428 SH SOLE 428 0 0
AVERY DENNISON CORP COM 053611109 13 240 SH SOLE 240 0 0
AVERY DENNISON CORP COM 053611109 16 300 SH DEFINED 300 0 0
AXCELIS TECHNOLOGIES INC COM 054540109 2 471 SH SOLE 471 0 0
BCE INC COM ADR 05534B109 27 1129 SH SOLE 1129 0 0
3
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
--------------------------- ---------------- ---------- -------- -------- --- ---- ------- ------------ -------- -------- --------
BISYS GROUP INC COM 055472104 14 1000 SH SOLE 1000 0 0
BJ SVCS CO COM 055482103 3 84 SH SOLE 84 0 0
BP AMOCO P L C SPONSORED ADR 055622104 537 8362 SH SOLE 8362 0 0
BP AMOCO P L C SPONSORED ADR 055622104 189 2950 SH DEFINED 1638 0 1312
BMC SOFTWARE INC 055921100 27 1355 SH SOLE 1355 0 0
BAKER HUGHES INC COM 057224107 20 345 SH SOLE 345 0 0
BAKER HUGHES INC COM 057224107 42 700 SH DEFINED 0 0 700
BANK OF AMERICA CORPORATION COM 060505104 6288 136257 SH SOLE 129727 0 6530
BANK OF AMERICA CORPORATION COM 060505104 296 6435 SH DEFINED 4125 0 2310
BANK NEW YORK INC COM 064057102 54 1719 SH SOLE 719 0 1000
BANK NEW YORK INC COM 064057102 3 100 SH DEFINED 100 0 0
BARRICK GOLD CORP COM ADR 067901108 29 1050 SH SOLE 1050 0 0
BAXTER INTL INC COM 071813109 36 969 SH SOLE 969 0 0
BAXTER INTL INC COM 071813109 3 100 SH DEFINED 100 0 0
BAXTER INTL INC PFD 071813406 10 200 SH SOLE 200 0 0
BAYER AG SPONSORED ADR'S 072730302 4 100 SH SOLE 0 0 100
BEAZER HOMES USA INC COM 07556Q105 29 400 SH DEFINED 0 0 400
BECTON DICKINSON & CO COM 075887109 81 1350 SH SOLE 1350 0 0
BED BATH & BEYOND INC COM 075896100 0 20 SH SOLE 20 0 0
BELLSOUTH CORP COM 079860102 2111 77936 SH SOLE 67794 0 10142
BELLSOUTH CORP COM 079860102 130 4800 SH DEFINED 3000 0 1800
BELO CORP 080555105 1 81 SH SOLE 81 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 88 1 SH SOLE 0 0 1
BERKSHIRE HATHAWAY INC DEL CL B 084670207 82 28 SH SOLE 28 0 0
BERKSHIRE HATHAWAY INC DEL CL B 084670207 8 3 SH DEFINED 3 0 0
BEST BUY INC COM 086516101 13 310 SH SOLE 310 0 0
BEST BUY INC COM 086516101 12 288 SH DEFINED 288 0 0
BIOMET INC COM 090613100 3 100 SH SOLE 100 0 0
BIOGEN IDEC INC 09062X103 54 1200 SH SOLE 200 0 1000
BIOLASE TECHNOLOGY INC 090911108 15 2000 SH SOLE 2000 0 0
BLACK & DECKER CORP COM 091797100 272 3130 SH SOLE 3130 0 0
BLACK & DECKER CORP COM 091797100 60 700 SH DEFINED 0 0 700
BLACKROCK INSD MUN 2008 TERM 09247K109 19 1275 SOLE 1275 0 0
4
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
--------------------------- ---------------- ---------- -------- -------- --- ---- ------- ------------ -------- -------- --------
BLACKROCK MUN TARGET TERM TR INC 09247M105 40 4144 SOLE 4144 0 0
BLACKROCK INSD MUN INC TR 092479104 16 1178 SH SOLE 1178 0 0
BLAIR CORP 092828102 14 363 SH SOLE 363 0 0
H & R BLOCK INC COM 093671105 305 12455 SH SOLE 12455 0 0
BOEING CO COM 097023105 1171 16685 SH SOLE 16685 0 0
BOEING CO COM 097023105 2 35 SH DEFINED 35 0 0
BORG WARNER INC 099724106 1 25 SH DEFINED 25 0 0
BOSTON PPTYS INC 101121101 7 105 SH SOLE 105 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 201 8776 SH SOLE 7676 0 1100
BRISTOL MYERS SQUIBB CO COM 110122108 82 3600 SH DEFINED 1600 0 2000
BROADCOM CORP CL A 111320107 27 580 SH SOLE 580 0 0
BROADCOM CORP CL A 111320107 1 35 SH DEFINED 35 0 0
BROWN FORMAN CORP CL B 115637209 138 2000 SH DEFINED 0 0 2000
BRUNSWICK CORP 117043109 22 560 SH SOLE 560 0 0
BURLINGTON NORTHN SANTA FE CCOM 12189T104 252 3570 SH SOLE 3570 0 0
BURLINGTON RES INC COM 122014103 281 3262 SH SOLE 3262 0 0
CH ENERGY GROUP INC 12541M102 27 600 SH SOLE 600 0 0
CIGNA CORP COM 125509109 201 1803 SH SOLE 1803 0 0
CIT GROUP INC COM 125581108 85 1655 SH SOLE 1655 0 0
CSX CORP COM 126408103 338 6664 SH SOLE 6664 0 0
CSX CORP COM 126408103 1 30 SH DEFINED 30 0 0
CVS CORP COM 126650100 172 6540 SH SOLE 6540 0 0
CABLEVISION NY GROUP CL A 12686C109 4 175 SH SOLE 175 0 0
CAMPBELL SOUP CO COM 134429109 37 1270 SH SOLE 1270 0 0
CAMPBELL SOUP CO COM 134429109 38 1300 SH DEFINED 0 0 1300
CANADIAN NATL RY CO COM 136375102 7 100 SH SOLE 100 0 0
CAPITAL ONE FINANCIAL CORP 14040H105 438 5070 SH SOLE 5070 0 0
CAPITAL ONE FINANCIAL CORP 14040H105 84 975 SH DEFINED 0 0 975
CAPSTON TURBINE CORP 14067D102 1 500 SH SOLE 500 0 0
CARDINAL HEALTH INC COM 14149Y108 161 2356 SH SOLE 2356 0 0
CARDINAL HEALTH INC COM 14149Y108 165 2400 SH DEFINED 2400 0 0
CAREMARK RX INC 141705103 64 1253 SH SOLE 1253 0 0
CAREMARK RX INC 141705103 0 10 SH DEFINED 10 0 0
5
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
--------------------------- ---------------- ---------- -------- -------- --- ---- ------- ------------ -------- -------- --------
CARNIVAL CORP 143658300 207 3880 SH SOLE 3880 0 0
CARNIVAL CORP 143658300 0 15 SH DEFINED 15 0 0
CARRAMERICA RLTY CORP COM 144418100 9 277 SH SOLE 277 0 0
CATERPILLAR INC DEL COM 149123101 635 10997 SH SOLE 10917 0 80
CCE SPINCO INC COM 14985W109 0 14 SH SOLE 14 0 0
CENTEX CORP COM 152312104 75 1055 SH SOLE 1055 0 0
CENTEX CORP COM 152312104 67 950 SH DEFINED 0 0 950
CENTRAL SECS CORP COM 155123102 18 790 SH DEFINED 0 0 790
CERIDIAN CORP NEW COM 156779100 3 155 SH SOLE 155 0 0
CERTEGY INC COM 156880106 48 1200 SH SOLE 1200 0 0
CHAMPION ENTERPRISES 158496109 4 360 SH SOLE 360 0 0
CHAPARRAL STL CO DEL 159423102 9 300 SH SOLE 300 0 0
CHARLES RIV LABORATORIES INTL INC 159864107 3 91 SH SOLE 91 0 0
CHARMING SHOPPES INC 161133103 3 290 SH SOLE 290 0 0
CHEESECAKE FACTORY INC 163072101 3 100 SH SOLE 100 0 0
CHEMED CORP INC 16359R103 8 170 SH SOLE 170 0 0
CHEVRON CORPORATION 166764100 3510 61836 SH SOLE 58751 0 3085
CHEVRON CORPORATION 166764100 188 3316 SH DEFINED 1050 0 2266
CHIRON CORP COM 170040109 4 105 SH SOLE 105 0 0
CHOICEPOINT INC COM 170388102 42 960 SH SOLE 960 0 0
CHUBB CORP COM 171232101 421 4315 SH SOLE 4315 0 0
CHUBB CORP COM 171232101 31 325 SH DEFINED 25 0 300
CINERGY CORP COM 172474108 1 45 SH SOLE 45 0 0
CISCO SYS INC COM 17275R102 3259 190483 SH SOLE 179533 0 10950
CISCO SYS INC COM 17275R102 174 10225 SH DEFINED 6725 0 3500
CITIGROUP INC 172967101 6851 141210 SH SOLE 135151 0 6059
CITIGROUP INC 172967101 282 5829 SH DEFINED 3629 0 2200
CLEAR CHANNEL COMMUNICATIONSCOM 184502102 3 117 SH SOLE 117 0 0
CLOROX CO DEL COM 189054109 283 4988 SH SOLE 4888 0 100
CLOROX CO DEL COM 189054109 68 1200 SH DEFINED 0 0 1200
COCA COLA CO COM 191216100 1650 40957 SH SOLE 37922 0 3035
COCA COLA CO COM 191216100 98 2450 SH DEFINED 950 0 1500
COCA COLA ENTERPRISES INC COM 191219104 3 170 SH SOLE 170 0 0
6
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
--------------------------- ---------------- ---------- -------- -------- --- ---- ------- ------------ -------- -------- --------
COLGATE PALMOLIVE CO COM 194162103 881 16069 SH SOLE 16069 0 0
COLGATE PALMOLIVE CO COM 194162103 109 2000 SH DEFINED 0 0 2000
COLLEGIATE PACIFIC INC COM NEW 194589206 0 20 SH SOLE 20 0 0
COLONIAL PPTYS TR COM SH BEN INT 195872106 8 191 SH SOLE 191 0 0
COMCAST CORP NEW CL A 20030N101 474 18310 SH SOLE 18310 0 0
COMCAST CORP NEW CL A 20030N101 23 904 SH DEFINED 0 0 904
COMCAST CORP NEW 20030N200 17 672 SH SOLE 672 0 0
COMCAST CORP NEW 20030N200 28 1100 SH DEFINED 100 0 1000
COMMERCIAL METALS CO COM 201723103 109 2920 SH SOLE 2920 0 0
COMPUTER ASSOC INTL INC COM 204912109 3 137 SH SOLE 137 0 0
COMPUTER ASSOC INTL INC COM 204912109 22 800 SH DEFINED 0 0 800
COMPUTER SCIENCES CORP COM 205363104 243 4800 SH SOLE 4800 0 0
COMPUWARE CORP 205638109 67 7530 SH SOLE 7530 0 0
CONAGRA FOODS INC COM 205887102 71 3542 SH SOLE 3442 0 100
CONAGRA FOODS INC COM 205887102 30 1500 SH DEFINED 0 0 1500
CONEXANT SYSTEMS INC COM 207142100 1 600 SH SOLE 600 0 0
CONOCOPHILLIPS 20825C104 766 13172 SH SOLE 12488 0 684
CONSOLIDATED EDISON INC 209115104 30 658 SH SOLE 658 0 0
CONSTELLATION BRANDS INC 21036P108 181 6930 SH SOLE 6930 0 0
CONSTELLATION ENERGY CORP COM 210371100 67 1175 SH DEFINED 25 0 1150
CONVERGYS CORP COM 212485106 14 890 SH SOLE 890 0 0
CORN PRODS INTL INC COM 219023108 3 150 SH SOLE 150 0 0
CORNING INC COM 219350105 272 13875 SH SOLE 13775 0 100
CORNING INC COM 219350105 9 479 SH DEFINED 479 0 0
COSTCO WHSL CORP NEW COM 22160K105 1726 34897 SH SOLE 32047 0 2850
COSTCO WHSL CORP NEW COM 22160K105 138 2800 SH DEFINED 2800 0 0
COUNTRYWIDE FINANCIAL CORP 222372104 105 3100 SH DEFINED 0 0 3100
COVANCE INC COM 222816100 3 62 SH SOLE 62 0 0
COVENTRY HEALTH CARE INC 222862104 109 1929 SH SOLE 1929 0 0
CREE INC COM 225447101 3 150 SH SOLE 150 0 0
CROWN CASTLE INTL CORP COM 228227104 0 25 SH DEFINED 25 0 0
CRUCELL N V SPONSORED ADR 228769105 15 600 SH DEFINED 600 0 0
CUMMINS INC COM 231021106 271 3030 SH SOLE 3030 0 0
7
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
--------------------------- ---------------- ---------- -------- -------- --- ---- ------- ------------ -------- -------- --------
DNP SELECT INC FD INC COM 23325P104 31 3000 SH SOLE 3000 0 0
DR HORTON INC 23331A109 73 2055 SH SOLE 2055 0 0
DTE ENERGY CO 233331107 5 135 SH SOLE 135 0 0
DANAHER CORP DEL COM 235851102 12 225 SH SOLE 225 0 0
DARDEN RESTAURANTS INC COM 237194105 24 620 SH SOLE 620 0 0
DEERE & CO COM 244199105 276 4058 SH SOLE 4058 0 0
DEL MONTE FOODS 24522P103 0 89 SH SOLE 89 0 0
DELL INC 24702R101 2075 69306 SH SOLE 65491 0 3815
DELL INC 24702R101 90 3035 SH DEFINED 1835 0 1200
DELUXE CORP COM 248019101 4 140 SH SOLE 140 0 0
DENTSPLY INTL INC NEW COM 249030107 5 100 SH SOLE 100 0 0
DIAGEO PLC SPN ADR NEW 25243Q205 9 156 SH SOLE 156 0 0
DIEBOLD INC COM 253651103 2 54 SH SOLE 54 0 0
THE DIRECTV GROUP INC. 25459L106 8 617 SH SOLE 617 0 0
THE DIRECTV GROUP INC. 25459L106 88 6300 SH DEFINED 0 0 6300
DISCOVERY HOLDING CO COM SER A 25468Y107 2 146 SH SOLE 146 0 0
DISNEY WALT CO COM DISNEY 254687106 99 4169 SH SOLE 4169 0 0
DISNEY WALT CO COM DISNEY 254687106 47 2000 SH DEFINED 0 0 2000
DOMINION RES INC VA NEW COM 25746U109 364 4724 SH SOLE 4724 0 0
DOVER CORP COM 260003108 148 3666 SH SOLE 3666 0 0
DOW CHEM CO COM 260543103 15 360 SH SOLE 360 0 0
DOW JONES & CO INC COM 260561105 46 1300 SH DEFINED 0 0 1300
DU PONT E I DE NEMOURS & CO COM 263534109 868 20446 SH SOLE 20096 0 350
DU PONT E I DE NEMOURS & CO COM 263534109 96 2275 SH DEFINED 875 0 1400
DUKE ENERGY CORP COM 264399106 114 4188 SH SOLE 3988 0 200
DUKE ENERGY CORP COM 264399106 68 2500 SH DEFINED 0 0 2500
DUKE REALTY CORP 264411505 22 686 SH SOLE 686 0 0
E M C CORP MASS COM 268648102 25 1847 SH SOLE 1847 0 0
E M C CORP MASS COM 268648102 2 200 SH DEFINED 200 0 0
ENI SPA SPONSER ADR 26874R108 3 25 SH SOLE 25 0 0
EASTMAN CHEM CO COM 277432100 24 478 SH SOLE 478 0 0
EASTMAN KODAK CO COM 277461109 50 2174 SH SOLE 2174 0 0
EASTMAN KODAK CO COM 277461109 35 1500 SH DEFINED 0 0 1500
8
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
--------------------------- ---------------- ---------- -------- -------- --- ---- ------- ------------ -------- -------- --------
EATON VANCE CORP COM 278058102 58 871 SH SOLE 871 0 0
EATON VANCE CORP COM 278058102 87 1300 SH DEFINED 0 0 1300
EBAY INC COM 278642103 149 3465 SH DEFINED 65 0 3400
ECHOSTAR COMMUNICATIONS 278762109 2 92 SH SOLE 92 0 0
ECOLAB INC COM 278865100 50 1400 SH SOLE 1400 0 0
ECOLAB INC COM 278865100 21 600 SH DEFINED 600 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 1 40 SH SOLE 40 0 0
EDWARDS AG INC COM 281760108 175 3750 SH SOLE 3750 0 0
EL PASO ENERGY CORP DEL COM 28336L109 7 644 SH SOLE 644 0 0
ELECTRONIC ARTS INC COM 285512109 6 131 SH SOLE 131 0 0
ELECTRONIC ARTS INC COM 285512109 96 1845 SH DEFINED 45 0 1800
ELECTRONIC DATA SYS NEW COM 285661104 66 2746 SH SOLE 2746 0 0
ELECTRONIC DATA SYS NEW COM 285661104 1 50 SH DEFINED 50 0 0
ELECTRONICS FOR IMAGING INC 286082102 0 20 SH SOLE 20 0 0
EMERSON ELEC CO COM 291011104 2044 27373 SH SOLE 25298 0 2075
EMERSON ELEC CO COM 291011104 138 1850 SH DEFINED 1850 0 0
EMPIRE DIST ELEC CO COM 291641108 4 200 SH SOLE 0 0 200
EMULEX CORP 292475209 8 420 SH SOLE 420 0 0
ENBRIDGE ENERGY PART LP COM 29250R106 6 150 SH SOLE 150 0 0
ENERGY CONVERSION DEV INC 292659109 4 100 SH SOLE 100 0 0
ENERGY EAST CORP COM 29266M109 122 5356 SH SOLE 5256 0 100
ENERGIZER HLDGS INC COM 29266R108 6 140 SH DEFINED 0 0 140
ENGELHARD CORP COM 292845104 3 110 SH SOLE 110 0 0
EQUIFAX INC COM 294429105 79 2100 SH SOLE 2100 0 0
EQUITABLE RES INC COM 294549100 55 1514 SH SOLE 1514 0 0
EQUITY FUND 294700703 44 600 SH SOLE 600 0 0
ERICSSON TELEPHONE CO ADR 294821608 11 320 SH DEFINED 320 0 0
EXELON CORP COM 30161N101 5266 99124 SH SOLE 93249 0 5875
EXELON CORP COM 30161N101 92 1750 SH DEFINED 1750 0 0
EXPEDIA INC DEL 30212P105 0 30 SH SOLE 30 0 0
EXPEDIA INC DEL 30212P105 98 4100 SH DEFINED 0 0 4100
EXPEDITORS INTL WASH INC COM 302130109 13 200 SH SOLE 200 0 0
EXPRESS SCRIPTS INC COM 302182100 82 985 SH SOLE 985 0 0
9
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
--------------------------- ---------------- ---------- -------- -------- --- ---- ------- ------------ -------- -------- --------
EXTREME NETWORKS INC 30226D106 0 150 SH SOLE 150 0 0
EXXON MOBIL CORP COM 30231G102 11379 202585 SH SOLE 188854 0 13731
EXXON MOBIL CORP COM 30231G102 1784 31767 SH DEFINED 28671 0 3096
FMC TECHNOLOGIES INC COM 30249U101 2 65 SH SOLE 65 0 0
FPL GROUP INC COM 302571104 19 474 SH SOLE 74 0 400
FPL GROUP INC COM 302571104 21 524 SH DEFINED 324 0 200
FAMILY DLR STORES INC 307000109 1 66 SH SOLE 66 0 0
FEDERAL HOME LN MTGE COMPANY 313400301 3 47 SH SOLE 47 0 0
FEDERAL HOME LN MTGE COMPANY 313400301 1 25 SH DEFINED 25 0 0
FEDERAL NATL MTG ASSN COM 313586109 86 1778 SH SOLE 1778 0 0
FEDERAL NATL MTG ASSN COM 313586109 2 50 SH DEFINED 50 0 0
FEDERATED DEPT STORES INC DECOM 31410H101 8 121 SH SOLE 121 0 0
FEDERATED DEPT STORES INC DECOM 31410H101 26 404 SH DEFINED 0 0 404
FEDEX CORP 31428X106 100 970 SH SOLE 970 0 0
FIFTH THIRD BANCORP COM 316773100 136 3612 SH SOLE 3612 0 0
FIRST DATA CORP COM 319963104 51 1199 SH SOLE 1199 0 0
FIRST DATA CORP COM 319963104 8 200 SH DEFINED 200 0 0
FIRST HORIZON NATL CORP 320517105 26 686 SH SOLE 686 0 0
FIRST INDUSTRIAL REALTY TRUSCOM 32054K103 14 376 SH SOLE 376 0 0
FIRST NIAGARA FINL INC 33582V108 14 1011 SH SOLE 1011 0 0
FIRST NIAGARA FINL INC 33582V108 9 655 SH DEFINED 655 0 0
FIRSTENERGY CORP COM 337932107 97 1996 SH SOLE 1941 0 55
FORD MOTOR CO 345370860 5 725 SH SOLE 725 0 0
FOREST LABS INC COM 345838106 5 142 SH SOLE 142 0 0
FORTUNE BRANDS INC COM 349631101 559 7167 SH SOLE 7167 0 0
FRANKLIN RESOURCES INC. 354613101 105 1120 SH SOLE 1120 0 0
FRANKLIN RESOURCES INC. 354613101 1 15 SH DEFINED 15 0 0
FREEPORT MCMORAN COPPER & GOLD INC CL B 35671D857 8 165 SH SOLE 165 0 0
FREESCALE SEMICONDUCTOR INC 35687M206 42 1700 SH SOLE 1700 0 0
FREESCALE SEMICONDUCTOR INC 35687M206 16 662 SH DEFINED 662 0 0
GALLAHER GROUP PLC SPONSORED ADR 363595109 388 6455 SH SOLE 6455 0 0
GANNETT INC COM 364730101 324 5363 SH SOLE 5363 0 0
GANNETT INC COM 364730101 93 1550 SH DEFINED 150 0 1400
10
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
--------------------------- ---------------- ---------- -------- -------- --- ---- ------- ------------ -------- -------- --------
GAP INC DEL COM 364760108 9 567 SH SOLE 567 0 0
GEMSTAR TV GUIDE INC 36866W106 0 200 SH SOLE 200 0 0
GENENTECH INC COM NEW 368710406 26 285 SH SOLE 285 0 0
GENENTECH INC COM NEW 368710406 2 30 SH DEFINED 30 0 0
GENERAL ELECTRIC CO COM 369604103 10683 304893 SH SOLE 283553 0 21340
GENERAL ELECTRIC CO COM 369604103 651 18604 SH DEFINED 17404 0 1200
GENERAL MLS INC COM 370334104 6 140 SH SOLE 140 0 0
GENERAL MLS INC COM 370334104 73 1500 SH DEFINED 0 0 1500
GENERAL MTRS CORP COM 370442105 7 388 SH SOLE 388 0 0
GENUINE PARTS CO COM 372460105 43 1000 SH SOLE 1000 0 0
GENUINE PARTS CO COM 372460105 65 1500 SH DEFINED 0 0 1500
GENZYME CORP COM 372917104 15 215 SH SOLE 215 0 0
GILEAD SCIENCES INC COM 375558103 99 1886 SH SOLE 1886 0 0
GILEAD SCIENCES INC COM 375558103 0 10 SH DEFINED 10 0 0
GLAXO HOLDINGS PLC SPONSORED ADR 37733W105 121 2405 SH SOLE 2405 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 257 2020 SH SOLE 2020 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 3 25 SH DEFINED 25 0 0
GOODRICH CORP 382388106 1 25 SH DEFINED 25 0 0
GOODYEAR TIRE & RUBR CO COM 382550101 1 60 SH SOLE 60 0 0
GOOGLE INC 38259P508 37 90 SH SOLE 90 0 0
GOOGLE INC 38259P508 195 472 SH DEFINED 12 0 460
GRAINGER W W INC COM 384802104 156 2200 SH SOLE 2200 0 0
GRANT PRIDECO INC 38821G101 2 50 SH SOLE 50 0 0
GREAT PLAINS ENERGY INC COM 391164100 22 800 SH SOLE 600 0 200
GUIDANT CORP COM 401698105 295 4562 SH SOLE 4562 0 0
HCA INC 404119109 161 3190 SH SOLE 3190 0 0
HRPT PPTYS TR COM SH BEN INT 40426W101 13 1308 SH SOLE 1308 0 0
HSBC HLDGS PLC SPON ADR NEW 404280406 44 557 SH SOLE 557 0 0
HALLIBURTON CO COM 406216101 33 534 SH SOLE 534 0 0
HALLIBURTON CO COM 406216101 2 40 SH DEFINED 40 0 0
JOHN HANCOCK PFD INC FD II 41013X106 21 1000 SH SOLE 0 0 1000
HARDINGE INC COM 412324303 15 900 SH SOLE 900 0 0
HARLEY DAVIDSON INC COM 412822108 1490 28948 SH SOLE 26498 0 2450
HARLEY DAVIDSON INC COM 412822108 69 1350 SH DEFINED 1350 0 0
11
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
--------------------------- ---------------- ---------- -------- -------- --- ---- ------- ------------ -------- -------- --------
HARMAN INTL INDUSTRIES INC NEW 413086109 5 61 SH SOLE 61 0 0
HARTFORD FINL SVCS GROUP INCCOM 416515104 4 58 SH SOLE 58 0 0
HASBRO INC COM 418056107 4 210 SH SOLE 210 0 0
HASBRO INC COM 418056107 50 2500 SH DEFINED 0 0 2500
HAWAIIAN ELEC INDUSTRIES COM 419870100 10 400 SH SOLE 400 0 0
HEALTH CARE PPTY INVS 421915109 28 1134 SH SOLE 1134 0 0
HEALTH MANAGEMENT CLASS A 421933102 29 1350 SH SOLE 1350 0 0
HEALTHCARE RLTY TR COM 421946104 12 375 SH SOLE 375 0 0
HEALTH CARE REIT INC COM 42217K106 7 235 SH SOLE 235 0 0
HEALTH NET INC A 42222G108 113 2200 SH DEFINED 0 0 2200
HEINZ H J CO COM 423074103 132 3931 SH SOLE 2281 0 1650
HERCULES INC COM 427056106 5 500 SH DEFINED 0 0 500
THE HERSHEY COMPANY 427866108 215 3900 SH SOLE 3900 0 0
HEWLETT PACKARD CO COM 428236103 2606 91055 SH SOLE 86355 0 4700
HEWLETT PACKARD CO COM 428236103 111 3904 SH DEFINED 750 0 3154
HOME DEPOT INC COM 437076102 5340 131963 SH SOLE 125913 0 6050
HOME DEPOT INC COM 437076102 338 8375 SH DEFINED 6175 0 2200
HONEYWELL INTL INC COM 438516106 41 1111 SH SOLE 1111 0 0
HOSPITALITY PROPERTIES TRUST 44106M102 12 307 SH SOLE 307 0 0
HOSPIRA INC 441060100 4 100 SH DEFINED 0 0 100
HUMANA INC COM 444859102 394 7270 SH SOLE 7270 0 0
IAC/INTERACTIVE CORP 44919P300 0 30 SH SOLE 30 0 0
IAC/INTERACTIVE CORP 44919P300 107 3800 SH DEFINED 0 0 3800
IMS HEALTH INC 449934108 2 89 SH SOLE 89 0 0
ITT INDS INC IND COM 450911102 53 523 SH SOLE 523 0 0
IKON OFFICE SOLUTIONS INC 451713101 0 70 SH SOLE 70 0 0
ILLINOIS TOOL WKS INC COM 452308109 1639 18637 SH SOLE 17187 0 1450
ILLINOIS TOOL WKS INC COM 452308109 101 1150 SH DEFINED 1150 0 0
IMCLONE SYS INC 45245W109 2 79 SH SOLE 79 0 0
INTEL CORP COM 458140100 6161 246972 SH SOLE 233762 0 13210
INTEL CORP COM 458140100 481 19290 SH DEFINED 18690 0 600
INTERNATIONAL BUSINESS MACHS COM 459200101 4805 58466 SH SOLE 55934 0 2532
INTERNATIONAL BUSINESS MACHS COM 459200101 237 2884 SH DEFINED 2234 0 650
12
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
--------------------------- ---------------- ---------- -------- -------- --- ---- ------- ------------ -------- -------- --------
INTERNATIONAL FLAVORS&FRAGRACOM 459506101 14 436 SH SOLE 436 0 0
INTERNATIONAL FLAVORS&FRAGRACOM 459506101 33 1000 SH DEFINED 0 0 1000
INTL PAPER CO COM 460146103 7 231 SH SOLE 231 0 0
INTL PAPER CO COM 460146103 70 2110 SH DEFINED 0 0 2110
INTERNATIONAL RECTIFIER CORPCOM 460254105 1 36 SH SOLE 36 0 0
INTERPUBLIC GROUP COS INC COM 460690100 0 20 SH SOLE 20 0 0
INTUIT COM 461202103 69 1300 SH DEFINED 0 0 1300
ISHS TR S & P MIDCAP 400 IND 464287507 3838 52016 SH SOLE 51776 0 240
ISHS TR S & P MIDCAP 400 IND 464287507 25 350 SH DEFINED 350 0 0
ISHARES RUSSELL 2000 GROWTH INDEX FD 464287648 2141 30744 SH SOLE 30579 0 165
ISHARES TR DJ US TELECOMM 464287713 91 4000 SH SOLE 0 0 4000
IVAX CORP COM 465823102 205 6562 SH SOLE 6562 0 0
JDS UNIPHASE CORP COM 46612J101 1 515 SH SOLE 515 0 0
JPMORGAN CHASE & CO COM 46625H100 2201 55489 SH SOLE 51464 0 4025
JPMORGAN CHASE & CO COM 46625H100 311 7845 SH DEFINED 550 0 7295
JACUZZI BRANDS INC. 469865109 5 640 SH SOLE 640 0 0
JEFFERSON PILOT CORP COM 475070108 6 115 SH SOLE 115 0 0
JOHNSON & JOHNSON COM 478160104 6036 100434 SH SOLE 94154 0 6280
JOHNSON & JOHNSON COM 478160104 930 15485 SH DEFINED 13235 0 2250
JOHNSON CTLS INC COM 478366107 292 4010 SH SOLE 4010 0 0
JONES APPAREL GROUP INC COM 480074103 14 465 SH SOLE 465 0 0
JONES APPAREL GROUP INC COM 480074103 0 25 SH DEFINED 25 0 0
JUNIPER NETWORKS INC COM 48203R104 2 91 SH SOLE 91 0 0
JUNIPER NETWORKS INC COM 48203R104 1 65 SH DEFINED 65 0 0
KLA-TENCOR CORP 482480100 3 62 SH SOLE 62 0 0
KB HOME COM 48666K109 26 365 SH SOLE 365 0 0
KELLOGG CO COM 487836108 391 9048 SH SOLE 9048 0 0
KERR MCGEE CORP COM 492386107 30 338 SH SOLE 338 0 0
KEYCORP NEW COM 493267108 124 3780 SH SOLE 3780 0 0
KEYSPAN CORP COM 49337W100 93 2630 SH SOLE 2630 0 0
KIMBERLY CLARK CORP COM 494368103 413 6936 SH SOLE 6936 0 0
KIMBERLY CLARK CORP COM 494368103 59 1000 SH DEFINED 0 0 1000
KINDER MORGAN INC KANS COM 49455P101 4 45 SH SOLE 45 0 0
13
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
--------------------------- ---------------- ---------- -------- -------- --- ---- ------- ------------ -------- -------- --------
KINDER MORGAN ENERGY PARTNER LTD PARTNER 494550106 87 1826 SH SOLE 1826 0 0
KING PHARMACEUTICALS INC 495582108 152 9030 SH SOLE 9030 0 0
KNIGHT RIDDER INC 499040103 1 29 SH SOLE 29 0 0
KOHLS CORP COM 500255104 7 160 SH SOLE 160 0 0
KONINKLIJKE PHILIPS ELECTRS NV SP ADR 500472303 34 1101 SH SOLE 1101 0 0
KRAFT FOODS INC CL A 50075N104 18 645 SH SOLE 645 0 0
KROGER CO COM 501044101 8 466 SH SOLE 466 0 0
KROGER CO COM 501044101 0 50 SH DEFINED 50 0 0
L-3 COMMUNICATIONS HLDGS INCCOM 502424104 524 7053 SH SOLE 7053 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409 538 10010 SH SOLE 10010 0 0
LANCASTER COLONY CORP COM 513847103 38 1050 SH SOLE 1050 0 0
LAUDER ESTEE COS INC CL A 518439104 2 76 SH SOLE 76 0 0
LEAR CORP COM 521865105 0 25 SH DEFINED 25 0 0
LEGGETT & PLATT INC COM 524660107 36 1600 SH SOLE 1600 0 0
LEGG MASON INC COM 524901105 17 150 SH SOLE 150 0 0
LEGG MASON INC COM 524901105 0 5 SH DEFINED 5 0 0
LEHMAN BROTHERS HOLDING INC 524908100 514 4012 SH SOLE 4012 0 0
LENNAR CORP COM 526057104 33 545 SH SOLE 545 0 0
LIBERTY GLOBAL INC 530555101 0 10 SH SOLE 10 0 0
LIBERTY GLOBAL INC COM SER A 530555309 0 10 SH SOLE 10 0 0
LIBERTY MEDIA CORP NEW 530718105 11 1477 SH SOLE 1477 0 0
LIBERTY PPTY TR SH BEN INT 531172104 16 378 SH SOLE 378 0 0
LILLY ELI & CO COM 532457108 171 3028 SH SOLE 3028 0 0
LILLY ELI & CO COM 532457108 1 25 SH DEFINED 25 0 0
LIMITED BRANDS INC COM 532716107 9 420 SH SOLE 420 0 0
LINCOLN NATL CORP IND COM 534187109 339 6397 SH SOLE 6397 0 0
LLOYDS TSB GROUP PLC SPONSORED ADR 539439109 4 125 SH SOLE 125 0 0
LOCKHEED MARTIN CORP COM 539830109 199 3142 SH SOLE 3142 0 0
LOEWS CORP CAROLNA GP STK 540424207 30 694 SH SOLE 694 0 0
LOWES COS INC COM 548661107 83 1250 SH SOLE 1150 0 100
LOWES COS INC COM 548661107 15 230 SH DEFINED 230 0 0
LUCENT TECHNOLOGIES INC COM 549463107 27 10238 SH SOLE 10238 0 0
M&T BANK CORPORATION 55261F104 97 895 SH SOLE 895 0 0
14
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
--------------------------- ---------------- ---------- -------- -------- --- ---- ------- ------------ -------- -------- --------
MBIA INC COM 55262C100 9 150 SH SOLE 150 0 0
MBNA CORP COM 55262L100 1986 73202 SH SOLE 67892 0 5310
MBNA CORP COM 55262L100 18 700 SH DEFINED 700 0 0
MGIC INVT CORP WIS COM 552848103 136 2070 SH SOLE 2070 0 0
MGIC INVT CORP WIS COM 552848103 72 1100 SH DEFINED 0 0 1100
MACK CALI RLTY CORP COM 554489104 19 462 SH SOLE 462 0 0
MAGNA INTL INC CL A ADR 559222401 1 25 SH DEFINED 25 0 0
MANOR CARE INC 564055101 38 970 SH SOLE 970 0 0
MANULIFE FINL CORP COM 56501R106 52 887 SH SOLE 887 0 0
MANULIFE FINL CORP COM 56501R106 104 1777 SH DEFINED 0 0 1777
MARATHON OIL CORP 565849106 70 1149 SH SOLE 1149 0 0
MARATHON OIL CORP 565849106 103 1700 SH DEFINED 0 0 1700
MARSH & MCLENNAN COS INC COM 571748102 4 126 SH SOLE 126 0 0
MARSH & MCLENNAN COS INC COM 571748102 47 1500 SH DEFINED 0 0 1500
MARSHALL & ILSLEY CORP COM 571834100 154 3600 SH SOLE 3600 0 0
MARRIOTT INTL INC NEW CLA 571903202 93 1400 SH SOLE 1400 0 0
MARRIOTT INTL INC NEW CLA 571903202 40 600 SH DEFINED 0 0 600
MARTHA STEWART LIVING 573083102 0 45 SH SOLE 45 0 0
MASCO CORPORATION 574599106 9 310 SH SOLE 310 0 0
MASCO CORPORATION 574599106 21 700 SH DEFINED 0 0 700
MATTEL INC COM 577081102 2 179 SH SOLE 179 0 0
MAXTOR CORP 577729205 0 125 SH SOLE 125 0 0
MCCORMICK & CO INC COM NON VTG 579780206 81 2650 SH SOLE 2650 0 0
MCCORMICK & CO INC COM NON VTG 579780206 129 4200 SH DEFINED 1200 0 3000
MCDONALDS CORP COM 580135101 5062 150146 SH SOLE 142066 0 8080
MCDONALDS CORP COM 580135101 116 3450 SH DEFINED 2350 0 1100
MCGRAW HILL COS INC COM 580645109 91 1764 SH SOLE 1764 0 0
MCKESSON CORPORATION COM 58155Q103 376 7305 SH SOLE 7305 0 0
MCKESSON CORPORATION COM 58155Q103 126 2450 SH DEFINED 0 0 2450
MEADWESTVACO CORP 583334107 40 1434 SH SOLE 1434 0 0
MEDCO HEALTH SOLUTIONS INC 58405U102 289 5194 SH SOLE 5194 0 0
MEDCO HEALTH SOLUTIONS INC 58405U102 1 25 SH DEFINED 25 0 0
MEDIS TECHNOLOGIES 58500P107 1 100 SH SOLE 100 0 0
15
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
--------------------------- ---------------- ---------- -------- -------- --- ---- ------- ------------ -------- -------- --------
MEDTRONIC INC COM 585055106 3813 66257 SH SOLE 62347 0 3910
MEDTRONIC INC COM 585055106 123 2150 SH DEFINED 2150 0 0
MELLON FINL CORP COM 58551A108 6 182 SH SOLE 182 0 0
MELLON FINL CORP COM 58551A108 68 2000 SH DEFINED 0 0 2000
MERCK & CO INC COM 589331107 587 18490 SH SOLE 14790 0 3700
MERCK & CO INC COM 589331107 47 1500 SH DEFINED 0 0 1500
MERRILL LYNCH & CO INC COM 590188108 48 720 SH SOLE 720 0 0
MERRILL LYNCH & CO INC COM 590188108 2 35 SH DEFINED 35 0 0
MESABIT TRUST 590672101 3 200 SH SOLE 200 0 0
METLIFE INC COM 59156R108 157 3221 SH SOLE 3221 0 0
METLIFE INC COM 59156R108 2 45 SH DEFINED 45 0 0
METTLER-TOLEDO INTL INC 592688105 3 57 SH SOLE 57 0 0
MICROSOFT CORP COM 594918104 5241 200511 SH SOLE 192236 0 8275
MICROSOFT CORP COM 594918104 299 11440 SH DEFINED 10240 0 1200
MICROMUSE INC 595094103 2 285 SH SOLE 285 0 0
MICRON TECHNOLOGY INC 595112103 60 4535 SH SOLE 4535 0 0
MILLENNIUM PHARMACEUTICALS ICOM 599902103 2 300 SH SOLE 300 0 0
MILLIPORE CORP 601073109 13 200 SH SOLE 200 0 0
MINDSPEED TECHNOLOGIES INC 602682106 0 200 SH SOLE 200 0 0
MOHAWK INDS INC COM 608190104 5 66 SH SOLE 66 0 0
MONEYGRAM INTL INC 60935Y109 2 90 SH SOLE 90 0 0
MONSANTO CO (NEW) 61166W101 84 1085 SH SOLE 1085 0 0
MORGAN STANLEY ASIA PACIFIC FUND INC 61744U106 77 5000 SH SOLE 5000 0 0
MORGAN STANLEY DISCOVER & CO 617446448 3859 68027 SH SOLE 64477 0 3550
MORGAN STANLEY DISCOVER & CO 617446448 147 2606 SH DEFINED 1406 0 1200
MOTOROLA INC COM 620076109 148 6589 SH SOLE 6589 0 0
MOTOROLA INC COM 620076109 180 8000 SH DEFINED 6000 0 2000
MUNI ASSETS FUND INC 62618Q106 11 850 SOLE 850 0 0
MUNIYIELD NY INSD FD INC 626301105 10 735 SOLE 735 0 0
MURPHY OIL CORP COM 626717102 3 60 SH SOLE 60 0 0
MYLAN LABS INC COM 628530107 8 450 SH SOLE 450 0 0
NBT BANCORP INC COM 628778102 352 16309 SH SOLE 16309 0 0
NCR CORP NEW COM 62886E108 9 284 SH SOLE 284 0 0
16
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
--------------------------- ---------------- ---------- -------- -------- --- ---- ------- ------------ -------- -------- --------
NASDAQ-100 TRUST SERIES I 631100104 8 200 SH SOLE 200 0 0
NATIONAL CITY CORP COM 635405103 38 1140 SH SOLE 1140 0 0
NATIONAL CITY CORP COM 635405103 95 2835 SH DEFINED 35 0 2800
NATIONAL SEMICONDUCTOR CORP COM 637640103 63 2453 SH SOLE 2453 0 0
NATIONWIDE HEALTH PPTYS INC COM 638620104 7 346 SH SOLE 346 0 0
NATURAL RESOURCE PARTNERS LP 63900P103 30 600 SH SOLE 600 0 0
NEENAH PAPER INC 640079109 0 30 SH DEFINED 0 0 30
NEWORK APPLIANCE INC. 64120L104 0 30 SH DEFINED 30 0 0
NEW YORK COMMUNITY BANCORP INC 649445103 1 91 SH SOLE 91 0 0
NEW YORK TIMES CO CL A 650111107 2061 77935 SH SOLE 77935 0 0
NEW YORK TIMES CO CL A 650111107 42 1600 SH DEFINED 0 0 1600
NEWELL RUBBERMAID INC COM 651229106 5 252 SH SOLE 252 0 0
NEWELL RUBBERMAID INC COM 651229106 90 3800 SH DEFINED 0 0 3800
NEWFIELD EXPL CO 651290108 3 66 SH SOLE 66 0 0
NEWMONT MIN CO (HOLD CO) COM 651639106 7 137 SH SOLE 137 0 0
NEWPARK RESOURCES INC 651718504 1 200 SH SOLE 200 0 0
NEWS CORP CL A 65248E104 4 260 SH SOLE 260 0 0
NEW CORP CL B 65248E203 0 20 SH SOLE 20 0 0
NICOR INC 654086107 17 453 SH SOLE 453 0 0
NIKE INC CL B 654106103 21 248 SH SOLE 248 0 0
NISOURCE INC COM 65473P105 65 3122 SH SOLE 3122 0 0
NOKIA CORP PFD SPONS ADR 654902204 7 430 SH SOLE 280 0 150
NOKIA CORP PFD SPONS ADR 654902204 45 2500 SH DEFINED 0 0 2500
NORDSTROM INC COM 655664100 181 4860 SH SOLE 4860 0 0
NORFOLK SOUTHERN CORP COM 655844108 276 6165 SH SOLE 6165 0 0
NORTEL NETWORKS CORP NEW COM ADR 656568102 3 1102 SH SOLE 1102 0 0
NORTEL NETWORKS CORP NEW COM ADR 656568102 1 450 SH DEFINED 450 0 0
NORTHERN TR CORP COM 665859104 0 10 SH DEFINED 10 0 0
NORTHROP GRUMMAN CORP COM 666807102 114 1912 SH SOLE 1912 0 0
NOVARTIS AG 66987V109 5 114 SH SOLE 114 0 0
NUCOR CORP COM 670346105 282 4235 SH SOLE 4235 0 0
NVIDIA CORP 67066G104 159 4365 SH SOLE 4365 0 0
OGE ENERGY CORP COM 670837103 46 1723 SH SOLE 1723 0 0
17
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
--------------------------- ---------------- ---------- -------- -------- --- ---- ------- ------------ -------- -------- --------
OCCIDENTAL PETE CORP DEL COM 674599105 246 3087 SH SOLE 3087 0 0
OCCIDENTAL PETE CORP DEL COM 674599105 1 25 SH DEFINED 25 0 0
OFFICE DEPOT INC COM 676220106 102 3250 SH SOLE 3250 0 0
ORACLE CORP COM 68389X105 115 9430 SH SOLE 9140 0 290
ORACLE CORP COM 68389X105 10 900 SH DEFINED 900 0 0
PG&E CORP COM 69331C108 24 655 SH SOLE 655 0 0
PMC-SIERRA INC COM 69344F106 1 200 SH SOLE 200 0 0
PMI GROUP INC 69344M101 0 15 SH SOLE 15 0 0
PNC FINL SVCS GROUP INC COM 693475105 1479 23936 SH SOLE 21811 0 2125
PNC FINL SVCS GROUP INC COM 693475105 89 1450 SH DEFINED 0 0 1450
PPG INDS INC COM 693506107 66 1140 SH SOLE 1140 0 0
PPL CORP 69351T106 58 2000 SH SOLE 2000 0 0
PACCAR INC COM 693718108 490 7084 SH SOLE 7084 0 0
PACIFIC SUNWEAR OF CALIFORNIA INC 694873100 12 500 SH DEFINED 500 0 0
PACKAGING CORP AMER COM 695156109 22 995 SH SOLE 995 0 0
PACTIV CORP COM 695257105 78 3555 SH SOLE 3555 0 0
PALL CORP COM 696429307 26 1000 SH DEFINED 0 0 1000
PANACOS PHARMACEUTICALS INC 69811Q106 0 20 SH SOLE 0 0 20
PARKER HANNIFIN CORP COM 701094104 2 39 SH SOLE 39 0 0
PAYCHEX INC COM 704326107 4 122 SH SOLE 122 0 0
PENGROWTH ENERGY TRUST 706902301 11 500 SH DEFINED 500 0 0
PENNEY J C INC COM 708160106 78 1415 SH SOLE 1415 0 0
PEOPLES ENERGY CORP COM 711030106 18 515 SH SOLE 415 0 100
PEPCO HOLDINGS INC 713291102 21 952 SH SOLE 952 0 0
PEPSICO INC COM 713448108 5320 90050 SH SOLE 86150 0 3900
PEPSICO INC COM 713448108 313 5300 SH DEFINED 5300 0 0
PERFORMANCE TECHNOLOGIES INCCOM 71376K102 0 50 SH SOLE 50 0 0
PERKINELMER INC COM 714046109 47 2000 SH SOLE 2000 0 0
PETROCHINA CO LTD 71646E100 4 50 SH SOLE 50 0 0
PETROLEO BRASILEIRO SA 71654V408 4 65 SH SOLE 65 0 0
PFIZER INC COM 717081103 3037 130292 SH SOLE 109387 0 20905
PFIZER INC COM 717081103 365 15690 SH DEFINED 13190 0 2500
PHELPS DODGE CORP COM 717265102 21 150 SH SOLE 150 0 0
18
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
--------------------------- ---------------- ---------- -------- -------- --- ---- ------- ------------ -------- -------- --------
PHOENIX COS INC NEW COM 71902E109 13 1006 SH SOLE 1006 0 0
PINNACLE WEST CAP CORP COM 723484101 61 1486 SH SOLE 1486 0 0
PIONEER NATURAL RESOURCES CO 723787107 3 59 SH SOLE 59 0 0
PITNEY BOWES INC COM 724479100 323 7665 SH SOLE 7665 0 0
PLAINS ALL AMERICAN PIPELINE LP 726503105 3 100 SH SOLE 0 0 100
PLAINS EXPL & PRODTN CO COM 726505100 3 81 SH SOLE 81 0 0
PLUM CREEK TIMBER CO INC COM 729251108 9 274 SH SOLE 274 0 0
POTASH CORP SASK INC 73755L107 8 109 SH SOLE 109 0 0
PRAXAIR INC COM 74005P104 71 1353 SH SOLE 1003 0 350
PROCTER & GAMBLE CO COM 742718109 6068 104843 SH SOLE 98809 0 6034
PROCTER & GAMBLE CO COM 742718109 289 4998 SH DEFINED 3733 0 1265
PROGRESS ENERGY INC COM 743263105 28 645 SH SOLE 645 0 0
PROGRESSIVE CORP 743315103 637 5460 SH SOLE 5460 0 0
PRUDENTIAL FINL INC COM 744320102 48 663 SH SOLE 663 0 0
PUBLIC SVC ENTERPRISE GROUP COM 744573106 32 500 SH SOLE 500 0 0
PUGET SOUND ENERGY INC COM 745310102 67 3311 SH SOLE 3311 0 0
PULTE CORP COM 745867101 79 2015 SH SOLE 2015 0 0
PULTE CORP COM 745867101 66 1700 SH DEFINED 0 0 1700
PUTNAM HIGH YIELD MUN TR C/C 746781103 13 2022 SOLE 2022 0 0
QUALCOMM INC COM 747525103 1724 40038 SH SOLE 36883 0 3155
QUALCOMM INC COM 747525103 22 530 SH DEFINED 530 0 0
QUANTUM CORP COM DSSG 747906204 0 64 SH SOLE 64 0 0
QUEST DIAGNOSTICS INC COM 74834L100 123 2395 SH SOLE 2395 0 0
QUESTAR CORP COM 748356102 121 1600 SH SOLE 1600 0 0
QWEST COMM INTL INC 749121109 14 2622 SH SOLE 2622 0 0
QWEST COMM INTL INC 749121109 189 33550 SH DEFINED 0 0 33550
RSA SECURITY INC 749719100 0 60 SH SOLE 60 0 0
RAYTHEON CO CLASS B COM 755111507 107 2674 SH SOLE 2674 0 0
REALNETWORKS INC 75605L104 1 195 SH SOLE 195 0 0
RED HAT INC COM 756577102 4 172 SH SOLE 172 0 0
REGIONS FINL CORP NEW 7591EP100 12 355 SH SOLE 355 0 0
RELIANT ENERGY INC 75952B105 2 279 SH DEFINED 279 0 0
REPUBLIC SERVICES INC 760759100 5 139 SH SOLE 139 0 0
19
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
--------------------------- ---------------- ---------- -------- -------- --- ---- ------- ------------ -------- -------- --------
RESEARCH IN MOTION LTD 760975102 4 69 SH SOLE 69 0 0
REYNOLDS & REYNOLDS CO CL A 761695105 2 80 SH SOLE 80 0 0
REYNOLDS AMERN INC 761713106 52 550 SH SOLE 450 0 100
RITE AID CORP COM 767754104 17 5000 SH SOLE 5000 0 0
ROCKWELL INTL CORP NEW COM 773903109 44 753 SH SOLE 753 0 0
ROCKWELL INTL CORP NEW COM 773903109 29 500 SH DEFINED 0 0 500
ROCKWELL COLLINS INC COM 774341101 27 600 SH SOLE 600 0 0
ROHM & HAAS CO COM 775371107 61 1273 SH SOLE 1273 0 0
ROYAL DUTCH PETE CO 780259206 334 5441 SH SOLE 5441 0 0
RYLAND GROUP INC. 783764103 28 400 SH DEFINED 0 0 400
SLM CORPORATION SECURITIES COM 78442P106 12 227 SH SOLE 227 0 0
SAFEWAY INC (FORMERLY SAFEWAY STORES INC) 786514208 71 3025 SH SOLE 3025 0 0
SAFEWAY INC (FORMERLY SAFEWAY STORES INC) 786514208 1 50 SH DEFINED 50 0 0
ST JUDE MED INC 790849103 507 10105 SH SOLE 10105 0 0
ST JUDE MED INC 790849103 2 50 SH DEFINED 50 0 0
THE ST PAULS TRAVELERS COMPANIES INC-COM 792860108 115 2576 SH SOLE 2576 0 0
THE ST PAULS TRAVELERS COMPANIES INC-COM 792860108 143 3223 SH DEFINED 25 0 3198
SANDISK CORP COM 80004C101 4 70 SH SOLE 70 0 0
SARA LEE CORP COM 803111103 15 800 SH SOLE 800 0 0
SARA LEE CORP COM 803111103 1 100 SH DEFINED 100 0 0
SCHEIN HENRY INC. 806407102 27 620 SH SOLE 620 0 0
SCHERING PLOUGH CORP COM 806605101 332 15955 SH SOLE 15155 0 800
SCHLUMBERGER LTD COM 806857108 4126 42477 SH SOLE 40042 0 2435
SCHLUMBERGER LTD COM 806857108 405 4171 SH DEFINED 4171 0 0
SCHWAB CHARLES CORP NEW COM 808513105 42 2925 SH SOLE 2925 0 0
SCIENTIFIC ATLANTA INC COM 808655104 144 3345 SH SOLE 3345 0 0
SCOTTISH PWR PLC SPON ADR FINAL 81013T705 87 2336 SH SOLE 2336 0 0
SCOTTS MIRACLE-GRO CO 810186106 3 82 SH SOLE 82 0 0
E.W. SCRIPPS COMPANY (NEW) 811054204 1 35 SH DEFINED 35 0 0
SEARS HLDGS CORP COM 812350106 112 975 SH DEFINED 0 0 975
SELECTIVE INS GRP INC 816300107 38 719 SH SOLE 719 0 0
SEMPRA ENERGY COM 816851109 73 1635 SH SOLE 1635 0 0
SENECA FOODS CORP NEW CL B 817070105 26 1400 SH SOLE 1400 0 0
20
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
--------------------------- ---------------- ---------- -------- -------- --- ---- ------- ------------ -------- -------- --------
SENECA FOODS CORP NEW CL A 817070501 27 1400 SH SOLE 1400 0 0
SENIOR HSG PPTYS TR SH BEN INT 81721M109 10 621 SH SOLE 621 0 0
SIGMA ALDRICH CORP COM 826552101 3791 59915 SH SOLE 56845 0 3070
SIGMA ALDRICH CORP COM 826552101 63 1000 SH DEFINED 1000 0 0
SIMON PPTY GROUP INC NEW 828806109 26 350 SH SOLE 350 0 0
SIMON PPTY GROUP INC NEW 828806109 85 1122 SH DEFINED 0 0 1122
SIRIUS SATELLITE RADIO INC 82966U103 20 3000 SH SOLE 3000 0 0
SKY FINL GROUP INC COM 83080P103 220 7937 SH SOLE 7937 0 0
SKYWORKS SOLUTIONS INC 83088M102 1 210 SH SOLE 210 0 0
SMITH INTL INC COM 832110100 2 68 SH SOLE 68 0 0
SMURFIT-STONE CONTAINER CORPCOM 832727101 1 100 SH SOLE 100 0 0
SNAP-ON INC (FORMERLY SNAP-ON TOOLS CORP) 833034101 4 110 SH SOLE 110 0 0
SOLECTRON CORP COM 834182107 2 771 SH SOLE 771 0 0
SOLECTRON CORP COM 834182107 0 200 SH DEFINED 200 0 0
SOUTHERN CO COM 842587107 66 1926 SH SOLE 1861 0 65
SOUTHWEST AIRLS CO COM 844741108 0 40 SH SOLE 40 0 0
SOUTHWEST AIRLS CO COM 844741108 3 200 SH DEFINED 200 0 0
SPRINT NEXTEL CORP 852061100 185 7960 SH SOLE 7960 0 0
SPRINT NEXTEL CORP 852061100 308 13200 SH DEFINED 100 0 13100
STANLEY WORKS COMMON 854616109 6 135 SH SOLE 135 0 0
STAPLES INC COM 855030102 1669 73540 SH SOLE 67858 0 5682
STAPLES INC COM 855030102 55 2435 SH DEFINED 2435 0 0
STARBUCKS CORP COM 855244109 24 830 SH DEFINED 830 0 0
STARWOOD HOTELS&RESORTS WRLDPAIRED CTF 85590A203 16 260 SH SOLE 260 0 0
STATE STR CORP COM 857477103 3 60 SH SOLE 60 0 0
STATE STR CORP COM 857477103 5 100 SH DEFINED 100 0 0
STRYKER CORP 863667101 44 1000 SH DEFINED 1000 0 0
SUFFOLK BANCORP COM 864739107 109 3244 SH SOLE 3244 0 0
SUN MICROSYSTEMS INC COM 866810104 73 17450 SH SOLE 14400 0 3050
SUN MICROSYSTEMS INC COM 866810104 1 250 SH DEFINED 0 0 250
SUNCOR ENERGY INC 867229106 6 100 SH SOLE 100 0 0
SUNTRUST BKS INC COM 867914103 185 2550 SH SOLE 2550 0 0
SUNTRUST BKS INC COM 867914103 80 1100 SH DEFINED 0 0 1100
21
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
--------------------------- ---------------- ---------- -------- -------- --- ---- ------- ------------ -------- -------- --------
SUPERVALU INC COM 868536103 43 1330 SH SOLE 1330 0 0
SYNOVUS FINL CORP COM 87161C105 18 675 SH SOLE 0 0 675
SYSCO CORP COM 871829107 8 265 SH SOLE 265 0 0
TCF FINANCIAL CORPORATION 872275102 1 63 SH SOLE 63 0 0
TD BANKNORTH INC COM 87235A101 4 147 SH SOLE 147 0 0
TECO ENERGY INC 872375100 26 1520 SH SOLE 820 0 700
TEPPCO PARTNERS LP 872384102 17 500 SH SOLE 500 0 0
TXU CORP COM 873168108 61 1230 SH SOLE 1230 0 0
TAIWAN SEMICONDUCTOR ADR 874039100 0 11 SH SOLE 11 0 0
TARGET CORP COM 87612E106 3655 66496 SH SOLE 62591 0 3905
TARGET CORP COM 87612E106 111 2025 SH DEFINED 2025 0 0
TELECOM CORP NEW ZEALAND LTDSPONSORED ADR 879278208 25 791 SH SOLE 791 0 0
TELLABS INC COM 879664100 0 55 SH DEFINED 55 0 0
TEMPLETON GLOBAL INC FD 880198106 7 900 SH SOLE 900 0 0
TENNECO INC COM 880349105 13 693 SH SOLE 693 0 0
TERADYNE INC 880770102 0 55 SH SOLE 55 0 0
TERAYON COMMUNICATION SYS COM 880775101 0 40 SH SOLE 0 0 40
TEVA PHARMA INDS ADR 881624209 4 104 SH SOLE 104 0 0
TEVA PHARMA INDS ADR 881624209 1 35 SH DEFINED 35 0 0
TEXAS INDS INC COM 882491103 14 300 SH SOLE 300 0 0
TEXAS INSTRS INC COM 882508104 1787 55743 SH SOLE 52218 0 3525
TEXAS INSTRS INC COM 882508104 53 1665 SH DEFINED 465 0 1200
THERMO ELECTRON CORP COM 883556102 30 1020 SH SOLE 1020 0 0
THORNBURG MORTGAGE INC 885218107 2 100 SH DEFINED 100 0 0
3M COMPANY COM 88579Y101 4124 53217 SH SOLE 49812 0 3405
3M COMPANY COM 88579Y101 578 7469 SH DEFINED 6469 0 1000
TIME WARNER INC COM 887317105 575 33009 SH SOLE 27509 0 5500
TIME WARNER INC COM 887317105 98 5625 SH DEFINED 125 0 5500
TOMPKINS TRUSTCO INC 890110109 44152 985761 SH SOLE 969411 0 16350
TOMPKINS TRUSTCO INC 890110109 2404 53684 SH DEFINED 53684 0 0
TORONTO DOMINION BK ONT COM NEW ADR 891160509 3 70 SH SOLE 70 0 0
TOTAL FINA ELF SA 89151E109 3 28 SH SOLE 28 0 0
TRIBUNE CO NEW 896047107 2 97 SH SOLE 97 0 0
22
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
--------------------------- ---------------- ---------- -------- -------- --- ---- ------- ------------ -------- -------- --------
TYCO INTL LTD NEW COM 902124106 36 1266 SH SOLE 1266 0 0
TYCO INTL LTD NEW COM 902124106 225 7800 SH DEFINED 0 0 7800
UST INC COM 902911106 16 411 SH SOLE 411 0 0
US BANCORP DEL COM NEW 902973304 56 1894 SH SOLE 1894 0 0
UNILEVER N V N Y SHS NEW 904784709 24 357 SH SOLE 357 0 0
UNION PAC CORP COM 907818108 639 7949 SH SOLE 7949 0 0
UNION PAC CORP COM 907818108 80 1000 SH DEFINED 0 0 1000
UNIT CORP 909218109 8 161 SH SOLE 161 0 0
UNITED PARCEL SERVICE INC CL B 911312106 3516 46796 SH SOLE 44321 0 2475
UNITED PARCEL SERVICE INC CL B 911312106 86 1150 SH DEFINED 1150 0 0
USX-U S STL COM 912909108 12 258 SH SOLE 258 0 0
UNITED TECHNOLOGIES CORP COM 913017109 1924 34435 SH SOLE 31960 0 2475
UNITED TECHNOLOGIES CORP COM 913017109 22 400 SH DEFINED 400 0 0
UNITED UTILS PLC SPONSORED ADR 91311Q105 18 794 SH SOLE 794 0 0
UNITEDHEALTH GROUP INC 91324P102 5455 87803 SH SOLE 83908 0 3895
UNITEDHEALTH GROUP INC 91324P102 329 5300 SH DEFINED 1400 0 3900
UPM KYMMENE CORP SPONSORED ADR 915436109 15 806 SH SOLE 806 0 0
V F CORP COM 918204108 57 1042 SH SOLE 1042 0 0
VALASSIS COMMUNICATION INC 918866104 2 84 SH SOLE 84 0 0
VALERO ENERGY CORP NEW COM 91913Y100 24 480 SH SOLE 480 0 0
VAN KAMPEN AMERICAN CAPITAL MUNICIPAL TRUST 920919107 19 1400 SOLE 1400 0 0
VAN KAMPEN TR INVT GRADE MUNCOM 920929106 20 1400 SOLE 1400 0 0
VAN KAMPEN TR INVT GRADE N JCOM 920933108 40 2400 SOLE 2400 0 0
VAN KAMPEN ADVAN MUN 921124103 21 1415 SOLE 1415 0 0
VARIAN MED SYS INC COM 92220P105 6 135 SH SOLE 135 0 0
VECTREN CORP COM 92240G101 31 1170 SH SOLE 1170 0 0
VERITY INC 92343C106 0 60 SH SOLE 60 0 0
VERIZON COMMUNICATIONS COM 92343V104 622 20688 SH SOLE 17828 0 2860
VERIZON COMMUNICATIONS COM 92343V104 4 150 SH DEFINED 150 0 0
VIACOM INC CLASS B 925524308 1423 43677 SH SOLE 42962 0 715
VIACOM INC CLASS B 925524308 65 2025 SH DEFINED 525 0 1500
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W100 44 2055 SH SOLE 2055 0 0
VOLTERRA SEMICONDUCTER CORP 928708106 15 1000 SH SOLE 1000 0 0
23
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
--------------------------- ---------------- ---------- -------- -------- --- ---- ------- ------------ -------- -------- --------
WPP GROUP PLC SPONSORED ADR NEW 9/05 929309409 70 1300 SH DEFINED 0 0 1300
WPS RESOURCES CORP COM 92931B106 16 300 SH SOLE 300 0 0
WACHOVIA CORP 2ND NEW COM 929903102 86 1635 SH SOLE 1635 0 0
WACHOVIA CORP 2ND NEW COM 929903102 59 1125 SH DEFINED 25 0 1100
WAL MART STORES INC COM 931142103 1982 42370 SH SOLE 39385 0 2985
WAL MART STORES INC COM 931142103 425 9100 SH DEFINED 9100 0 0
WALGREEN CO COM 931422109 206 4668 SH SOLE 4668 0 0
WASHINGTON MUT INC COM 939322103 24 555 SH SOLE 555 0 0
WASTE MGMT INC DEL COM 94106L109 50 1652 SH SOLE 1652 0 0
WASTE MGMT INC DEL COM 94106L109 113 3725 SH DEFINED 0 0 3725
WATERS CORP COM 941848103 0 25 SH SOLE 25 0 0
WELLPOINT INC COM 94973V107 150 1880 SH SOLE 1880 0 0
WELLPOINT INC COM 94973V107 1 20 SH DEFINED 20 0 0
WELLS FARGO & CO NEW COM 949746101 2622 41743 SH SOLE 39613 0 2130
WELLS FARGO & CO NEW COM 949746101 42 675 SH DEFINED 675 0 0
WENDYS INTERNATIONAL INC. 950590109 30 555 SH SOLE 555 0 0
WESTAR ENERGY INC COM 95709T100 23 1100 SH SOLE 1100 0 0
WEYERHAEUSER CO 962166104 7 110 SH SOLE 110 0 0
WHIRLPOOL CORP COM 963320106 15 190 SH SOLE 190 0 0
WHOLE FOODS MARKET INC 966837106 0 5 SH DEFINED 5 0 0
WILLIAMS COS INC DEL COM 969457100 7 306 SH SOLE 306 0 0
WIRELESS TELECOM GP INC 976524108 6 2350 SH SOLE 2350 0 0
WISCONSIN ENERGY CORP COM 976657106 16 433 SH SOLE 433 0 0
WORLD WRESTLING ENT INC 98156Q108 0 50 SH SOLE 50 0 0
WRIGLEY WM JR CO COM 982526105 0 10 SH SOLE 10 0 0
WRIGLEY WM JR CO COM 982526105 46 700 SH DEFINED 700 0 0
WYETH COM 983024100 706 15329 SH SOLE 15329 0 0
WYETH COM 983024100 234 5100 SH DEFINED 3100 0 2000
XM SATELLITE RADIO HLDGS INCCL A 983759101 5 200 SH SOLE 200 0 0
XCEL ENERGY INC 98389B100 28 1521 SH SOLE 1011 0 510
XILINX INC COM 983919101 1 68 SH SOLE 68 0 0
XEROX CORP COM 984121103 7 541 SH SOLE 541 0 0
YAHOO INC COM 984332106 180 4618 SH SOLE 4618 0 0
YAHOO INC COM 984332106 114 2910 SH DEFINED 110 0 2800
24
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
--------------------------- ---------------- ---------- -------- -------- --- ---- ------- ------------ -------- -------- --------
ZIMMER HLDGS INC COM 98956P102 3 45 SH SOLE 45 0 0
ZIONS BANCORPORATION COM 989701107 58 780 SH SOLE 780 0 0
GRAND TOTALS 302090 7068106 6488678 0 579428
25